{"info":{"_postman_id":"39c50930-0773-4c8e-9be8-04eddb483d9f","name":"Coterie Commercial Insurance API","description":"

Welcome to Coterie Insurance Commercial API!

We are excited to partner with you, and are here to help throughout the integration process.

Our API allows consumers to establish a commercial account, generate rated quotes for each line of business requested, and create policies for those lines of business.

Review Coterie API FAQ's

Reach our insurance experts here.

For any API related questions or concerns please reach out to your assigned Integration Sales Manager.

Quickstart Guide

\n\n

Please reach out to the Coterie team to request API credentials for our Sandbox and Production environments. Once you are set up, your assigned Integration Manager will send you your necessary keys and IDs via encrypted email.

Check out our Authentication Guide for guidance on the difference beween the Publishable and Secret keys, and when to use each.

Step 2: Submit a Bindable Quote

Now that you have your keys, you can post a sample bindable quote to Coterie.

Bindable quotes collect all information necessary to provide your customer with a rated, accurate quote for their business.

In this example, we are going to send a General Liability (GL) quote for an Ohio-based plumber.

(For a sample in the language of your choice, check out the Quotes section of our documentation; this example is using JSON)

Note: Your Publishable Key is used to generate a quote

curl -X POST \\\n\"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes\" \\\n-H \"Authorization: token [your_publishable_key_here]\" \\\n-H \"Content-Type: application/json\" \\\n-d '\n{\n  \"applicationTypes\": [\"GL\"],\n  \"agencyExternalId\": \"[your_agency_id_here]\",\n  \"glLimit\": 1000000,\n  \"glAggregateLimit\": 2000000,\n  \"glAggregatePcoLimit\": 2000000,\n  \"annualPayroll\":150000,\n  \"grossAnnualSales\":150000,\n  \"businessName\": \"Stark's Plumbing Services\",\n  \"numEmployees\": 15,\n  \"AKHash\":\"ec166bae97d3a4cfcccc7749a1b426cb\",\n  \"contactFirstName\": \"Pepper\",\n  \"contactLastName\": \"Potts-Stark\",\n  \"contactEmail\": \"pepper.stark@starkplumbing.com\",\n  \"contactPhone\": \"513-555-1234\",\n  \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n  \"mailingAddressCity\": \"Cincinnati\",\n  \"mailingAddressState\": \"OH\",\n  \"mailingAddressZip\": \"45242\",\n  \"lossControl\": \"OptIn\",\n  \"endorsements\": {\n    \"additionalInsureds\": [\n      {\n        \"name\": \"Happy's Plumbing Contracting Services\",\n        \"street\": \"123 Fake Street\",\n        \"City\": \"Cincinnati\", \n        \"state\": \"OH\",\n        \"zip\": 45215,\n        \"email\": \"happy.hogan@example.com\",\n        \"description\": \"Freelance Marketplace\"\n      }\n    ]\n  },\n  \"locations\": [\n    {\n      \"street\": \"7817 Cooper Road, Suite B\",\n      \"city\": \"Cincinnati\",\n      \"state\": \"OH\",\n      \"zip\": \"45242\"\n    }\n  ]\n}'\n\n

Quote Proposal Download

Once you have your bindable quote, you can view the quote proposal by visiting the URL below:

https://dashboard.coterieinsurance.com/quoteproposal/{{applicationId}}

The applicationId is returned in the API response for any application or quote issued by Coterie's system.

This link will open a new webpage where the quote proposal is generated and automatically downloaded. We recommend launching this URL in a new tab, so that the user can keep their session in the platform live.

Step 3: Generate a Policy

Your bindable quote can easily be turned into a bound policy.

Coterie uses Stripe to hold credit card information, and our Bind Using Stripe uses your Secret Key, along with the quote ID, Stripe payment token, and agency ID to bind the existing quote to a policy.

The example below will bind the quote we created above (GL coverage for an Ohio-based plumber).

Upon successful policy issuance, the policyholder will receive an email with all of their insurance documentation.

Note: Your Secret Key is used to generate a policy

curl -X POST \\\n\"https://api-sandbox.coterieinsurance.com/v1.6/commercial//{{quoteId}}/bind\" \\\n-H \"Authorization: token [your_secret_key_here]\" \\\n-H \"Content-Type: application/json\" \\\n-d '\n{\n    \"TokenizedPaymentId\": \"[stripe_payment_token_here]\",\n    \"paymentInterval\": \"Monthly\",\n    \"agencyExternalId\": \"[your_agency_id_here]\"\n}'\n\n

Note: Due to the legality of the documents, our policy documents will not be emailed in our sandbox environment. If you would like to see what our forms look like, please reach out to our insurance team.

Authentication Guide

Each channel partner is assigned a unique API key that can be used to track quotes that are generated.

You can get your API keys by logging into the Coterie Portal. You can also refer to the encrypted email sent to you from your assigned Integration Sales Manager.

API calls require an API Key to be passed as a token in the Authorization header of the HTTP Request.

Example:

Authorization: token [publishable_key] \n\n

Each channel partner is assigned two API Keys: a Publishable Key and a Secret Key.

The Publishable API key is suitable for use in websites and deployed apps, but the Secret API key should only be used server-side in a protected environment.

Some operations can be performed with either a publishable or secret API key, while others require the use of the Secret API key.

Note: The examples on this website do not allow the Authentication to be present in the examples. You will need to manually add this or download the examples to Postman (recommended)

Classification / Industries

Right now, the API does not provide an endpoint that provides all appetite information; your Integration Manager will send you a mapping excel containing all appetite and endorsement information.

Our API request requires that the AK Hash be sent; this is a unique identifier that combines the NAICS with the Description MD5 Hash, which allows Coterie to classify industries at a granular level.

For the sake of documentation, sample AKHashes have been included in the example requests. Please reach out to your Coterie contact for more details.

Integration Options

There are two ways that an integrating party can use Coterie's API:

Embedded Experience
\n
Partial Integration
\n

For both integration options, both Quote and Policy attributions can be associated with an individual in additional to an agency or channel partner. (See the Agency/Producer Attribution Request folder for more detailed information)

Embedded Experience:

The embedded experience allows the integrating partner to own the full process from quote to bind.

The simplest workflow for an embedded experience requires only two (2) endpoint calls: One call to the Bindable Quote endpoint, and another to the Bind Policy endpoint.

If binding through Direct Bill Pay, your flow could look like this:

Create Bindable Quote
\n
Bind Policy
\n
1. Please note: This call is split into two: You will need to acquire the Stripe Token and pass that through this endpoint. The Policies folder provides additional information for this process.
  \n
  1. You will be using the \"Direct Bill\" example found in the Bind Policy examples
  \n
\n

If binding through Agency Bill Pay, your flow could look like this:

Create Bindable Quote
\n
Bind Policy
\n
1. Please note: You will not be sending the \"tokenizedPaymentId\" attribute. You only need to send the paymentInterval (if monthly installments are wanted) and your agencyExternalId
  \n
  1. You will be using the \"Agency Bill\" example found in the Bind Policy examples
  \n
\n

Partial Integration:

The partial integration experience allows the integrating partner to own the initial quote creation process, and then bridge the user into Coterie's user-interface to complete the quote and bind to a policy.

The Create Bindable Quote API response will include URLs that allow for this bridging; the keys for these bridging options are outlined below:

applicationURL - this will bridge the user into Coterie's Quote Flow UI
\n
- The ideal user for this bridging experience is the propspective policyholder
  \n
- The user will be able to edit their quote and purchase their policy
  \n
- It is possible to add an attribution to this experience, but the user will not have access to other quotes or policies
  \n
\n
agentURL - this will bridge the user into Coterie's Dashboard UI
\n
- The ideal user for this bridging experience is an agent with a Coterie Dashboard account
  \n
- In this experience, other quotes and policies associated with this agency will be visible and actionable to the user.
  \n
\n
snapshotURL - this will bridge the user into Coterie's Snapshot UI
\n
- The ideal user for this bridging experience is either the prospective policyholder or an agent that does not have a Coterie Dashboard account
  \n
- In this experience, the user will be able to review the quote information and purchase the policy
  \n
- This does not allow the user to edit the quote, nor can they see other quotes or policies
  \n
\n

The simplest workflow for a partial integration experience requires only one (1) endpoint:

Create Bindable Quote

URLs

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Environment	URL
Live	https://api.coterieinsurance.com/v1.6/commercial
Sandbox	https://api-sandbox.coterieinsurance.com/v1.6/commercial

Quoting Attributes

We identify all entities by the following:

Referral Channel Partner - this is the partner who should receive referral credit. We identify the Referral Channel Partner through the token passed within the Authentication header,
\n
Commissions Channel Partner - this is the partner who should receive commission credit. We derive the Commissions Channel Partner through the agency- or producer-level attribution in the body of the request.
\n
- For agency-level attribution, agencyExternalId should be added to the request body; the producer associated is defaulted to the agency owner. The Commissions Channel Partner is the one that owns that agency.
  \n
- For producer-level attribution, producerExternalId should be added to the requset body. The Commissions Channel Partner and agency are the ones who own that producer.
  \n
\n
Please see below for table and brief description of each attribute. Within each endpoint, you can open the JSON request to view the full schema.
\n

Master Attribute Reference Table

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Attribute	Data Type	Required (When)	Enums / Rules	Notes
agencyExternalId	string	BOP, GL, PL		Agency identifier; can be replaced by producerExternalId
producerExternalId	string	BOP, GL, PL		Producer idenfiier; can be replaced by agencyExternalId
applicationTypes	string	BOP, GL, PL		Can send more than one I.E. BOP, PL / GL, PL
glLimit	integer	BOP, GL, PL	300000, 500000, 1000000, 2000000	$2M not available for Contractors in NY, TX, CO, CA, FL, or when Liquor Liability is included
glAggregateLimit	integer	Optional	600000, 1000000, 2000000, 4000000	Defaults to 2× `glLimit` if not sent
glAggregatePcoLimit	integer	Optional	600000, 1000000, 2000000, 4000000	Defaults to 2× `glLimit` if not sent
bppDeductible	integer	BOP	500, 1000, 2500, 5000
lossControl	string	Optional: BOP, GL	OptIn, OptOut	This will opt the insured in or out of our MMR add-on.
legalBusinessName	string	BOP, GL, PL
dba	string	Optional		Doing Business As name, if applicable
businessStartDate	string (date)	BOP, GL, PL		Format: MM-DD-YYYY
businessAgeInMonths	integer	Optional
numEmployees	integer	BOP, GL, PL		Minimum: 1-15 for contractors; 1-50 for all other classes
AKHash	string	BOP, GL, PL
annualPayroll	integer	BOP, GL, PL		Minimum: 1000
grossAnnualSales	integer	BOP, GL, PL	Min 1,000; Max 5,000,000 (contractors) or 10,000,000 (others)	Minimum: 1000 Maximum: 5000000 for Contractors; 10000000 for all others
contactFirstName	string	BOP, GL, PL
contactLastName	string	BOP, GL, PL
contactEmail	string	BOP, GL, PL		Format: name@email.com
contactPhone	string	BOP, GL, PL
mailingAddressStreet	string	BOP, GL, PL		Street address
mailingAddressCity	string	BOP, GL, PL
mailingAddressState	string	BOP, GL, PL		2-letter postal abbreviation recommended
mailingAddressZip	string	BOP, GL, PL
policyStartDate	string (date)	Optional		Format: MM-DD-YYYY If not sent, date will default to current date (UTC)
limitDamagePremRented	integer	Optional		Base 50,000 auto-included; any value sent is added to that base (e.g. send 100000 → total 150000)
propertyDamageLiabilityDeductible	integer	Optional	500, 1000, 2500, 5000, 10000	Default 1000 if not sent
previousLosses	array	Required only if any previous losses exist	—	Send empty array if no prior losses
previousLosses[].amount	integer	Required when `previousLosses` item present		Amount of loss
previousLosses[].description	string	Required when `previousLosses` item present		Text description of loss

Locations Array

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Attributes	Data Type	Required (When)	Enums / Rules	Notes
street	string	BOP, GL		Street address
city	string	BOP, GL
State	string	BOP, GL		2-letter postal abbreviation recommended
zip	string	BOP, GL
isPrimaryLocation	boolean	Optional: BOP		Indicates the primary location
locationType	string	BOP	Home, BuildingLeased, BuildingOwned
bppLimit	integer	BOP	Minimum 5,000; Maximum 500,000	Business personal property limit
buildingLimit	integer	BOP	Min 25,000; Max 1,000,000; Default 0	Building coverage limit; can only be applied if locationType is BuildingOwned
hasSprinklers	boolean	Optional: BOP
squareFootage	integer	Optional: BOP		Location square footage

Professional Liability (PL) Object

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Attributes	Data Type	Required (When)	Enums / Rules	Notes
occurrenceLimit	integer	PL	25000, 50000, 250000, 500000, 1000000	Per-claim PL limit
aggregateLimit	integer	Optional: PL	50000, 100000, 500000, 1000000, 3000000	If not sent, defaults to a multiplier of `occurrenceLimit`
deductibleAmount	integer	PL	0, 250, 750, 1500, 2500	Defaults to 1500 if not sent
certificationsRequired	boolean	PL		Certifications required for class/industry
certificationsMaintained	boolean	PL		Certifications actually maintained
yearsOfPriorActs	integer	PL	Maximum: 6	Not available for businesses < 12 months old; cannot exceed age of business
yearsOfProfessionalExperience	integer	PL		Years of professional experience

Endorsements Object:

Hired Auto & Non-Owned Auto Object

Object name: hiredAutoAndNonOwnedAuto

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Attributes	Data Type	Required (When)	Enums / Rules	Notes
hiredCoverage	integer	hiredAutoAndNonOwnedAuto endorsement is selected	Value should be defaulted to 1
nonOwnedCoverage	integer	hiredAutoAndNonOwnedAuto endorsement is selected	Value should be defaulted to 1	Defaults to `1` when endorsement applied
limit	integer	hiredAutoAndNonOwnedAuto endorsement is selected	300000, 500000, 1000000, 2000000	Maps to `glLimit` and follows same rules (incl. $2M restrictions)
autoLiabLimit	integer	hiredAutoAndNonOwnedAuto endorsement is selected	1000000	Auto liability limit
shouldInclude	boolean	hiredAutoAndNonOwnedAuto endorsement is selected		Should default to true if coverage is selected

Liquor Liability Endorsement Object

Object name: liquorLiabilityEndorsement

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Field	Data Type	Required (When)	Enums / Rules	Notes
alcoholicBeverageSales	integer	liquorLiabilityEndorsement is selected		Cannot exceed `grossAnnualSales`
liquorLiabilityEndorsement.liquorLiabLimitEachOccurrence	integer	liquorLiabilityEndorsement is selected	300000, 500000, 1000000, 2000000	Maps to `glLimit` and follows same rules (incl. $2M restrictions)
liquorLiabilityEndorsement.shouldInclude	boolean	liquorLiabilityEndorsement is selected		Should default to true if coverage is selected

Contractors Installation & Tools Object

Object name: contractorsInstallationAndTools

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Field	Data Type	Required (When)	Enums / Rules	Notes
selectedContractorsToolsLimit	integer	contractorsInstallationAndTools endorsement is selected	10000, 15000, 20000, 25000	Selected tools limit
contractorsInstallationAndTools.toolsAndEquipmentCoverage	string	contractorsInstallationAndTools endorsement is selected	Blanket	Tools coverage type

Other Endorsements & Coverages

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Field	Data Type	Required (When)	Enums / Rules	Notes
endorsementPackage	string	Optional: BOP	Gold, Silver, Platinum
equipmentBreakdownEndorsement	boolean	Optional: BOP		Equipment breakdown endorsement flag
restaurantCoverage	boolean	Optional: BOP		Restaurant-specific coverage flag

Cyber Coverage Object

Object name: cyberCoverage

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Attributes	Data Type	Required (When)	Enums / Rules	Notes
limits	string	cyberCoverage endorsement is selected	25000/50000, 50000/100000	Limit/aggregate pairs

Workplace Violence Object

Object name: workplaceViolenceCoverage

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Attributes	Data Type	Required (When)	Enums / Rules	Notes
limits	string	workplaceViolenceCoverage endorsement is selected	50000/50000, 100000/100000	Limit/aggregate pairs

Employment Practices Liability (EPLI) Object

Object name: epliCoverage

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Attributes	Data Type	Required (When)	Enums / Rules	Notes
limits	string	epliCoverage endorsement is selected	50000/50000, 100000/100000, 250000/250000	Limit/aggregate pairs
retention	string	epliCoverage endorsement is selected	2500, 50000, 10000	Some classes are restricted to the $10K limit restriction.

Field	Data Type	Required (When)	Enums / Rules	Notes
additionalInsuredsPrimaryAndNonContributory	boolean	Required when adding any Blanket Additional Insured coverage		This must be set to True when for Blanket Additional Insured
additionalInsuredsConstructionContractRequirementEndorsement	object	Required when adding any Blanket Additional Insured coverage		Required when adding Blanket AI construction contract requirement
additionalInsuredsConstructionContractRequirementEndorsement.formText	string	Required when adding any Blanket Additional Insured coverage	Default Text: “This is a blanket AI form language for contractRequirementEndorsement”
additionalInsuredsConstructionContractRequirementEndorsement.numAddInsOwnerWithReq	integer	Required when adding any Blanket Additional Insured coverage	Default `1`
additionalInsuredsDesignatedPersonOrOrganization	boolean	Required when adding any Blanket Additional Insured coverage		This must be set to True when for Blanket Additional Insured
additionalInsuredsWaiverOfTransfer	boolean	Required when adding any Blanket Additional Insured coverage		This must be set to True when for Blanket Additional Insured
additionalInsuredsManagersOrLessorsPremisesEndorsement	object	Required when adding any Blanket Additional Insured coverage
additionalInsuredsManagersOrLessorsPremisesEndorsement.formText	string	Required when adding any Blanket Additional Insured coverage	Default Text: “This is a blanket form AI language for managersOfLessorsPrem”
additionalInsuredsManagersOrLessorsPremisesEndorsement.numAddInsManagerPerApartment	integer	Required when adding any Blanket Additional Insured coverage	Default `1`
additionalInsuredsManagersOrLessorsPremisesEndorsement.numAddInsManagerOther	integer	Required when adding any Blanket Additional Insured coverage	Default `1`
additionalInsuredsLessorOfLeasedEquipmentEndorsement	object	Required when adding Blanket AI for lessor of leased equipment
additionalInsuredsLessorOfLeasedEquipmentEndorsement.formText	string	Required when adding any Blanket Additional Insured coverage	Default: “This is blanket AI form language for LessorOfLeased”
additionalInsuredsLessorOfLeasedEquipmentEndorsement.numAddInsLeasedEquipOther	integer	Required when adding any Blanket Additional Insured coverage	Default `1`
additionalInsuredsLessorOfLeasedEquipmentEndorsement.numAddInsLeasedEquipPerApartment	integer	Required when adding any Blanket Additional Insured coverage	Default `1`

Additional Insureds Array

Object name: additionalInsureds

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Attributes	Data Type	Required (When)	Notes
street	string	Required if additionalInsureds is sent
city	string	Required if additionalInsureds is sent
state	string	Required if additionalInsureds is sent	2-letter postal abbreviation recommended
zip	integer	Required if additionalInsureds is sent
name	string	Required if additionalInsureds is sent	Additional insured name
email	string (email)	Required if additionalInsureds is sent	valid format: name@email.com

Fees

If fees are displayed on your platform, the following attributes should be used to alleviate calculations meeded to be done by a partner:

For annual payment plan, please consume:

quote.premium
\n
quote.totalYearlyFees (fees owed on an annual plan)
\n
quote.totalYearlyOwed (total owed for an annual plan)
\n

For monthly plan, please consume:

quote.monthlyPremium
\n
quote.month1Fees (fees owed on month 1 payment)
\n
quote.month1Owed (total owed for month 1 payment)
\n
quote.monthlyFees (fees owed each month for months 2-12)
\n
quote.monthlyOwed (total owed each month for months 2-12)
\n

To display fees granularity, please consume:

quote.PolicyFees
\n
quote.InstallmentFees
\n
quote.LossControlFee
\n
quote.CyberClaimandRiskManagementFee
\n

To support your transition, legacy attributes and arrays will continue to be provided in the response. This portion of the quote response will be removed once partner integrations are updated to consume our new values. These legacy attributes include:

Fees array at the quotes.fees level (this has been moved to the individual quote level quote.quotes.fees)
\n
quote.totalMonthlyFees (this has been replaced by the month 1 and future month breakdown)
\n
quote.totalMonthlyOwed (this has been replaced the monthly 1 and future month breakdown)
\n

NOTE: Your request to generate a quote may be denied due to underwriting program guidelines. Refer to the DECLINE response for an example.

\n","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[{"content":"Quickstart Guide","slug":"quickstart-guide"},{"content":"Authentication Guide","slug":"authentication-guide"},{"content":"Classification / Industries","slug":"classification-industries"},{"content":"Integration Options","slug":"integration-options"},{"content":"URLs","slug":"urls"},{"content":"Quoting Attributes","slug":"quoting-attributes"},{"content":"Master Attribute Reference Table","slug":"master-attribute-reference-table"},{"content":"Fees","slug":"fees"}],"owner":"8605509","collectionId":"39c50930-0773-4c8e-9be8-04eddb483d9f","publishedId":"SVn3ra1i","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"0E0E47","highlight":"4223FF"},"publishDate":"2020-06-15T12:43:50.000Z"},"item":[{"name":"Quotes","item":[{"name":"Create Bindable Quote","id":"56a6c41b-fc25-4a3b-a0a6-325c2c649b59","protocolProfileBehavior":{"disableBodyPruning":true,"disabledSystemHeaders":{"content-type":true,"content-length":true,"host":true,"user-agent":true,"accept":true,"accept-encoding":true,"connection":true}},"request":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark Industries\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"limitDamagePremRented\": 100000,\r\n \"lossControl\": \"OptIn\",\r\n \"propertyDamageLiabilityDeductible\": 500,\r\n \"locations\": [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": {\r\n \"endorsementPackage\": \"Gold\",\r\n \"hiredAutoAndNonOwnedAuto\": \r\n {\r\n \"hiredCoverage\": 1,\r\n \"nonOwnedCoverage\": 1,\r\n \"limit\": 300000,\r\n \"autoLiabLimit\": 1000000,\r\n \"shouldInclude\": true\r\n },\r\n \"cyberCoverage\": \r\n {\r\n \"limits\": \"25000/50000\"\r\n },\r\n \"workplaceViolenceCoverage\": \r\n {\r\n \"limits\": \"50000/50000\"\r\n },\r\n \"additionalInsuredsPrimaryAndNonContributory\": true,\r\n \"additionalInsuredsConstructionContractRequirementEndorsement\": \r\n {\r\n \"formText\": \"This is a blanket AI form language for contractRequirementEndorsement\",\r\n \"numAddInsOwnerWithReq\": 1\r\n },\r\n \"additionalInsuredsDesignatedPersonOrOrganization\": true,\r\n \"additionalInsuredsWaiverOfTransfer\": true,\r\n \"additionalInsuredsManagersOrLessorsPremisesEndorsement\": \r\n {\r\n \"formText\": \"This is a blanket form AI language for managersOfLessorsPrem\",\r\n \"numAddInsManagerPerApartment\": 1,\r\n \"numAddInsManagerOther\": 1\r\n },\r\n \"additionalInsuredsLessorOfLeasedEquipmentEndorsement\": \r\n {\r\n \"formText\": \"This is blanket AI form language for LessorOfLeased\",\r\n \"numAddInsLeasedEquipOther\": 1,\r\n \"numAddInsLeasedEquipPerApartment\": 1\r\n },\r\n \"additionalInsureds\": \r\n [\r\n {\r\n \"zip\": 44134,\r\n \"city\": \"PARMA\",\r\n \"street\": \"789 Rainbows Ave\",\r\n \"state\": \"OH\",\r\n \"name\": \"Happy Hogan Insurance LLC\",\r\n \"email\": \"happ.hogan@example.com\"\r\n \r\n }\r\n ]\r\n }\r\n\r\n}"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"9a35e069-92a7-48ee-8319-66c55b93e70d","id":"9a35e069-92a7-48ee-8319-66c55b93e70d","name":"Quotes","type":"folder"}},"urlObject":{"protocol":"https","path":["v1.6","commercial","quotes","bindable"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"c31bab74-3fc8-4d01-a0e0-4c838507225f","name":"BOP w/ All Fees","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_external_id\",\r\n \"policyStartDate\": \"05/01/2026\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark Industries\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"limitDamagePremRented\": 100000,\r\n \"previousLosses\": [\r\n {\"amount\": 10000,\r\n \"description\": \"water loss\"} \r\n ],\r\n \"lossControl\": \"OptIn\",\r\n \"propertyDamageLiabilityDeductible\": 500,\r\n \"locations\": [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": {\r\n \"endorsementPackage\": \"Gold\",\r\n \"cyberCoverage\": \r\n {\r\n \"limits\": \"25000/50000\"\r\n },\r\n \"workplaceViolenceCoverage\": \r\n {\r\n \"limits\": \"50000/50000\"\r\n },\r\n \"additionalInsuredsPrimaryAndNonContributory\": true,\r\n \"additionalInsuredsConstructionContractRequirementEndorsement\": \r\n {\r\n \"formText\": \"This is a blanket AI form language for contractRequirementEndorsement\",\r\n \"numAddInsOwnerWithReq\": 1\r\n },\r\n \"additionalInsuredsDesignatedPersonOrOrganization\": true,\r\n \"additionalInsuredsWaiverOfTransfer\": true,\r\n \"additionalInsuredsManagersOrLessorsPremisesEndorsement\": \r\n {\r\n \"formText\": \"This is a blanket form AI language for managersOfLessorsPrem\",\r\n \"numAddInsManagerPerApartment\": 1,\r\n \"numAddInsManagerOther\": 1\r\n },\r\n \"additionalInsuredsLessorOfLeasedEquipmentEndorsement\": \r\n {\r\n \"formText\": \"This is blanket AI form language for LessorOfLeased\",\r\n \"numAddInsLeasedEquipOther\": 1,\r\n \"numAddInsLeasedEquipPerApartment\": 1\r\n },\r\n \"additionalInsureds\": \r\n [\r\n {\r\n \"zip\": 44134,\r\n \"city\": \"PARMA\",\r\n \"street\": \"3007 Hearthstone Ave\",\r\n \"state\": \"OH\",\r\n \"name\": \"Happy Hogan Insurance LLC\",\r\n \"email\": \"happ.hogan@example.com\"\r\n \r\n }\r\n ]\r\n }\r\n\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 3863.00,\n \"monthlyPremium\": 321.92,\n \"totalYearlyFees\": 460.44,\n \"totalYearlyOwed\": 4323.44,\n \"month1Owed\": 418.04,\n \"month1Fees\": 96.12,\n \"monthlyFees\": 40.12,\n \"monthlyOwed\": 362.04,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 33.12,\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"exclusionsPDFLinks\": {\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"externalId\": \"252b227c-2f67-4fbd-8d30-218265a65f72\",\n \"quotes\": [\n {\n \"quoteId\": \"252b227c-2f67-4fbd-8d30-218265a65f72\",\n \"createdOn\": \"2026-03-26T16:08:40.6123983Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2026-04-09T16:08:40.6123983Z\",\n \"isEstimate\": false,\n \"premium\": 3863.00,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"applicationId\": \"98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 1004.36,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 504.63,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 1611.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Damage To Premise Rented To You\",\n \"amount\": 42.45,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 250.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 16.11,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 5.05,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Additional Insured – Managers Or Lessors Of Premises\",\n \"amount\": 35.43,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Additional Insured – Lessor Of Leased Equipment\",\n \"amount\": 35.43,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Additional Insured – Owners, Lessees Or Contractors – With Additional Insured Requirement In Construction Contract\",\n \"amount\": 100.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Cyber Premium\",\n \"amount\": 127.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Workplace Violence Premium\",\n \"amount\": 123.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2026-05-01T00:00:00\",\n \"rateEffectiveDateString\": \"2026-03-26\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/98365ead-2944-4bf1-906a-420bd7e6afb0\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 33.12,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 362.04,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 33.12,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"96343251-364a-488b-a558-b1d7d51252f4\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"ea0c832a-bd1a-484e-a437-dc58d50c65b7","name":"BOP w/ Installment Fees Only","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"2023-10-15\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"bppDeductible\": 500,\r\n \"annualPayroll\": 45000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Rocket Slice, LLC\",\r\n \"numEmployees\": 1,\r\n \"AKHash\": \"4acd514fbc3c1cbd9791e8404ed1ebce\",\r\n \"contactFirstName\": \"John\",\r\n \"contactLastName\": \"Doe\",\r\n \"contactEmail\": \"williamsmith@sayatalabs.com\",\r\n \"contactPhone\": \"5135551234\",\r\n \"mailingAddressStreet\": \"5472 Hill Top Street\",\r\n \"mailingAddressCity\": \"Crozet\",\r\n \"mailingAddressState\": \"VA\",\r\n \"mailingAddressZip\": \"22932\",\r\n \"previousLosses\": [],\r\n \"businessStartDate\": \"2022-01-01\",\r\n \"locations\": [\r\n {\r\n \"street\": \"77 Sander St\",\r\n \"city\": \"Rochester\",\r\n \"state\": \"NY\",\r\n \"zip\": \"14605\",\r\n \"hasSprinklers\": true,\r\n \"bppLimit\": 50000,\r\n \"buildingLimit\": 100000,\r\n \"locationType\": \"BuildingOwned\"\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"monthlyPremium\": 135.50,\n \"premium\": 1626.00,\n \"totalYearlyFees\": 7.00,\n \"totalYearlyOwed\": 1633.00,\n \"month1Owed\": 142.50,\n \"month1Fees\": 7.00,\n \"monthlyFees\": 7.00,\n \"monthlyOwed\": 142.50,\n \"policyFees\": 0.00,\n \"installmentFees\": 7.00,\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"stateNoticeText\": \"NOTICE TO NEW YORK APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE STATED VALUE OF THE CLAIM FOR EACH SUCH VIOLATION.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"externalId\": \"531cf6c0-9936-4730-8723-626915a54d51\",\n \"quotes\": [\n {\n \"quoteId\": \"531cf6c0-9936-4730-8723-626915a54d51\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2023-10-06T19:26:19.0559274Z\",\n \"isEstimate\": false,\n \"premium\": 1626.00,\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"applicationId\": \"3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"Risk Adjusted Premium (difference)\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"GL Premium\",\n \"amount\": 885.31,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.85,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 302.10,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 422.94,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 4.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.02,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO NEW YORK APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE STATED VALUE OF THE CLAIM FOR EACH SUCH VIOLATION.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2023-10-15T00:00:00\",\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/3bc04994-c8ba-410c-b541-1640d0ac5ed7\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n }\n ]\n }\n ],\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 142.50\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"3d6402c1-10da-44e7-a59e-551a495a89a6\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"bb15d719-725a-4d43-8072-069dc5abc990","name":"BOP w/ Offset Fees","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Token {{publishable key}}"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyExternalId\": \"your_agency_id_here\",\n \"policyStartDate\": \"2023-10-15\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\": 500,\n \"annualPayroll\": 45000,\n \"grossAnnualSales\": 150000,\n \"legalBusinessName\": \"Rocket Slice, LLC\",\n \"numEmployees\": 1,\n \"AKHash\": \"4acd514fbc3c1cbd9791e8404ed1ebce\",\n \"contactFirstName\": \"John\",\n \"contactLastName\": \"Doe\",\n \"contactEmail\": \"williamsmith@sayatalabs.com\",\n \"contactPhone\": \"5135551234\",\n \"mailingAddressStreet\": \"5472 Hill Top Street\",\n \"mailingAddressCity\": \"Crozet\",\n \"mailingAddressState\": \"VA\",\n \"mailingAddressZip\": \"22932\",\n \"previousLosses\": [],\n \"businessStartDate\": \"2022-01-01\",\n \"locations\": [\n {\n \"street\": \"4728 Jackson St\",\n \"city\": \"Alexandria\",\n \"state\": \"LA\",\n \"zip\": \"71303\",\n \"squareFootage\": 2800,\n \"hasSprinklers\": true,\n \"bppLimit\": 50000,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"monthlyPremium\": 184.67,\n \"premium\": 2216.00,\n \"totalYearlyFees\": 25.00,\n \"totalYearlyOwed\": 2241.00,\n \"month1Owed\": 209.67,\n \"month1Fees\": 25.00,\n \"monthlyFees\": 7.00,\n \"monthlyOwed\": 191.67,\n \"policyFees\": 25.00,\n \"installmentFees\": 7.00,\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"stateNoticeText\": \"NOTICE TO LOUISIANA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"externalId\": \"2827214b-5f5e-4bb9-9a80-ecf18a43b999\",\n \"quotes\": [\n {\n \"quoteId\": \"2827214b-5f5e-4bb9-9a80-ecf18a43b999\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2023-10-06T19:26:44.0262316Z\",\n \"isEstimate\": false,\n \"premium\": 2216.00,\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"applicationId\": \"2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"Risk Adjusted Premium (difference)\",\n \"amount\": 201.46,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"GL Premium\",\n \"amount\": 1519.20,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 15.19,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 475.50,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 4.76,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO LOUISIANA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2023-10-15T00:00:00\",\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/2bf9b4f8-a54b-4e39-8a28-881ab7f41c44\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 11,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n }\n ]\n }\n ],\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 11,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 191.67\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"1f1566ed-a4ff-4be1-b492-dc39ddfdd68a\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"8bac805c-5187-4a9f-b922-a0701f19f885","name":"BOP","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"bppDeductible\": 500,\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Duvelle Smith Jr\",\r\n \"dba\": \"Smith's Agency\",\r\n \"businessAgeInMonths\": 24,\r\n \"numEmployees\": 1,\r\n \"AKHash\": \"ffaf621170e5688d4ba7279edb5f4150\",\r\n \"contactFirstName\": \"Max\",\r\n \"contactLastName\": \"Power\",\r\n \"contactEmail\": \"testuser@gmail.com\",\r\n \"contactPhone\": \"513-555-1234\",\r\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\r\n \"mailingAddressCity\": \"Cincinnati\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"45242\",\r\n \"previousLosses\": [],\r\n \"endorsements\": {\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Fixee, Inc\",\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"email\": \"fixee@example.com\",\r\n \"description\": \"Freelance Marketplace\"\r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"hasSprinklers\": true,\r\n \"bppLimit\": 50000,\r\n \"buildingLimit\": 100000,\r\n \"locationType\": \"BuildingOwned\",\r\n \"squareFootage\": 2000\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 480,\n \"monthlyPremium\": 40,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/868f5194-375d-4c60-9c0b-414ba98d4124\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"externalId\": \"76ecd370-9c95-493a-b46a-0feba6670cdc\",\n \"quotes\": [\n {\n \"quoteId\": \"effcc156-f8aa-462e-b2cc-45357486aa90\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2023-08-08T19:23:03.249996Z\",\n \"isEstimate\": false,\n \"premium\": 480,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/868f5194-375d-4c60-9c0b-414ba98d4124\",\n \"applicationId\": \"868f5194-375d-4c60-9c0b-414ba98d4124\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 104.66,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 1.05,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 147.08,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 338.67,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 3.39,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 1.47,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2023-08-03T00:00:00Z\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/868f5194-375d-4c60-9c0b-414ba98d4124\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/868f5194-375d-4c60-9c0b-414ba98d4124\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/868f5194-375d-4c60-9c0b-414ba98d4124\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/868f5194-375d-4c60-9c0b-414ba98d4124\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/868f5194-375d-4c60-9c0b-414ba98d4124\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/868f5194-375d-4c60-9c0b-414ba98d4124\"\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"1615670b-dd7c-403b-92d5-39098c4df9a2\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"79ada5df-a63c-4798-b8c2-d7a886d9c7ec","name":"GL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\"GL\"],\r\n \"agencyExternalId\": \"your_agency_external_id\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"annualPayroll\":150000,\r\n \"grossAnnualSales\":150000,\r\n \"legalbusinessName\": \"Stark Power Line Inspection Services\",\r\n \"numEmployees\": 50,\r\n \"limitDamagePremRented\": 200000,\r\n \"AKHash\":\"a77211795a10bec855916872cce87b0b\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@gmail.com\",\r\n \"policyStartDate\": \"12/05/2025\",\r\n \"contactPhone\": \"5555555555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way, Suite 100\",\r\n \"mailingAddressCity\": \"Cincinnati\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"45242\",\r\n \"businessStartDate\": \"10/01/1996\",\r\n \"lossControl\": \"OptIn\",\r\n \"endorsements\": {\r\n \"epliCoverage\": {\r\n \"limits\": \"250000/250000\",\r\n \"retention\": \"2500\"\r\n }\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"456 Rainbows Ave\",\r\n \"city\": \"Orlando\",\r\n \"state\": \"FL\",\r\n \"zip\": \"32819\"\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 656.00,\n \"monthlyPremium\": 54.67,\n \"totalYearlyFees\": 82.60,\n \"totalYearlyOwed\": 738.60,\n \"month1Owed\": 87.22,\n \"month1Fees\": 32.55,\n \"monthlyFees\": 7.55,\n \"monthlyOwed\": 62.22,\n \"policyFees\": 25.00,\n \"installmentFees\": 3.00,\n \"lossControlFees\": 4.55,\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"exclusionsPDFLinks\": {\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"stateNoticeText\": \"NOTICE TO FLORIDA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A STATEMENT OF CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUILTY OF A FELONY IN THE THIRD DEGREE.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"externalId\": \"2efa2ece-8f5c-40ce-bd40-cfb5f5f54b00\",\n \"quotes\": [\n {\n \"quoteId\": \"2efa2ece-8f5c-40ce-bd40-cfb5f5f54b00\",\n \"createdOn\": \"2026-03-26T16:12:48.1865838Z\",\n \"policyType\": \"GL\",\n \"expirationDate\": \"2026-04-09T16:12:48.1865838Z\",\n \"isEstimate\": false,\n \"premium\": 656.00,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"applicationId\": \"12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 391.16,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 7.83,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Damage To Premise Rented To You\",\n \"amount\": 97.01,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"EPLI Premium\",\n \"amount\": 160.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO FLORIDA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A STATEMENT OF CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUILTY OF A FELONY IN THE THIRD DEGREE.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Everspan\",\n \"decisionDate\": \"2025-12-05T00:00:00\",\n \"rateEffectiveDateString\": \"2026-03-26\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/12a47bdf-8d15-4757-9031-aebcc289c205\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 3.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 4.55,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 3.00,\n \"totalMonthlyOwed\": 62.22,\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 3.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 4.55,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"b28da6a2-7b9e-4ed1-adec-1f5a0748f1a7\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"8a019afe-742a-4407-bbf5-99f650fdbbbf","name":"PL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\r\n \"PL\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Duvelle Smith Jr\",\r\n \"dba\": \"Smith's Agency\",\r\n \"businessAgeInMonths\": 24,\r\n \"numEmployees\": 1,\r\n \"AKHash\": \"001852a993b8ca3c4ee43b7b514f544f\",\r\n \"contactFirstName\": \"Max\",\r\n \"contactLastName\": \"Power\",\r\n \"contactEmail\": \"testuser@gmail.com\",\r\n \"contactPhone\": \"513-555-1234\",\r\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\r\n \"mailingAddressCity\": \"Cincinnati\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"45242\",\r\n \"previousLosses\": [],\r\n \"professionalLiability\": {\r\n \"grossRevenue\": \"70000\",\r\n \"occurrenceLimit\": \"50000\",\r\n \"deductibleAmount\": \"250\",\r\n \"certificationsRequired\": \"true\",\r\n \"certificationsMaintained\": \"true\",\r\n \"yearsOfPriorActs\": \"0\",\r\n \"periodLoading\": 0,\r\n \"yearsOfProfessionalExperience\": \"3\"\r\n },\r\n \"endorsements\": {\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Fixee, Inc\",\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"email\": \"fixee@example.com\",\r\n \"description\": \"Freelance Marketplace\"\r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\"\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 798,\n \"monthlyPremium\": 66.5,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/2bb0767e-13ae-4611-be6d-7690ed95890d\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"externalId\": \"2c1c3583-bfe5-4250-84d5-85a3870e1560\",\n \"quotes\": [\n {\n \"quoteId\": \"1a8ca4a5-06e0-4257-9233-d50f5a399424\",\n \"policyType\": \"PL\",\n \"expirationDate\": \"2023-08-08T19:30:52.1649379Z\",\n \"isEstimate\": false,\n \"premium\": 798,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/2bb0767e-13ae-4611-be6d-7690ed95890d\",\n \"applicationId\": \"2bb0767e-13ae-4611-be6d-7690ed95890d\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"PL Premium\",\n \"amount\": 455.72,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"PL\"\n },\n {\n \"description\": \"ERP Premium\",\n \"amount\": 341.79,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"PL\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"insuranceCarrier\": \"Benchmark\",\n \"decisionDate\": \"2023-08-03T00:00:00Z\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/2bb0767e-13ae-4611-be6d-7690ed95890d\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/2bb0767e-13ae-4611-be6d-7690ed95890d\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/2bb0767e-13ae-4611-be6d-7690ed95890d\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/2bb0767e-13ae-4611-be6d-7690ed95890d\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/2bb0767e-13ae-4611-be6d-7690ed95890d\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/2bb0767e-13ae-4611-be6d-7690ed95890d\"\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"066edfc2-f5cf-480a-8dc4-a982e9e6c330\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"95e96de5-4c07-4a2f-8039-d4a1ef7c64ae","name":"Contractor Exclusions","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token 1A5E0B19-B015-4D03-9E56-AF7695612A9C"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"bppDeductible\": 500,\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Duvelle Smith Jr\",\r\n \"dba\": \"Smith's Place\",\r\n \"businessAgeInMonths\": 24,\r\n \"numEmployees\": 1,\r\n \"industryId\": 10537,\r\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\r\n \"contactFirstName\": \"Max\",\r\n \"contactLastName\": \"Power\",\r\n \"contactEmail\": \"testuser@gmail.com\",\r\n \"contactPhone\": \"513-555-1234\",\r\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\r\n \"mailingAddressCity\": \"Cincinnati\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"45242\",\r\n \"previousLosses\": [],\r\n \"endorsements\": {\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Fixee, Inc\",\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"email\": \"fixee@example.com\",\r\n \"description\": \"Freelance Marketplace\"\r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"hasSprinklers\": true,\r\n \"bppLimit\": 50000,\r\n \"buildingLimit\": 100000,\r\n \"locationType\": \"BuildingOwned\",\r\n \"squareFootage\": 2000\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2837,\n \"monthlyPremium\": 236.42,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/e83d7335-824c-4701-92f2-2e841aa44464\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"isEstimate\": false,\n \"externalId\": \"097ad2a5-140a-4894-a04b-1125141f4100\",\n \"quotes\": [\n {\n \"quoteId\": \"45989ad1-eac0-4a11-9732-daf1a20f66d0\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2023-08-08T19:20:58.0995014Z\",\n \"isEstimate\": false,\n \"premium\": 2837,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/e83d7335-824c-4701-92f2-2e841aa44464\",\n \"applicationId\": \"e83d7335-824c-4701-92f2-2e841aa44464\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 2011.18,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 20.11,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 210.68,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 311.64,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 3.12,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 2.11,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 278.25,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2023-08-03T00:00:00Z\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/e83d7335-824c-4701-92f2-2e841aa44464\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/e83d7335-824c-4701-92f2-2e841aa44464\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/e83d7335-824c-4701-92f2-2e841aa44464\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/e83d7335-824c-4701-92f2-2e841aa44464\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/e83d7335-824c-4701-92f2-2e841aa44464\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/e83d7335-824c-4701-92f2-2e841aa44464\",\n \"exclusionsPDFLinks\": {\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\"\n }\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"c39942b1-3c46-47f6-882a-69ba048359b0\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"d60acfc6-7b73-47b1-b58c-a0e30092c1e7","name":"Wind / Hail","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"bppDeductible\": 500,\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Duvelle Smith Jr\",\r\n \"dba\": \"Smith's Agency\",\r\n \"businessAgeInMonths\": 24,\r\n \"numEmployees\": 1,\r\n \"AKHash\": \"ffaf621170e5688d4ba7279edb5f4150\",\r\n \"contactFirstName\": \"Max\",\r\n \"contactLastName\": \"Power\",\r\n \"contactEmail\": \"testuser@gmail.com\",\r\n \"contactPhone\": \"513-555-1234\",\r\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\r\n \"mailingAddressCity\": \"Cincinnati\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"45242\",\r\n \"previousLosses\": [],\r\n \"endorsements\": {\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Fixee, Inc\",\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"email\": \"fixee@example.com\",\r\n \"description\": \"Freelance Marketplace\"\r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"901 E Magnolia Ave\",\r\n \"city\": \"Eustis\",\r\n \"state\": \"FL\",\r\n \"zip\": \"32726-3749\",\r\n \"hasSprinklers\": true,\r\n \"bppLimit\": 50000,\r\n \"buildingLimit\": 100000,\r\n \"locationType\": \"BuildingOwned\",\r\n \"squareFootage\": 2000\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 1463,\n \"monthlyPremium\": 121.92,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/4f503ff1-8350-4f12-a5b3-27930b42b04a\",\n \"stateNoticeText\": \"NOTICE TO FLORIDA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A STATEMENT OF CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUILTY OF A FELONY IN THE THIRD DEGREE.\",\n \"isEstimate\": false,\n \"externalId\": \"fd0cdebf-5773-4188-86b2-b51a8b539487\",\n \"quotes\": [\n {\n \"quoteId\": \"68711327-ee49-4188-987f-f358f1de0135\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2023-08-08T19:43:05.5661733Z\",\n \"isEstimate\": false,\n \"premium\": 1463,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/4f503ff1-8350-4f12-a5b3-27930b42b04a\",\n \"applicationId\": \"4f503ff1-8350-4f12-a5b3-27930b42b04a\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 417.05,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 4.17,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 541.45,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 851.76,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 8.52,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 5.41,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO FLORIDA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A STATEMENT OF CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUILTY OF A FELONY IN THE THIRD DEGREE.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"ClearSpring\",\n \"decisionDate\": \"2023-08-03T00:00:00Z\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/4f503ff1-8350-4f12-a5b3-27930b42b04a\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/4f503ff1-8350-4f12-a5b3-27930b42b04a\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/4f503ff1-8350-4f12-a5b3-27930b42b04a\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/4f503ff1-8350-4f12-a5b3-27930b42b04a\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/4f503ff1-8350-4f12-a5b3-27930b42b04a\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/4f503ff1-8350-4f12-a5b3-27930b42b04a\",\n \"windHailText\": \"Wind and Hail Property Deductible: 5% subject to $2,500 min. The deductible applies separately to building and business personal property for losses caused by wind, hurricane, and hail damage. You pay a portion of the loss for each coverage subject to a minimum amount of $2,500. This deductible amount is not editable.\"\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"43f449b8-359e-4996-b946-76c2204f5826\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"72e1996d-8555-4593-958d-81bd07d266ec","name":"Bad Request - $2M / $4M Limits Attempt with Liquor Liability","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\r\n \"BOP\"\r\n ],\r\n \"glLimit\": 2000000,\r\n \"glAggregateLimit\": 4000000,\r\n \"glAggregatePcoLimit\": 4000000,\r\n \"bppDeductible\":500,\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Tillman, Zemlak and Ebert\",\r\n \"BusinessAgeInMonths\": 24,\r\n \"BusinessStartDate\" : \"2021-02-09\" ,\r\n \"numEmployees\": 1,\r\n \"AKHash\": \"babb175c507e13296c1435dd4d77599b\",\r\n \"contactFirstName\": \"Anne\",\r\n \"contactLastName\": \"Smith\",\r\n \"contactEmail\": \"agent123@gmail.com\",\r\n \"contactPhone\": \"513-567-1234\",\r\n \"mailingAddressStreet\": \"472 S Main St\",\r\n \"mailingAddressCity\": \"Martinsville\",\r\n \"mailingAddressState\": \"IN\",\r\n \"mailingAddressZip\": \"46151\",\r\n \"previousLosses\": [],\r\n \"endorsements\": {\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"PipeWorks LLC\",\r\n \"address\": \"472 S Main St, Martinsville, IN 46151\",\r\n \"email\": \"chalitha@gmail.com\",\r\n \"description\": \"Freelance Marketplace\"\r\n }\r\n ],\r\n \"liquorLiabilityEndorsement\": {\r\n \"alcoholBeverageSales\": 10000,\r\n \"shouldInclude\" : true\r\n }\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"locationType\": \"BuildingOwned\"\r\n }\r\n ]\r\n }","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"warnings\": [],\n \"isSuccess\": false,\n \"errors\": [\n \"E0131: Liquor Liability cannot be added on a policy with GL limit of $2M.\"\n ]\n}"},{"id":"498b2cdb-a75c-43ec-8f27-f5d54d9b47fa","name":"Bad Request","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\r\n \"GL\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"bppDeductible\": 500,\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Duvelle Smith Jr\",\r\n \"dba\": \"Smith's Agency\",\r\n \"businessAgeInMonths\": 24,\r\n \"numEmployees\": 1,\r\n \"AKHash\": \"ffaf621170e5688d4ba7279edb5f4150\",\r\n \"contactFirstName\": \"Max\",\r\n \"contactLastName\": \"Power\",\r\n \"contactEmail\": \"testuser@gmail.com\",\r\n \"contactPhone\": \"513-555-1234\",\r\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\r\n \"mailingAddressCity\": \"Cincinnati\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"45242\",\r\n \"previousLosses\": [],\r\n \"endorsements\": {\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Fixee, Inc\",\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"email\": \"fixee@example.com\",\r\n \"description\": \"Freelance Marketplace\"\r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"901 E Magnolia Ave\",\r\n \"city\": \"Eustis\",\r\n \"state\": \"FL\",\r\n \"zip\": \"32726-3749\",\r\n \"hasSprinklers\": true,\r\n \"bppLimit\": 50000,\r\n \"buildingLimit\": 100000,\r\n \"locationType\": \"BuildingOwned\",\r\n \"squareFootage\": 2000\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"isSuccess\": false,\n \"errors\": [\n \"E0001: BPP Limit is invalid for a GL policy\",\n \"E0116: Building Limit is invalid for a GL policy\",\n \"E0002: BPP Deductible is invalid for a GL policy\"\n ]\n}"},{"id":"ce3cff03-4ba6-4a98-8768-348713b3e7df","name":"BOP & PL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\",\"PL\"\r\n ],\r\n \"agencyExternalId\": \"your_agent_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark Industries\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"da2f388ab8233228e475b8d8b755e3a2\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"limitDamagePremRented\": 100000,\r\n \"lossControl\": \"OptIn\",\r\n \"previousLosses\": [\r\n {\"amount\": 10000,\r\n \"description\": \"water loss\"} \r\n ],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"professionalLiability\": {\r\n \"grossRevenue\": \"70,000\",\r\n \"occurrenceLimit\": \"50000\",\r\n \"aggregateLimit\": \"100000\",\r\n \"deductibleAmount\": \"500\",\r\n \"certificationsRequired\": \"true\",\r\n \"certificationsMaintained\": \"true\",\r\n \"yearsOfPriorActs\": \"2\",\r\n \"yearsOfProfessionalExperience\": \"10\"\r\n },\r\n \"endorsements\": {\r\n \"endorsementPackage\": \"Gold\",\r\n \"hiredAutoAndNonOwnedAuto\": {\r\n \"hiredCoverage\": 1,\r\n \"nonOwnedCoverage\": 1,\r\n \"limit\": 300000,\r\n \"autoLiabLimit\": 1000000,\r\n \"shouldInclude\": true\r\n }\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 1957.34,\n \"monthlyPremium\": 163.11,\n \"totalYearlyFees\": 225.36,\n \"totalYearlyOwed\": 2182.70,\n \"month1Owed\": 234.14,\n \"month1Fees\": 71.03,\n \"monthlyFees\": 21.03,\n \"monthlyOwed\": 184.14,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 14.03,\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"externalId\": \"2715f4eb-3961-41a8-a484-82c5725a38b4\",\n \"quotes\": [\n {\n \"quoteId\": \"2a43e156-f333-47dd-a54e-322ed6d32504\",\n \"createdOn\": \"2026-03-26T16:16:50.5048693Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2026-04-09T16:16:50.5048693Z\",\n \"isEstimate\": false,\n \"premium\": 1530.00,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"applicationId\": \"437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 78.77,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 0.79,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 243.81,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 751.28,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Damage To Premise Rented To You\",\n \"amount\": 20.51,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 250.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 7.51,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 2.44,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Hired Auto Endorsement\",\n \"amount\": 63.35,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Non-Owned Auto Endorsement\",\n \"amount\": 111.54,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2026-03-26\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 14.03,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n },\n {\n \"quoteId\": \"6dbfcc9d-bb81-47ce-abaa-a0e93132710f\",\n \"createdOn\": \"2026-03-26T16:16:50.8212284Z\",\n \"policyType\": \"PL\",\n \"expirationDate\": \"2026-04-09T16:16:50.8212284Z\",\n \"isEstimate\": false,\n \"premium\": 427.34,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"applicationId\": \"437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"Subtotal Premium\",\n \"amount\": 427.34,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"PL\"\n },\n {\n \"description\": \"Additional Insured Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"PL\"\n },\n {\n \"description\": \"Blanket AI Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"PL\"\n },\n {\n \"description\": \"Waiver of Sub Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"PL\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"PL_Rater@2.0.17\",\n \"insuranceCarrier\": \"Everspan\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2026-03-26\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/437ae43b-9aa2-46a1-9829-d2b7381fc90f\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"exclusionSummaryUrl\": \"https://static.coterieinsurance.com/acknowledgements/v2/BusinessManager.pdf\"\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 184.14,\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 14.03,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"c9c9cd1a-5ab9-42d5-9be7-50a1851cff17\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"fd8eb4ff-a991-4642-ac73-024d04e4b267","name":"GL & PL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\"GL\",\"PL\"],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"annualPayroll\":150000,\r\n \"grossAnnualSales\":150000,\r\n \"legalbusinessName\": \"Stark Industries\",\r\n \"numEmployees\": 12,\r\n \"AKHash\":\"da2f388ab8233228e475b8d8b755e3a2\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@gmail.com\",\r\n \"policyStartDate\": \"09/15/2025\",\r\n \"contactPhone\": \"5555555555\",\r\n \"mailingAddressStreet\": \"770 Washington Avenue, Suite 580\",\r\n \"mailingAddressCity\": \"Montgomery\",\r\n \"mailingAddressState\": \"AL\",\r\n \"mailingAddressZip\": \"36104\",\r\n \"businessStartDate\": \"10/01/1996\",\r\n \"lossControl\": \"OptIn\",\r\n \"endorsements\": {\r\n \"hiredAutoAndNonOwnedAuto\": \r\n {\r\n \"hiredCoverage\": \"hiredAutoLiability\",\r\n \"nonOwnedCoverage\": \"nonOwnedAutoLiabilityWithoutDeliveryService\"\r\n },\r\n \"cyberCoverage\": \r\n {\r\n \"limits\": \"25000/50000\"\r\n },\r\n \"workplaceViolenceCoverage\": \r\n {\r\n \"limits\": \"50000/50000\"\r\n },\r\n \"additionalInsureds\": \r\n [\r\n {\r\n \"zip\": 44134,\r\n \"city\": \"PARMA\",\r\n \"street\": \"789 Rainbow Falls Ave.\",\r\n \"name\": \"Happy Hogan\",\r\n \"email\": \"happ.hogan@example.com\",\r\n \"description\": \"Other\",\r\n \"state\": \"OH\"\r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"770 Washington Avenue, Suite 580\",\r\n \"city\": \"Montgomery\",\r\n \"state\": \"AL\",\r\n \"zip\": \"36104\"\r\n }\r\n ],\r\n \"professionalLiability\": {\r\n \"grossRevenue\": \"70,000\",\r\n \"occurrenceLimit\": \"50000\",\r\n \"aggregateLimit\": \"100000\",\r\n \"deductibleAmount\": \"500\",\r\n \"certificationsRequired\": \"true\",\r\n \"certificationsMaintained\": \"true\",\r\n \"yearsOfPriorActs\": \"2\",\r\n \"yearsOfProfessionalExperience\": \"10\"\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 1297.06,\n \"monthlyPremium\": 108.09,\n \"totalYearlyFees\": 104.52,\n \"totalYearlyOwed\": 1401.58,\n \"month1Owed\": 174.55,\n \"month1Fees\": 66.46,\n \"monthlyFees\": 10.46,\n \"monthlyOwed\": 118.55,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 3.46,\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/9209943e-6073-47a2-b598-141fff6bed08\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/9209943e-6073-47a2-b598-141fff6bed08\",\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/9209943e-6073-47a2-b598-141fff6bed08\",\n \"stateNoticeText\": \"NOTICE TO APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR, CONCEALS, FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT ACT, WHICH IS A CRIME AND MAY SUBJECT SUCH PERSON TO CRIMINAL AND CIVIL PENALTIES.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/9209943e-6073-47a2-b598-141fff6bed08\",\n \"externalId\": \"3c695e3a-c1f2-4e8a-9ed0-04921f4803b5\",\n \"quotes\": [\n {\n \"quoteId\": \"3e354e9f-0665-4f57-b19c-2e2829a05b29\",\n \"createdOn\": \"2026-03-26T16:19:29.03232Z\",\n \"policyType\": \"GL\",\n \"expirationDate\": \"2026-04-09T16:19:29.03232Z\",\n \"isEstimate\": false,\n \"premium\": 903.00,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/9209943e-6073-47a2-b598-141fff6bed08\",\n \"applicationId\": \"9209943e-6073-47a2-b598-141fff6bed08\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 203.76,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 4.08,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Hired Auto Endorsement\",\n \"amount\": 61.28,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Non-Owned Auto Endorsement\",\n \"amount\": 107.88,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Cyber Premium\",\n \"amount\": 444.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Workplace Violence Premium\",\n \"amount\": 82.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR, CONCEALS, FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT ACT, WHICH IS A CRIME AND MAY SUBJECT SUCH PERSON TO CRIMINAL AND CIVIL PENALTIES.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Everspan\",\n \"decisionDate\": \"2025-09-15T00:00:00\",\n \"rateEffectiveDateString\": \"2026-03-26\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/9209943e-6073-47a2-b598-141fff6bed08\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/9209943e-6073-47a2-b598-141fff6bed08\",\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/9209943e-6073-47a2-b598-141fff6bed08\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 3.46,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n },\n {\n \"quoteId\": \"7aee5ffe-c237-469f-8539-064ee103975e\",\n \"createdOn\": \"2026-03-26T16:19:29.3846613Z\",\n \"policyType\": \"PL\",\n \"expirationDate\": \"2026-04-09T16:19:29.3846613Z\",\n \"isEstimate\": false,\n \"premium\": 394.06,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/9209943e-6073-47a2-b598-141fff6bed08\",\n \"applicationId\": \"9209943e-6073-47a2-b598-141fff6bed08\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"Subtotal Premium\",\n \"amount\": 369.06,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"PL\"\n },\n {\n \"description\": \"Additional Insured Premium\",\n \"amount\": 25.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"PL\"\n },\n {\n \"description\": \"Blanket AI Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"PL\"\n },\n {\n \"description\": \"Waiver of Sub Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"PL\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR, CONCEALS, FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT ACT, WHICH IS A CRIME AND MAY SUBJECT SUCH PERSON TO CRIMINAL AND CIVIL PENALTIES.\",\n \"ratingEngine\": \"PL_Rater@2.0.17\",\n \"insuranceCarrier\": \"Everspan\",\n \"decisionDate\": \"2025-09-15T00:00:00\",\n \"rateEffectiveDateString\": \"2026-03-26\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/9209943e-6073-47a2-b598-141fff6bed08\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurancetest.com/quoteproposal/9209943e-6073-47a2-b598-141fff6bed08\",\n \"snapshotUrl\": \"https://snapshot-sandbox.coterieinsurance.com/9209943e-6073-47a2-b598-141fff6bed08\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"exclusionSummaryUrl\": \"https://static.coterieinsurance.com/acknowledgements/v2/BusinessManager.pdf\"\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 118.55,\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 3.46,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"9ebbd72f-4303-47a3-8ef5-96b7a6523b7e\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"}],"_postman_id":"56a6c41b-fc25-4a3b-a0a6-325c2c649b59"},{"name":"Retrieve Quote","id":"8b11e758-51a2-4071-a3e6-defdd37c2062","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":""},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/{QuoteId}","description":"

This action requires the use of your Publishable Key.

\n","urlObject":{"protocol":"https","path":["v1.6","commercial","quotes","{QuoteId}"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"cc6ece2c-b1c6-4380-aa3a-0fd4b394aa10","name":"Retrieve Quote","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":""},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/82a110a9-e59b-4115-a9da-6b2939e21511"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 1523.00,\n \"isEstimate\": false,\n \"externalId\": \"0e8952c1-b276-412e-a992-366819bbdd42\",\n \"quotes\": [\n {\n \"quoteId\": \"82a110a9-e59b-4115-a9da-6b2939e21511\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2022-10-09T16:34:41.65Z\",\n \"isEstimate\": false,\n \"premium\": 1523.00,\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 883.95,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.84,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 167.58,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 201.39,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 2.01,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 1.68,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 257.25,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Benchmark\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/f35a5a19-4e4d-4923-aee5-dd6691dff9d6\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/f35a5a19-4e4d-4923-aee5-dd6691dff9d6\"\n },\n \"isSuccess\": true\n}"}],"_postman_id":"8b11e758-51a2-4071-a3e6-defdd37c2062"},{"name":"Retrieve Quote Proposal PDF","id":"cb2e29e0-4505-4682-8cc1-538fae2160d1","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"token {{publishable key}}","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quoteproposal/{quoteId}","urlObject":{"protocol":"https","path":["v1.6","commercial","quoteproposal","{quoteId}"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"04065a60-f176-4d81-b676-aa90f6f3fb24","name":"Request Quote Proposal","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quoteproposal/6c8b95cc-0199-4a06-825c-c8ca53581d8f"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/ebb65d98-09c2-461f-aa41-a85982b32983"},{"id":"0211e4cf-3afb-4ff4-a050-c9b924d5f752","name":"Bad Request","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quoteproposal/6c8b95cc-0199-4a06-825c-c8ca53581d8e"},"status":"Not Found","code":404,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"code\": \"E0097\",\n \"message\": \"Quote ID not found\"\n}"}],"_postman_id":"cb2e29e0-4505-4682-8cc1-538fae2160d1"}],"id":"9a35e069-92a7-48ee-8319-66c55b93e70d","description":"

The Create Bindable Quote endpoint contains all information needed to provide the insured with an accurate and bindable quote for their business.

\n
Bindable Quote Example:
\n

{\n    \"applicationTypes\": \n        [\n            \"BOP\"\n        ],\n    \"agencyExternalId\": \"your_agency_id_here\",\n    \"policyStartDate\": \"12/01/2025\",\n    \"glLimit\": 1000000,\n    \"glAggregateLimit\": 3000000,\n    \"glAggregatePcoLimit\": 3000000,\n    \"bppDeductible\":500,\n    \"businessStartDate\": \"10/01/2015\",\n    \"annualPayroll\": 150000,\n    \"grossAnnualSales\": 150000,\n    \"legalBusinessName\": \"Stark Industries\",\n    \"numEmployees\": 10,\n    \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\n    \"contactFirstName\": \"Pepper\",\n    \"contactLastName\": \"Potts-Stark\",\n    \"contactEmail\": \"ironlove3000@email.com\",\n    \"contactPhone\": \"555-555-5555\",\n    \"mailingAddressStreet\": \"123 Unicorn Way\",\n    \"mailingAddressCity\": \"Seven Hills\",\n    \"mailingAddressState\": \"OH\",\n    \"mailingAddressZip\": \"44131\",\n    \"limitDamagePremRented\": 100000,\n    \"previousLosses\": [\n     {\"amount\": 10000,\n     \"description\": \"water loss\"}   \n    ],\n    \"lossControl\": \"OptIn\",\n    \"propertyDamageLiabilityDeductible\": 250,\n    \"locations\": [\n        {\n            \"street\": \"123 Unicorn Way\",\n            \"city\": \"Seven Hills\",\n            \"state\": \"OH\",\n            \"zip\": \"44131\",\n            \"isPrimaryLocation\": true,\n            \"locationType\": \"BuildingOwned\",\n            \"buildingLimit\": 250000,\n            \"hasSprinklers\": true,\n            \"bppLimit\":50000,\n            \"squareFootage\": 2500\n        }\n    ],\n     \"endorsements\": {\n        \"endorsementPackage\": \"Gold\",\n        \"hiredAutoAndNonOwnedAuto\": {\n            \"hiredCoverage\": 1,\n            \"nonOwnedCoverage\": 1,\n            \"limit\": 300000,\n            \"autoLiabLimit\": 1000000,\n            \"shouldInclude\": true\n            }\n    }\n}\n\n

\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"96081535-a424-49f1-b115-c6a6257d3d3b","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"cd65814d-0eb9-4fe8-beb0-e7f81c72a6b0","type":"text/javascript","exec":[""]}}],"_postman_id":"9a35e069-92a7-48ee-8319-66c55b93e70d"},{"name":"Endorsements","item":[{"name":"All Endorsements Example","id":"468346ff-3aa1-45d9-ac94-d59401a0eb69","protocolProfileBehavior":{"disableBodyPruning":true,"disabledSystemHeaders":{"content-type":true,"content-length":true,"host":true,"user-agent":true,"accept":true,"accept-encoding":true,"connection":true}},"request":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark Industries\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"7631 Pleasant Run Dr.\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [\r\n {\r\n \"amount\": 10000,\r\n \"description\": \"water loss\"\r\n } \r\n ],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"limitDamagePremRented\": 100000,\r\n \"endorsements\": \r\n {\r\n \"EndorsementPackage\": \"Silver\",\r\n \"liquorLiabilityEndorsement\":\r\n {\r\n \"alcoholicBeverageSales\": 1500,\r\n \"liaquorLiabEachOccurrence\": 1000,\r\n \"shouldInclude\": true\r\n },\r\n \"hiredAutoAndNonOwnedAuto\": \r\n {\r\n \"hiredCoverage\": 1,\r\n \"nonOwnedCoverage\": 1,\r\n \"limit\": 300000,\r\n \"autoLiabLimit\": 1000000,\r\n \"shouldInclude\": true\r\n },\r\n \"equipmentBreakdownEndorsement\": true,\r\n \"restaurantCoverage\": true,\r\n \"contractorsInstallationAndTools\": \r\n { \r\n \"selectedContractorsToolsLimit\": 10000,\r\n \"toolsAndEquipmentCoverage\": \"Blanket\"\r\n },\r\n \"cyberCoverage\": \r\n {\r\n \"limits\": \"25000/50000\"\r\n },\r\n \"workplaceViolenceCoverage\": \r\n {\r\n \"limits\": \"50000/50000\"\r\n },\r\n \"epliCoverage\": \r\n {\r\n \"limits\": \"100000/100000\",\r\n \"retention\": \"10000\"\r\n },\r\n \"additionalInsuredsPrimaryAndNonContributory\": true,\r\n \"additionalInsuredsConstructionContractRequirementEndorsement\": \r\n {\r\n \"formText\": \"This is a blanket AI form language for contractRequirementEndorsement\",\r\n \"numAddInsOwnerWithReq\": 1\r\n },\r\n \"additionalInsuredsDesignatedPersonOrOrganization\": true,\r\n \"additionalInsuredsWaiverOfTransfer\": true,\r\n \"additionalInsuredsManagersOrLessorsPremisesEndorsement\": \r\n {\r\n \"formText\": \"This is a blanket form AI language for managersOfLessorsPrem\",\r\n \"numAddInsManagerPerApartment\": 1,\r\n \"numAddInsManagerOther\": 1\r\n },\r\n \"additionalInsuredsLessorOfLeasedEquipmentEndorsement\": \r\n {\r\n \"formText\": \"This is blanket AI form language for LessorOfLeased\",\r\n \"numAddInsLeasedEquipOther\": 1,\r\n \"numAddInsLeasedEquipPerApartment\": 1\r\n },\r\n \"additionalInsureds\": \r\n [\r\n {\r\n \"zip\": 44134,\r\n \"city\": \"PARMA\",\r\n \"street\": \"3007 Hearthstone Ave\",\r\n \"state\": \"OH\",\r\n \"name\": \"Happy Hogan Insurance LLC\",\r\n \"email\": \"happy.hogan@example.com\"\r\n \r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"7631 Pleasant Run Dr.\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000\r\n }\r\n ]\r\n} "},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable","urlObject":{"protocol":"https","path":["v1.6","commercial","quotes","bindable"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"2400f8f7-3a9c-4c00-9c35-02200f697e34","name":"Liquor Liability","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark's Family Food Truck\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"liquorLiabilityEndorsement\": \r\n {\r\n \"alcoholicBeverageSales\": 10000,\r\n \"liquorLiabLimitEachOccurrence\": 1000000,\r\n \"shouldInclude\": true\r\n }\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 4128.03,\n \"monthlyPremium\": 344.00,\n \"totalYearlyFees\": 511.08,\n \"totalYearlyOwed\": 4639.11,\n \"month1Owed\": 438.84,\n \"month1Fees\": 94.84,\n \"monthlyFees\": 44.84,\n \"monthlyOwed\": 388.84,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 37.84,\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"exclusionsPDFLinks\": {\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"externalId\": \"f2b659a6-6bb8-4307-b3bc-6e64a842bc65\",\n \"quotes\": [\n {\n \"quoteId\": \"f2b659a6-6bb8-4307-b3bc-6e64a842bc65\",\n \"createdOn\": \"2025-12-09T13:28:52.3385476Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T13:28:52.3385476Z\",\n \"isEstimate\": false,\n \"premium\": 4128.03,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"applicationId\": \"feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 1028.70,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 504.63,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 1611.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 16.11,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 5.05,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Liquor Liability\",\n \"amount\": 954.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/feffb621-6f28-4f9b-8df3-75f2f342712a\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 37.84,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 388.84,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 37.84,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"007e298d-55f1-4e36-9b09-36ec1498461d\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"011ff9a2-737f-4369-9ee8-495e67e41f78","name":"Hired and Non-Owned Auto","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark's Family Food Truck\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"hiredAutoAndNonOwnedAuto\": \r\n {\r\n \"hiredCoverage\": 1,\r\n \"nonOwnedCoverage\": 1,\r\n \"limit\": 300000,\r\n \"autoLiabLimit\": 1000000,\r\n \"shouldInclude\": true\r\n }\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 3309.97,\n \"monthlyPremium\": 275.83,\n \"totalYearlyFees\": 421.08,\n \"totalYearlyOwed\": 3731.05,\n \"month1Owed\": 363.17,\n \"month1Fees\": 87.34,\n \"monthlyFees\": 37.34,\n \"monthlyOwed\": 313.17,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 30.34,\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"exclusionsPDFLinks\": {\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"externalId\": \"1f380ef3-1288-4f8d-a323-5479c8558c01\",\n \"quotes\": [\n {\n \"quoteId\": \"1f380ef3-1288-4f8d-a323-5479c8558c01\",\n \"createdOn\": \"2025-12-09T13:40:10.0929369Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T13:40:10.0929369Z\",\n \"isEstimate\": false,\n \"premium\": 3309.97,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"applicationId\": \"75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 989.74,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 504.63,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 1611.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 16.11,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 5.05,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Hired Auto Endorsement\",\n \"amount\": 63.35,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Non-Owned Auto Endorsement\",\n \"amount\": 111.54,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/75e4d517-af90-4d03-9183-d8bbff949eb7\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 30.34,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 313.17,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 30.34,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"9638dd29-2d6a-4ec8-84e2-74c361624383\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"97ec755c-0c09-4e3e-8120-9aaeea827bda","name":"Equipment Breakdown","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Token {{publishable key}}"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": \n [\n \"BOP\"\n ],\n \"agencyExternalId\": \"your_agency_id_here\",\n \"policyStartDate\": \"12/01/2025\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 3000000,\n \"glAggregatePcoLimit\": 3000000,\n \"bppDeductible\":500,\n \"businessStartDate\": \"10/01/2015\",\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"legalBusinessName\": \"Stark's Family Food Truck\",\n \"numEmployees\": 10,\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\n \"contactFirstName\": \"Pepper\",\n \"contactLastName\": \"Potts-Stark\",\n \"contactEmail\": \"ironlove3000@email.com\",\n \"contactPhone\": \"555-555-5555\",\n \"mailingAddressStreet\": \"123 Unicorn Way\",\n \"mailingAddressCity\": \"Seven Hills\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"44131\",\n \"previousLosses\": [],\n \"propertyDamageLiabilityDeductible\": 250,\n \"locations\": \n [\n {\n \"street\": \"123 Unicorn Way\",\n \"city\": \"Seven Hills\",\n \"state\": \"OH\",\n \"zip\": \"44131\",\n \"isPrimaryLocation\": true,\n \"locationType\": \"BuildingOwned\",\n \"buildingLimit\": 250000,\n \"hasSprinklers\": true,\n \"bppLimit\":50000,\n \"squareFootage\": 2500\n }\n ],\n \"endorsements\": \n {\n \"equipmentBreakdownEndorsement\": true\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 3335.70,\n \"monthlyPremium\": 277.97,\n \"totalYearlyFees\": 423.96,\n \"totalYearlyOwed\": 3759.66,\n \"month1Owed\": 365.55,\n \"month1Fees\": 87.58,\n \"monthlyFees\": 37.58,\n \"monthlyOwed\": 315.55,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 30.58,\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"exclusionsPDFLinks\": {\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"externalId\": \"24e6c0f7-32c6-406e-afe6-e758727b7ade\",\n \"quotes\": [\n {\n \"quoteId\": \"24e6c0f7-32c6-406e-afe6-e758727b7ade\",\n \"createdOn\": \"2025-12-09T13:43:38.7535352Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T13:43:38.7535352Z\",\n \"isEstimate\": false,\n \"premium\": 3335.70,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"applicationId\": \"2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 990.97,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 504.63,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 1611.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 16.11,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 5.05,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Equipment Breakdown Protection Endorsement\",\n \"amount\": 199.40,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/2d33f268-bd64-439d-8d76-bbd380fa4fd6\",\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 30.58,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 315.55,\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 30.58,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"e618ce6b-300e-46f3-8258-6db4c82eab89\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"7c438e4c-588b-41c4-a110-88e26cd1b098","name":"Restaurant / Food Service","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark's Family Food Truck\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"restaurantCoverage\": true\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 3355.52,\n \"monthlyPremium\": 279.63,\n \"totalYearlyFees\": 426.12,\n \"totalYearlyOwed\": 3781.64,\n \"month1Owed\": 367.39,\n \"month1Fees\": 87.76,\n \"monthlyFees\": 37.76,\n \"monthlyOwed\": 317.39,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 30.76,\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/b4f312de-242b-4ffc-a120-e2c305686269\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/b4f312de-242b-4ffc-a120-e2c305686269\",\n \"exclusionsPDFLinks\": {\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/b4f312de-242b-4ffc-a120-e2c305686269\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/b4f312de-242b-4ffc-a120-e2c305686269\",\n \"externalId\": \"43839508-6acd-4a55-919d-4e8640a4d347\",\n \"quotes\": [\n {\n \"quoteId\": \"43839508-6acd-4a55-919d-4e8640a4d347\",\n \"createdOn\": \"2025-12-09T13:46:35.6703491Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T13:46:35.6703491Z\",\n \"isEstimate\": false,\n \"premium\": 3355.52,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/b4f312de-242b-4ffc-a120-e2c305686269\",\n \"applicationId\": \"b4f312de-242b-4ffc-a120-e2c305686269\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 991.91,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 504.63,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 1611.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 16.11,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 5.05,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Restaurant Endorsement\",\n \"amount\": 218.28,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/b4f312de-242b-4ffc-a120-e2c305686269\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/b4f312de-242b-4ffc-a120-e2c305686269\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/b4f312de-242b-4ffc-a120-e2c305686269\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 30.76,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 317.39,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 30.76,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"47bed5d3-4f62-42be-a2c7-1959eb8d368c\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"cb48d849-bf88-4124-a85c-b49dfdd309a9","name":"BOP Endorsement Package","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark's Family Food Truck\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"EndorsementPackage\": \"Silver\"\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 3310.08,\n \"monthlyPremium\": 275.84,\n \"totalYearlyFees\": 421.08,\n \"totalYearlyOwed\": 3731.16,\n \"month1Owed\": 363.18,\n \"month1Fees\": 87.34,\n \"monthlyFees\": 37.34,\n \"monthlyOwed\": 313.18,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 30.34,\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"exclusionsPDFLinks\": {\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"externalId\": \"c719cea6-43c2-4fe6-8c63-d3054bd07153\",\n \"quotes\": [\n {\n \"quoteId\": \"c719cea6-43c2-4fe6-8c63-d3054bd07153\",\n \"createdOn\": \"2025-12-09T13:48:18.8128755Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T13:48:18.8128755Z\",\n \"isEstimate\": false,\n \"premium\": 3310.08,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"applicationId\": \"78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 989.75,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 504.63,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 1611.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 175.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 16.11,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 5.05,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/78459f98-e0ab-4c18-bf25-2592a7e886ce\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 30.34,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 313.18,\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 30.34,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"57295118-994a-4d14-9cf4-96396dd99021\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"bf3d40a3-68c3-4b17-a9e7-bbdb584e8b9d","name":"Contractor Tools","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Fantastic's Four Contractors\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c151865239bf9e856f78b613598e9b0\",\r\n \"contactFirstName\": \"Reed\",\r\n \"contactLastName\": \"Richards\",\r\n \"contactEmail\": \"read.richards@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"contractorsInstallationAndTools\": \r\n { \r\n \"selectedContractorsToolsLimit\": 10000,\r\n \"toolsAndEquipmentCoverage\": \"Blanket\"\r\n }\r\n\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2262.77,\n \"monthlyPremium\": 188.56,\n \"totalYearlyFees\": 305.88,\n \"totalYearlyOwed\": 2568.65,\n \"month1Owed\": 266.30,\n \"month1Fees\": 77.74,\n \"monthlyFees\": 27.74,\n \"monthlyOwed\": 216.30,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 20.74,\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"exclusionsPDFLinks\": {\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"externalId\": \"4a4b7cbc-251b-4401-afa8-a68593e4485a\",\n \"quotes\": [\n {\n \"quoteId\": \"4a4b7cbc-251b-4401-afa8-a68593e4485a\",\n \"createdOn\": \"2025-12-09T13:57:31.0700116Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T13:57:31.0700116Z\",\n \"isEstimate\": false,\n \"premium\": 2262.77,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"applicationId\": \"d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 671.14,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 6.71,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 331.70,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 722.93,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 7.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 519.75,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/d96dc42f-dac7-4971-b6e0-1d8c0cf9baa5\",\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 20.74,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 216.30,\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 20.74,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"19e6e73e-e0fd-4e78-bc6d-28631244c0b9\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"2e57329e-c5f0-4bf0-9a5e-c304bba68401","name":"Damages to Premises Rented to You","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token 1A5E0B19-B015-4D03-9E56-AF7695612A9C"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Fantastic's Four Contractors\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c151865239bf9e856f78b613598e9b0\",\r\n \"contactFirstName\": \"Reed\",\r\n \"contactLastName\": \"Richards\",\r\n \"contactEmail\": \"read.richards@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"limitDamagePremRented\": 100000,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2101.67,\n \"monthlyPremium\": 175.14,\n \"totalYearlyFees\": 288.24,\n \"totalYearlyOwed\": 2389.91,\n \"month1Owed\": 251.41,\n \"month1Fees\": 76.27,\n \"monthlyFees\": 26.27,\n \"monthlyOwed\": 201.41,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 19.27,\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"exclusionsPDFLinks\": {\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"externalId\": \"5e32c754-668c-4478-80ea-99cd6281e701\",\n \"quotes\": [\n {\n \"quoteId\": \"5e32c754-668c-4478-80ea-99cd6281e701\",\n \"createdOn\": \"2025-12-09T14:00:52.7865059Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T14:00:52.7865059Z\",\n \"isEstimate\": false,\n \"premium\": 2101.67,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"applicationId\": \"9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 671.14,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 6.71,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 331.70,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 722.93,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Damage To Premise Rented To You\",\n \"amount\": 27.90,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 7.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 330.75,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/9f978d45-b58f-4fb3-9a23-8fcc963d6ac9\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.27,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 201.41,\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.27,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"32b03a39-e83a-4d0b-8dcb-39286e3768dd\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"97c6c1be-01b5-4bc2-8292-f7dd4f9a83ef","name":"Cyber","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Fantastic's Four Contractors\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c151865239bf9e856f78b613598e9b0\",\r\n \"contactFirstName\": \"Reed\",\r\n \"contactLastName\": \"Richards\",\r\n \"contactEmail\": \"read.richards@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"cyberCoverage\": \r\n {\r\n \"limits\": \"25000/50000\"\r\n }\r\n\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2282.77,\n \"monthlyPremium\": 190.23,\n \"totalYearlyFees\": 291.12,\n \"totalYearlyOwed\": 2573.89,\n \"month1Owed\": 272.24,\n \"month1Fees\": 82.01,\n \"monthlyFees\": 26.01,\n \"monthlyOwed\": 216.24,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 19.01,\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"exclusionsPDFLinks\": {\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"externalId\": \"c06486cc-8091-43f2-8956-8fca921abeea\",\n \"quotes\": [\n {\n \"quoteId\": \"c06486cc-8091-43f2-8956-8fca921abeea\",\n \"createdOn\": \"2025-12-09T14:03:59.3051822Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T14:03:59.3051822Z\",\n \"isEstimate\": false,\n \"premium\": 2282.77,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"applicationId\": \"46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 671.14,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 6.71,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 331.70,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 722.93,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 7.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 330.75,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Cyber Premium\",\n \"amount\": 209.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/46a7caf9-e18d-4c0f-9270-a91cc0e8c172\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.01,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 216.24,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.01,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"302cfb60-9a33-4245-83df-f76b84ca289a\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"47e846ba-54d9-415a-81f5-88e490058fc6","name":"Workplace Violence","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Fantastic's Four Contractors\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c151865239bf9e856f78b613598e9b0\",\r\n \"contactFirstName\": \"Reed\",\r\n \"contactLastName\": \"Richards\",\r\n \"contactEmail\": \"read.richards@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"workplaceViolenceCoverage\": \r\n {\r\n \"limits\": \"50000/50000\"\r\n }\r\n\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2155.77,\n \"monthlyPremium\": 179.65,\n \"totalYearlyFees\": 285.12,\n \"totalYearlyOwed\": 2440.89,\n \"month1Owed\": 255.66,\n \"month1Fees\": 76.01,\n \"monthlyFees\": 26.01,\n \"monthlyOwed\": 205.66,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 19.01,\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"exclusionsPDFLinks\": {\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"externalId\": \"262f70d5-3a5d-4308-9d36-08a292187a2c\",\n \"quotes\": [\n {\n \"quoteId\": \"262f70d5-3a5d-4308-9d36-08a292187a2c\",\n \"createdOn\": \"2025-12-09T14:06:12.1796641Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T14:06:12.1796641Z\",\n \"isEstimate\": false,\n \"premium\": 2155.77,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"applicationId\": \"b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 671.14,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 6.71,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 331.70,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 722.93,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 7.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 330.75,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Workplace Violence Premium\",\n \"amount\": 82.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/b0c284fa-4a80-4de1-add8-f3760bc177c1\",\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.01,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 205.66,\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.01,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"7de2782b-2b9d-4033-a231-818e97407dde\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"3fe8a172-552b-4fa0-9db5-e0a55a702351","name":"Employment Practices Liability","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Fantastic's Four Contractors\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c151865239bf9e856f78b613598e9b0\",\r\n \"contactFirstName\": \"Reed\",\r\n \"contactLastName\": \"Richards\",\r\n \"contactEmail\": \"read.richards@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n { \r\n \"epliCoverage\": \r\n {\r\n \"limits\": \"100000/100000\",\r\n \"retention\": \"10000\"\r\n }\r\n\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2175.77,\n \"monthlyPremium\": 181.31,\n \"totalYearlyFees\": 285.12,\n \"totalYearlyOwed\": 2460.89,\n \"month1Owed\": 257.32,\n \"month1Fees\": 76.01,\n \"monthlyFees\": 26.01,\n \"monthlyOwed\": 207.32,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 19.01,\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"exclusionsPDFLinks\": {\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"externalId\": \"973a041c-b613-47cd-9a22-cc9186c05bb3\",\n \"quotes\": [\n {\n \"quoteId\": \"973a041c-b613-47cd-9a22-cc9186c05bb3\",\n \"createdOn\": \"2025-12-09T14:08:10.3592149Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T14:08:10.3592149Z\",\n \"isEstimate\": false,\n \"premium\": 2175.77,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"applicationId\": \"06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 671.14,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 6.71,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 331.70,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 722.93,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 7.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 330.75,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"EPLI Premium\",\n \"amount\": 102.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/06de37a6-1a27-425c-873e-b07dbee8c232\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.01,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 207.32,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.01,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"602b1fc4-0f88-42f6-955b-cc8990e2182f\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"a536ae6a-3914-40ab-b7dc-8c00497040c2","name":"Blanket Additional Insured","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Fantastic's Four Contractors\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c151865239bf9e856f78b613598e9b0\",\r\n \"contactFirstName\": \"Reed\",\r\n \"contactLastName\": \"Richards\",\r\n \"contactEmail\": \"read.richards@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"additionalInsuredsPrimaryAndNonContributory\": true,\r\n \"additionalInsuredsConstructionContractRequirementEndorsement\": \r\n {\r\n \"formText\": \"This is a blanket AI form language for contractRequirementEndorsement\",\r\n \"numAddInsOwnerWithReq\": 1\r\n },\r\n \"additionalInsuredsDesignatedPersonOrOrganization\": true,\r\n \"additionalInsuredsWaiverOfTransfer\": true,\r\n \"additionalInsuredsManagersOrLessorsPremisesEndorsement\": \r\n {\r\n \"formText\": \"This is a blanket form AI language for managersOfLessorsPrem\",\r\n \"numAddInsManagerPerApartment\": 1,\r\n \"numAddInsManagerOther\": 1\r\n\r\n },\r\n \"additionalInsuredsLessorOfLeasedEquipmentEndorsement\": \r\n {\r\n \"formText\": \"This is blanket AI form language for LessorOfLeased\",\r\n \"numAddInsLeasedEquipOther\": 1,\r\n \"numAddInsLeasedEquipPerApartment\": 1\r\n }\r\n }\r\n \r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2244.62,\n \"monthlyPremium\": 187.05,\n \"totalYearlyFees\": 303.96,\n \"totalYearlyOwed\": 2548.58,\n \"month1Owed\": 264.63,\n \"month1Fees\": 77.58,\n \"monthlyFees\": 27.58,\n \"monthlyOwed\": 214.63,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 20.58,\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"exclusionsPDFLinks\": {\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"externalId\": \"12254914-60aa-40c8-bae5-ba0af2021ae5\",\n \"quotes\": [\n {\n \"quoteId\": \"12254914-60aa-40c8-bae5-ba0af2021ae5\",\n \"createdOn\": \"2025-12-09T14:15:08.044092Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T14:15:08.044092Z\",\n \"isEstimate\": false,\n \"premium\": 2244.62,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"applicationId\": \"aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 671.14,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 6.71,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 331.70,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 722.93,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 7.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Additional Insured – Managers Or Lessors Of Premises\",\n \"amount\": 35.43,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Additional Insured – Lessor Of Leased Equipment\",\n \"amount\": 35.43,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Additional Insured – Owners, Lessees Or Contractors – With Additional Insured Requirement In Construction Contract\",\n \"amount\": 100.00,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 330.75,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/aa64fe58-8344-4c53-8ddd-59128d3e6a98\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 20.58,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 214.63,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 20.58,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"2475cc84-13a0-439f-b48c-188bf9f10409\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"6e943ff1-e473-4948-bcfe-969bd3f0a053","name":"Individual Additional Insured","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 3000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Fantastic's Four Contractors\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c151865239bf9e856f78b613598e9b0\",\r\n \"contactFirstName\": \"Reed\",\r\n \"contactLastName\": \"Richards\",\r\n \"contactEmail\": \"read.richards@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"additionalInsureds\":\r\n [\r\n {\r\n \"name\": \"Parker's Contracting\",\r\n \"email\": \"peter.parker@example.com\",\r\n \"street\": \"789 Rainbow Falls Ave.\",\r\n \"city\": \"Parma\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44134\"\r\n }\r\n ]\r\n }\r\n \r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2073.77,\n \"monthlyPremium\": 172.81,\n \"totalYearlyFees\": 285.12,\n \"totalYearlyOwed\": 2358.89,\n \"month1Owed\": 248.82,\n \"month1Fees\": 76.01,\n \"monthlyFees\": 26.01,\n \"monthlyOwed\": 198.82,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 19.01,\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"exclusionsPDFLinks\": {\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n },\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": false,\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"externalId\": \"b41f1062-af2a-48fe-b13e-f090165e3c31\",\n \"quotes\": [\n {\n \"quoteId\": \"b41f1062-af2a-48fe-b13e-f090165e3c31\",\n \"createdOn\": \"2025-12-09T14:19:34.0464626Z\",\n \"policyType\": \"BOP\",\n \"expirationDate\": \"2025-12-23T14:19:34.0464626Z\",\n \"isEstimate\": false,\n \"premium\": 2073.77,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"applicationId\": \"2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"isExpired\": false,\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 671.14,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 6.71,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 331.70,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 722.93,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 7.23,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.32,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 330.75,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2025-12-01T00:00:00\",\n \"rateEffectiveDateString\": \"2025-12-09\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/2134cd1a-b0b3-4a02-9a61-9bbbab1403d8\",\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.01,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 198.82,\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 19.01,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"6b27f50b-7e97-4f11-b54f-813fd5514675\",\n \"declinations\": []\n },\n \"warnings\": [],\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"isSuccess\": true\n}"},{"id":"101b62fd-82aa-4ffc-9ca5-c382c8de3b92","name":"Bad Request - $2M / $4M Limits Attempt with Liquor Liability","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": \r\n [\r\n \"BOP\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"policyStartDate\": \"12/01/2025\",\r\n \"glLimit\": 2000000,\r\n \"glAggregateLimit\": 4000000,\r\n \"glAggregatePcoLimit\": 3000000,\r\n \"bppDeductible\":500,\r\n \"businessStartDate\": \"10/01/2015\",\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"legalBusinessName\": \"Stark's Family Food Truck\",\r\n \"numEmployees\": 10,\r\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"previousLosses\": [],\r\n \"propertyDamageLiabilityDeductible\": 250,\r\n \"locations\": \r\n [\r\n {\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"isPrimaryLocation\": true,\r\n \"locationType\": \"BuildingOwned\",\r\n \"buildingLimit\": 250000,\r\n \"hasSprinklers\": true,\r\n \"bppLimit\":50000,\r\n \"squareFootage\": 2500\r\n }\r\n ],\r\n \"endorsements\": \r\n {\r\n \"liquorLiabilityEndorsement\": \r\n {\r\n \"alcoholicBeverageSales\": 10000,\r\n \"liquorLiabLimitEachOccurrence\": 1000000,\r\n \"shouldInclude\": true\r\n }\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/bindable"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"warnings\": [],\n \"isSuccess\": false,\n \"errors\": [\n \"E0131: Liquor Liability cannot be added on a policy with GL limit of $2M.\"\n ]\n}"}],"_postman_id":"468346ff-3aa1-45d9-ac94-d59401a0eb69"}],"id":"9a656cdd-2b37-43db-b5f4-073f81aaaf9c","description":"

There are many endorsements / add ons that can be selected for an insured's BOP or GL policy.

Please refer to the Appetite Sheet provided to you for all product, state, and/or class rules for each endorsement.

In the example below, we will add Hired and Non-Owned Auto coverage, Cyber coverage, Workplace Violence coverage, EPLI coverage, and Additional Individual Insured to our Ohio-based plumber.

\n
Bindable Quote Request, with Endorsements
\n

{\n  \"applicationTypes\": [\"GL\"],\n  \"agencyExternalId\": \"5b4f3488-e632-4798-bf3e-eb09d3110370\",\n   \"glLimit\": 1000000,\n  \"glAggregateLimit\": 2000000,\n  \"glAggregatePcoLimit\": 2000000,\n  \"annualPayroll\":150000,\n  \"grossAnnualSales\":150000,\n  \"businessName\": \"Stark's Plumbing Services\",\n  \"numEmployees\": 15,\n  \"AKHash\":\"ec166bae97d3a4cfcccc7749a1b426cb\",\n  \"contactFirstName\": \"Pepper\",\n  \"contactLastName\": \"Potts-Stark\",\n  \"contactEmail\": \"pepper.stark@starkplumbing.com\",\n  \"contactPhone\": \"513-555-1234\",\n  \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n  \"mailingAddressCity\": \"Cincinnati\",\n  \"mailingAddressState\": \"OH\",\n  \"mailingAddressZip\": \"45242\",\n  \"endorsements\": {\n    \"hiredAutoAndNonOwnedAuto\": {\n        \"hiredCoverage\": 1,\n        \"nonOwnedCoverage\": 1,\n        \"limit\": 300000,\n        \"autoLiabLimit\": 1000000,\n        \"shouldInclude\": true\n    },\n     \"cyberCoverage\": \n        {\n            \"limits\": \"25000/50000\"\n        },\n    \"workplaceViolenceCoverage\": \n        {\n            \"limits\": \"50000/50000\"\n        },\n    \"epliCoverage\": \n        {\n            \"limits\": \"100000/100000\",\n            \"retention\": \"10000\"\n        },\n    \"additionalInsureds\": [\n      {\n        \"name\": \"Happy's Plumbing Contracting Services\",\n        \"street\": \"123 Fake Street\",\n        \"City\": \"Cincinnati\", \n        \"state\": \"OH\",\n        \"zip\": 45215,\n        \"email\": \"happy.hogan@example.com\",\n        \"description\": \"Freelance Marketplace\"\n      }\n    ]\n  },\n  \"locations\": [\n    {\n      \"street\": \"7817 Cooper Road, Suite B\",\n      \"city\": \"Cincinnati\",\n      \"state\": \"OH\",\n      \"zip\": \"45242\"\n    }\n  ]\n}\n\n

\n","_postman_id":"9a656cdd-2b37-43db-b5f4-073f81aaaf9c"},{"name":"Policies","item":[{"name":"Bind Policy","id":"8b1b20ff-67f9-4318-a111-0bcec6da0747","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"tokenizedPaymentID\": \"tok_1LcXYTI0JrvxM1u0656vxMfy\",\n \"paymentInterval\": \"Monthly\",\n \"agencyExternalId\": \"{agencyExternalId}\"\n}\n"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/{QuoteId}/bind","description":"

Stripe Tokens:

With our publishable Stripe API key, tokens or payment methods can be created through the Stripe front-end libraries. This token will be used during the bind call to the Coterie API.
\n
During the implementation of the Stripe we will provide a test key for sandbox and a production key for production. Please reach out to your Coterie rep for these keys when ready.
\n
Stripe Documentation: https://stripe.com/docs/api/tokens
\n
Tokenization is the process Stripe uses to collect sensitive card or bank account details, or personally identifiable information (PII), directly from your customers in a secure manner. A token representing this information is returned to your server to use. You should use our recommended payments integrations to perform this process client-side. This ensures that no sensitive card data touches your server, and allows your integration to operate in a PCI-compliant way.
\n
Tokens cannot be stored or used more than once. To store card or bank account information for later use, you can create Customer objects or Custom accounts. Note that Radar, our integrated solution for automatic fraud protection, performs best with integrations that use client-side tokenization.
\n
Once you receive the tokenized payment information, you will pass that through the Bind Using Stripe endpoint (information below)
\n
- The token will return in the Stripe endpoint response - the attribute will be \"id\" and the token will start with \"tok_\"
\n

Bind Endpoint:

If you are binding through Direct Bill Pay, your request body for this endpoint will look something like this:
{\"tokenizedPaymentId\": \"stripe_token\", \"paymentInterval\": \"Monthly\", \"agencyExternalId\": \"your_external_id\"}
\n
If you are binding through Agency Bill Pay, your request body for this endpoint will look something like this:
{\"paymentInterval\": \"Monthly\", \"agencyExternalId\": \"your_external_id\"}
\n
The options for \"paymentInterval\" are:
\n
- None: This will be an annual payment plan
  \n
  - Alternatively, you can omit the paymentInterval attribute altogether and the default will be None
  \n
- Monthly: This will bill the insured with monthly installments
  \n
\n

Multi-Line Binding

If the application was quoted with multiple lines (i.e. BOP & PL or GL & PL), you can send the externalId returned in the Bindable Quote response, in place of the quoteId, to bind both policies in a single call.

Error Handling:

This endpoint will always return a 200, even when there are errors
\n
The errors that shoul;d be accounted for include token errors (i.e. trying to use same token already used on separate successful bind request), failed payment, or issue with the customer record information in Stripe
\n
The errors returned will look something like the below:
{ \"errorType\": \"invalid_request_error\", \"errorMessage\": \"Invalid token id: tok_kjgkdfnh\", \"messageId\": \"247dba97-8de7-4dd3-9370-56b1b330be20\", \"isSuccessful\": false, \"errors\": [\"A problem occured. Please reach out to support. MessageId: 247dba97-8de7-4dd3-9370-56b1b330be20\"] }
\n

\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"Authorization"},{"key":"value","value":""}]},"isInherited":true,"source":{"_postman_id":"7b916e11-af08-4fe1-88d4-09d44fd7ea97","id":"7b916e11-af08-4fe1-88d4-09d44fd7ea97","name":"Policies","type":"folder"}},"urlObject":{"protocol":"https","path":["v1.6","commercial","quotes","{QuoteId}","bind"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"64ccf251-12d7-4634-a823-66be32c8bab2","name":"Direct Bill","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"tokenizedPaymentID\": \"tok_1LcXYTI0JrvxM1u0656vxMfy\",\n \"paymentInterval\": \"Monthly\",\n \"agencyExternalId\": \"{agencyExternalId}\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/0de983d0-c93e-40c5-b20e-40b53f2df6f1/bind"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\r\n \"premium\": 5307.30,\r\n \"monthlyPremium\": 442.28,\r\n \"totalYearlyFees\": 619.32,\r\n \"totalYearlyOwed\": 5926.62,\r\n \"month1Owed\": 551.64,\r\n \"month1Fees\": 109.36,\r\n \"monthlyFees\": 53.36,\r\n \"monthlyOwed\": 495.64,\r\n \"policyFees\": 50.00,\r\n \"installmentFees\": 7.00,\r\n \"lossControlFees\": 46.36,\r\n \"policies\": [\r\n {\r\n \"policyId\": \"0de983d0-c93e-40c5-b20e-40b53f2df6f1\",\r\n \"externalId\": \"0de983d0-c93e-40c5-b20e-40b53f2df6f1\",\r\n \"policyNumber\": \"TESTSB-00377674-00\",\r\n \"status\": \"Pending\",\r\n \"statusDate\": \"2026-01-20\",\r\n \"createdOn\": \"2026-01-20T14:31:20.51Z\",\r\n \"policyType\": \"BOP\",\r\n \"issueDate\": \"2026-01-20\",\r\n \"startDate\": \"2026-01-20\",\r\n \"endDate\": \"2027-01-20\",\r\n \"industryId\": 10676,\r\n \"annualPayroll\": 150000.00,\r\n \"grossAnnualSales\": 150000.00,\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"glLimit\": 1000000.00,\r\n \"glAggregateLimit\": 2000000.00,\r\n \"glAggregatePcoLimit\": 2000000.00,\r\n \"propertyDamageLiabilityDeductible\": 0.00,\r\n \"bppDeductible\": 500.00,\r\n \"premium\": 5307.30,\r\n \"premiumPaid\": 0.00,\r\n \"nextPaymentDate\": \"2026-01-20\",\r\n \"paymentInterval\": \"None\",\r\n \"endorsements\": {\r\n \"cyberCoverage\": {\r\n \"limits\": \"25000/50000\"\r\n },\r\n \"workplaceViolenceCoverage\": {\r\n \"limits\": \"50000/50000\"\r\n },\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Happy Hogan Insurance LLC\",\r\n \"street\": \"789 Rainbow Falls Ave.\",\r\n \"city\": \"PARMA\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44134\",\r\n \"email\": \"happy.hogan@example.com\",\r\n \"fullAddress\": \"3007 Hearthstone Ave\\nPARMA OH, 44134\"\r\n }\r\n ],\r\n \"hiredAutoAndNonOwnedAuto\": {\r\n \"hiredCoverage\": 1,\r\n \"nonOwnedCoverage\": 1,\r\n \"autoLiabLimit\": 1000000.00,\r\n \"limit\": 1000000,\r\n \"shouldInclude\": true\r\n },\r\n \"endorsementPackage\": \"Gold\",\r\n \"restaurantCoverage\": true,\r\n \"liquorLiabilityEndorsement\": {\r\n \"alcoholicBeverageSales\": 10000.00,\r\n \"liquorLiabLimitEachOccurrence\": 1000000.00,\r\n \"shouldInclude\": true\r\n },\r\n \"equipmentBreakdownEndorsement\": true\r\n },\r\n \"previousLosses\": [\r\n {\r\n \"description\": \"water loss\",\r\n \"amount\": 10000.00\r\n }\r\n ],\r\n \"docsGenerated\": false,\r\n \"locations\": [\r\n {\r\n \"locationType\": \"BuildingOwned\",\r\n \"isPrimaryLocation\": true,\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"bppLimit\": 50000.00,\r\n \"buildingLimit\": 250000.00,\r\n \"hasSprinklers\": true,\r\n \"riskUnitId\": 0,\r\n \"squareFootage\": 2500.0\r\n }\r\n ],\r\n \"primaryLocation\": {\r\n \"locationType\": \"BuildingOwned\",\r\n \"isPrimaryLocation\": true,\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"bppLimit\": 50000.00,\r\n \"buildingLimit\": 250000.00,\r\n \"hasSprinklers\": true,\r\n \"riskUnitId\": 0,\r\n \"squareFootage\": 2500.0\r\n },\r\n \"autoExtend\": false,\r\n \"isForProject\": false,\r\n \"insuranceCarrier\": \"Spinnaker\",\r\n \"transactionFeeEnabled\": false,\r\n \"legalBusinessName\": \"Stark Industries\",\r\n \"effectiveStartDate\": \"2026-01-20\",\r\n \"effectiveEndDate\": \"2027-01-20\",\r\n \"fees\": [\r\n {\r\n \"description\": \"Loss Control Fee\",\r\n \"amount\": 46.36,\r\n \"frequency\": 12,\r\n \"feeType\": \"LossControlFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Policy Fee\",\r\n \"amount\": 50.00,\r\n \"frequency\": 1,\r\n \"feeType\": \"PolicyFee\",\r\n \"offset\": 0,\r\n \"handling\": 0\r\n },\r\n {\r\n \"description\": \"Installment Fee\",\r\n \"amount\": 7.00,\r\n \"frequency\": 12,\r\n \"feeType\": \"InstallmentFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Cyber Claim and Risk Management Fee\",\r\n \"amount\": 6.00,\r\n \"frequency\": 1,\r\n \"feeType\": \"CyberClaimandRiskManagementFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n }\r\n ],\r\n \"lossControl\": \"OptIn\"\r\n }\r\n ],\r\n \"transactionFeesAmount\": 53.36,\r\n \"transactionFees\": [\r\n {\r\n \"description\": \"Loss Control Fee\",\r\n \"amount\": 46.36,\r\n \"frequency\": 12,\r\n \"feeType\": \"LossControlFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Installment Fee\",\r\n \"amount\": 7.00,\r\n \"frequency\": 12,\r\n \"feeType\": \"InstallmentFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n }\r\n ],\r\n \"isSuccess\": true,\r\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\r\n \"totalMonthlyFees\": 7.00,\r\n \"totalMonthlyOwed\": 495.64,\r\n \"fees\": [\r\n {\r\n \"description\": \"Loss Control Fee\",\r\n \"amount\": 46.36,\r\n \"frequency\": 12,\r\n \"feeType\": \"LossControlFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Policy Fee\",\r\n \"amount\": 50.00,\r\n \"frequency\": 1,\r\n \"feeType\": \"PolicyFee\",\r\n \"offset\": 0,\r\n \"handling\": 0\r\n },\r\n {\r\n \"description\": \"Installment Fee\",\r\n \"amount\": 7.00,\r\n \"frequency\": 12,\r\n \"feeType\": \"InstallmentFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Cyber Claim and Risk Management Fee\",\r\n \"amount\": 6.00,\r\n \"frequency\": 1,\r\n \"feeType\": \"CyberClaimandRiskManagementFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n }\r\n ]\r\n}"},{"id":"0712fe38-025d-49ee-bf3e-48f8bd4d493c","name":"Agency Bill","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"paymentInterval\": \"Monthly\",\n \"agencyExternalId\": \"{agencyExternalId}\"\n}\n","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes/0de983d0-c93e-40c5-b20e-40b53f2df6f1/bind"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\r\n \"premium\": 5307.30,\r\n \"monthlyPremium\": 442.28,\r\n \"totalYearlyFees\": 619.32,\r\n \"totalYearlyOwed\": 5926.62,\r\n \"month1Owed\": 551.64,\r\n \"month1Fees\": 109.36,\r\n \"monthlyFees\": 53.36,\r\n \"monthlyOwed\": 495.64,\r\n \"policyFees\": 50.00,\r\n \"installmentFees\": 7.00,\r\n \"lossControlFees\": 46.36,\r\n \"policies\": [\r\n {\r\n \"policyId\": \"0de983d0-c93e-40c5-b20e-40b53f2df6f1\",\r\n \"externalId\": \"0de983d0-c93e-40c5-b20e-40b53f2df6f1\",\r\n \"policyNumber\": \"TESTSB-00377674-00\",\r\n \"status\": \"Pending\",\r\n \"statusDate\": \"2026-01-20\",\r\n \"createdOn\": \"2026-01-20T14:31:20.51Z\",\r\n \"policyType\": \"BOP\",\r\n \"issueDate\": \"2026-01-20\",\r\n \"startDate\": \"2026-01-20\",\r\n \"endDate\": \"2027-01-20\",\r\n \"industryId\": 10676,\r\n \"annualPayroll\": 150000.00,\r\n \"grossAnnualSales\": 150000.00,\r\n \"contactFirstName\": \"Pepper\",\r\n \"contactLastName\": \"Potts-Stark\",\r\n \"contactEmail\": \"ironlove3000@email.com\",\r\n \"contactPhone\": \"555-555-5555\",\r\n \"mailingAddressStreet\": \"123 Unicorn Way\",\r\n \"mailingAddressCity\": \"Seven Hills\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"44131\",\r\n \"glLimit\": 1000000.00,\r\n \"glAggregateLimit\": 2000000.00,\r\n \"glAggregatePcoLimit\": 2000000.00,\r\n \"propertyDamageLiabilityDeductible\": 0.00,\r\n \"bppDeductible\": 500.00,\r\n \"premium\": 5307.30,\r\n \"premiumPaid\": 0.00,\r\n \"nextPaymentDate\": \"2026-01-20\",\r\n \"paymentInterval\": \"None\",\r\n \"endorsements\": {\r\n \"cyberCoverage\": {\r\n \"limits\": \"25000/50000\"\r\n },\r\n \"workplaceViolenceCoverage\": {\r\n \"limits\": \"50000/50000\"\r\n },\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Happy Hogan Insurance LLC\",\r\n \"street\": \"789 Rainbow Falls Ave.\",\r\n \"city\": \"PARMA\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44134\",\r\n \"email\": \"happy.hogan@example.com\",\r\n \"fullAddress\": \"789 Rainbow Falls Ave. PARMA OH, 44134\"\r\n }\r\n ],\r\n \"hiredAutoAndNonOwnedAuto\": {\r\n \"hiredCoverage\": 1,\r\n \"nonOwnedCoverage\": 1,\r\n \"autoLiabLimit\": 1000000.00,\r\n \"limit\": 1000000,\r\n \"shouldInclude\": true\r\n },\r\n \"endorsementPackage\": \"Gold\",\r\n \"restaurantCoverage\": true,\r\n \"liquorLiabilityEndorsement\": {\r\n \"alcoholicBeverageSales\": 10000.00,\r\n \"liquorLiabLimitEachOccurrence\": 1000000.00,\r\n \"shouldInclude\": true\r\n },\r\n \"equipmentBreakdownEndorsement\": true\r\n },\r\n \"previousLosses\": [\r\n {\r\n \"description\": \"water loss\",\r\n \"amount\": 10000.00\r\n }\r\n ],\r\n \"docsGenerated\": false,\r\n \"locations\": [\r\n {\r\n \"locationType\": \"BuildingOwned\",\r\n \"isPrimaryLocation\": true,\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"bppLimit\": 50000.00,\r\n \"buildingLimit\": 250000.00,\r\n \"hasSprinklers\": true,\r\n \"riskUnitId\": 0,\r\n \"squareFootage\": 2500.0\r\n }\r\n ],\r\n \"primaryLocation\": {\r\n \"locationType\": \"BuildingOwned\",\r\n \"isPrimaryLocation\": true,\r\n \"street\": \"123 Unicorn Way\",\r\n \"city\": \"Seven Hills\",\r\n \"state\": \"OH\",\r\n \"zip\": \"44131\",\r\n \"bppLimit\": 50000.00,\r\n \"buildingLimit\": 250000.00,\r\n \"hasSprinklers\": true,\r\n \"riskUnitId\": 0,\r\n \"squareFootage\": 2500.0\r\n },\r\n \"autoExtend\": false,\r\n \"isForProject\": false,\r\n \"insuranceCarrier\": \"Spinnaker\",\r\n \"transactionFeeEnabled\": false,\r\n \"legalBusinessName\": \"Stark Industries\",\r\n \"effectiveStartDate\": \"2026-01-20\",\r\n \"effectiveEndDate\": \"2027-01-20\",\r\n \"fees\": [\r\n {\r\n \"description\": \"Loss Control Fee\",\r\n \"amount\": 46.36,\r\n \"frequency\": 12,\r\n \"feeType\": \"LossControlFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Policy Fee\",\r\n \"amount\": 50.00,\r\n \"frequency\": 1,\r\n \"feeType\": \"PolicyFee\",\r\n \"offset\": 0,\r\n \"handling\": 0\r\n },\r\n {\r\n \"description\": \"Installment Fee\",\r\n \"amount\": 7.00,\r\n \"frequency\": 12,\r\n \"feeType\": \"InstallmentFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Cyber Claim and Risk Management Fee\",\r\n \"amount\": 6.00,\r\n \"frequency\": 1,\r\n \"feeType\": \"CyberClaimandRiskManagementFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n }\r\n ],\r\n \"lossControl\": \"OptIn\"\r\n }\r\n ],\r\n \"transactionFeesAmount\": 53.36,\r\n \"transactionFees\": [\r\n {\r\n \"description\": \"Loss Control Fee\",\r\n \"amount\": 46.36,\r\n \"frequency\": 12,\r\n \"feeType\": \"LossControlFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Installment Fee\",\r\n \"amount\": 7.00,\r\n \"frequency\": 12,\r\n \"feeType\": \"InstallmentFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n }\r\n ],\r\n \"isSuccess\": true,\r\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\r\n \"totalMonthlyFees\": 7.00,\r\n \"totalMonthlyOwed\": 495.64,\r\n \"fees\": [\r\n {\r\n \"description\": \"Loss Control Fee\",\r\n \"amount\": 46.36,\r\n \"frequency\": 12,\r\n \"feeType\": \"LossControlFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Policy Fee\",\r\n \"amount\": 50.00,\r\n \"frequency\": 1,\r\n \"feeType\": \"PolicyFee\",\r\n \"offset\": 0,\r\n \"handling\": 0\r\n },\r\n {\r\n \"description\": \"Installment Fee\",\r\n \"amount\": 7.00,\r\n \"frequency\": 12,\r\n \"feeType\": \"InstallmentFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n },\r\n {\r\n \"description\": \"Cyber Claim and Risk Management Fee\",\r\n \"amount\": 6.00,\r\n \"frequency\": 1,\r\n \"feeType\": \"CyberClaimandRiskManagementFee\",\r\n \"offset\": 0,\r\n \"handling\": 1\r\n }\r\n ]\r\n}"}],"_postman_id":"8b1b20ff-67f9-4318-a111-0bcec6da0747"},{"name":"Retrieve Policies","id":"5fd5dfd1-8abe-4674-a7d2-f55798d1873b","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":""},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies/{PolicyNumber}","description":"

This endpoint requires the use of your Secret Key.

\n","urlObject":{"protocol":"https","path":["v1.6","commercial","policies","{PolicyNumber}"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"864ff866-27c5-465d-a01f-e8ebb5a97881","name":"V1.6 Retrieve Policies","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":""},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies/CSAND0001289-190001"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"policyId\": \"6e852be5-fc4b-4640-bef4-638ef221388a\",\n \"policyNumber\": \"CSAND0001289-190001\",\n \"status\": \"Pending\",\n \"statusDate\": \"2019-10-02T12:53:27.6266667Z\",\n \"policyType\": \"GL\",\n \"issueDate\": \"2019-10-02T08:53:27.6250077-04:00\",\n \"startDate\": \"2019-10-02T08:53:27.442432-04:00\",\n \"endDate\": \"2020-10-02T08:53:27.442432-04:00\",\n \"businessName\": \"Max Power Plumbing LLC\",\n \"industryId\": 10424,\n \"contactFirstName\": \"Max\",\n \"contactLastName\": \"Power\",\n \"contactEmail\": \"testing@coterieinsurance.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"premium\": 3691,\n \"premiumPaid\": 3691,\n \"paymentInterval\": \"None\",\n \"locations\": [\n {\n \"locationType\": \"BuildingLeased\",\n \"isPrimaryLocation\": true,\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": false\n }\n ],\n \"autoExtend\": false,\n \"coiExpiringUrl\": {\n \"link\": \"/policies/docs/e22b1149-2800-4b1d-803f-51af078a1fb6\",\n \"expires\": \"2020-01-22T20:05:12.8703781Z\"\n }\n}"}],"_postman_id":"5fd5dfd1-8abe-4674-a7d2-f55798d1873b"},{"name":"Search Policies","id":"caf6336a-fb5b-428f-8176-96f7fd905704","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":""},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies?status=Active&state=OH","description":"

This endpoint requires the use of your Secret Key.

Search Policies - available parameters:

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Parameter Name	Description
maxResults	Default is 100. Can be up to 10,000
policyNumber	Policy number (will match partial)
status	Can be Pending, Active, Expired, or Cancelled
date	Find policies that were active on this date
businessName	Business name (will match partial)
contactFirstName	First name of the contact (will match partial)
contactLastName	LastName of the contact (will match partial)
contactEmail	Email address of the contact (will match partial)
state	Two letter state code
zip	Zip code

","urlObject":{"protocol":"https","path":["v1.6","commercial","policies"],"host":["api-sandbox","coterieinsurance","com"],"query":[{"key":"status","value":"Active"},{"key":"state","value":"OH"}],"variable":[]}},"response":[{"id":"ae912140-974d-4ac0-990b-addd5364dc12","name":"V1.6 Search Policies","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":""},"url":{"raw":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies?status=Active&state=KY","protocol":"https","host":["api-sandbox","coterieinsurance","com"],"path":["v1.6","commercial","policies"],"query":[{"key":"status","value":"Active"},{"key":"state","value":"KY"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"[\n {\n \"policyId\": \"8754f861-b51a-4854-9c89-2a65de375ee3\",\n \"policyNumber\": \"CSAND0000005-190180\",\n \"status\": \"Active\",\n \"statusDate\": \"2019-09-13T14:53:19.28Z\",\n \"policyType\": \"GL\",\n \"issueDate\": \"2019-09-13T10:53:19.2814938-04:00\",\n \"startDate\": \"2019-09-13T00:01:00-04:00\",\n \"endDate\": \"2019-10-03T00:01:00-04:00\",\n \"businessName\": \"KY HOMEE\",\n \"industryId\": 90001,\n \"contactFirstName\": \"Max\",\n \"contactLastName\": \"Power\",\n \"contactEmail\": \"testscio.coterie+swagger@gmail.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"KY\",\n \"mailingAddressZip\": \"41701\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"premium\": 133,\n \"premiumPaid\": 40,\n \"paymentInterval\": \"None\",\n \"endorsements\": {\n \"coverage\": \"Project\",\n \"projectBasedCoverage\": {\n \"projectId\": \"91192\",\n \"description\": \"Fixee Plumbing Project\",\n \"hourlyRate\": 30,\n \"street\": \"1234 Main Street\",\n \"city\": \"Fairfield\",\n \"state\": \"KY\",\n \"zip\": \"41701\"\n },\n \"additionalInsureds\": [\n {\n \"name\": \"Fixee, Inc.\",\n \"street\": \"1234 Main St.\",\n \"city\": \"Fairfield\",\n \"state\": \"KY\",\n \"zip\": \"41701\",\n \"email\": \"info@fixeehomeservices.com\",\n \"description\": \"Fixee Home Services\",\n \"fullAddress\": \"1234 Main St.\\nFairfield, KY 41701\"\n }\n ],\n \"additionalInsuredsPrimaryAndNonContributory\": true,\n \"terrorism\": {\n \"terrorismPolicyPeriod\": \"PolicyStartsAfterTerminationOfTRIA\"\n },\n \"replacingAPolicyThatTerminatesAtNoon\": true,\n \"nonSimplifiedPolicyBeingRenewedWithSimplifiedPolicy\": true,\n \"floridaGroundCoverAndSinkholeExclusion\": \"None\"\n },\n \"locations\": [\n {\n \"locationType\": \"BuildingLeased\",\n \"isPrimaryLocation\": true,\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Fairfield\",\n \"state\": \"KY\",\n \"zip\": \"41701\",\n \"hasSprinklers\": false\n }\n ],\n \"autoExtend\": true\n }\n]"}],"_postman_id":"caf6336a-fb5b-428f-8176-96f7fd905704"},{"name":"Retrieve Policy Docs","id":"b83d7476-e7e0-43cf-bc54-a088f219ba27","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies/docs/links/{PolicyNumber}","description":"

This endpoint requires the use of your Secret Key.

Once the policy is bound you can add the policy number to the end of the URL to retrieve the policy documentation.

The response will provide a URL to a pdf copy of each individual policy document.

\n","urlObject":{"protocol":"https","path":["v1.6","commercial","policies","docs","links","{PolicyNumber}"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"f6596d78-150d-4b9e-8686-935a9365aace","name":"V1.6 Retrieve Policy Docs","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies/docs/links/CSANDSG-00033352-00"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"policyDocUris\": [\n \"https://blob.core.windows.net/595030/4883525/Coterie%20Standard%20Certificate.pdf\"\n ],\n \"isSuccess\": true\n}"}],"_postman_id":"b83d7476-e7e0-43cf-bc54-a088f219ba27"}],"id":"7b916e11-af08-4fe1-88d4-09d44fd7ea97","description":"

The Policy object contains information about a policy that has been bound.

For more information on the object attributes, see details at Create Bindable Quote

Notes:

Create Policy

This endpoint allows for the entire application body to be sent. It is a good idea to send in the existing applicationId attribute, so that a new application is not created when creating a policy with this endpoint.
\n
You can bind a multi-line application with this endpoint
\n
- The response will include both policies
\n
This endpoint is used for Agency Bill policies only
\n

Bind Using Stripe

This endpoint requires only the quoteId to be sent within the URI, and in the body, only the Strpe payment token and agencyExternalId are required. You may send paymentInterval, but it is not required. If it is not sent, the payment schedule will default to annual
\n
If you are binding a multi-line application, instead of passing the quoteId through the URI, instead pass in the externalId
\n
- The bind response will include both policies
\n
This endpoint is used for Direct Bill policies only
\n

\n","auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"Authorization"},{"key":"value","value":""}]},"isInherited":false},"event":[{"listen":"prerequest","script":{"id":"09a76476-1c91-4a8d-8222-4525a6a3ce1a","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"71471734-4176-4870-80b1-e5e92debd985","type":"text/javascript","exec":[""]}}],"_postman_id":"7b916e11-af08-4fe1-88d4-09d44fd7ea97"},{"name":"Webhooks","item":[],"id":"4ef7ac77-27f8-4c39-82b1-df65e1d39731","description":"

Webhooks can be uitilized to send real time requests from Coterie's servers to a partner's servers for real time updates.

Coterie utilizes webhooks for three different actions; applications, quotes, and policies. Optional headers can also be sent along in order to sync system data.

Optional Headers

All optional headers must be turned on by request only. Please work with your Coterie contact to enable these.

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Header	Description
Authentication	A static token used to authorize Coterie in a partner's system (sent as Authentication: token {guid})
x-timeStamp	Time of event in Epoch time (time in milliseconds since 1/1/1970)
x-applicationId	Coterie's application ID sent in the header for easy access with every message
x-leadId	A partner's unique Id, which can be passed in the metadata object and referened by the header

Applications

Sample application webhook sent to a partner:

    {\n    \"applicationId\": \"83857350-4bfb-4669-862c-61f05a7a4be9\",\n    \"Status\": \"ReadyToQuote\",\n    \"PolicyStartDate\": null,\n    \"PolicyEndDate\": null,\n    \"GlLimit\": 1000000,\n    \"GlAggregateLimit\": null,\n    \"GlAggregatePcoLimit\": null,\n    \"BppDeductible\": 500,\n    \"BuildingDeductible\": null,\n    \"BusinessName\": \"Test The link\",\n    \"BusinessStartDate\": null,\n    \"BusinessAgeInMonths\": 18,\n    \"NumEmployees\": 3,\n    \"IndustryId\": 10234,\n    \"AnnualPayroll\": 150000,\n    \"GrossAnnualSales\": 150000,\n    \"PropertyDamageLiabilityDeductible\": 250,\n    \"ContactFirstName\": \"Brian\",\n    \"ContactLastName\": \"Customer\",\n    \"ContactEmail\": \"testscio.coterie@gmail.com\",\n    \"ContactPhone\": \"5122222222\",\n    \"MailingAddressStreet\": \"105 Reading Rd\",\n    \"MailingAddressCity\": \"Cincinnati\",\n    \"MailingAddressState\": \"OH\",\n    \"MailingAddressZip\": \"45241\",\n    \"Metadata\": \"{\\\"partner_id\\\": \\\"13ca1424-1529-4227-abcd\\\",\\\"lead_id\\\": \\\"13ca1424-1529-4227-8606\\\",\\\"customer_id\\\":\\\"CUSTID123\\\"}\",\n    \"Endorsements\": {\n        \"ContractorBaseCoverages\": null,\n        \"ExclusionOfLossDueToByProductsOfProductionOrProcessingOperations\": null,\n        \"Coverage\": null,\n        \"MedicalExpensesExclusion\": null,\n        \"AdditionalInsureds\": [\n            {\n                \"Name\": \"Test Add Ins\",\n                \"Street\": \"40403 Bristol Rd\",\n                \"City\": \"Lexington\",\n                \"State\": \"KY\",\n                \"Zip\": \"40502\",\n                \"Email\": \"mike@addins.com\",\n                \"Description\": null,\n                \"FullAddress\": \"40403 Bristol Rd\\nLexington KY, 40502\"\n            }\n        ],\n        \"AdditionalInsuredsPrimaryAndNonContributory\": null,\n        \"UnmannedAircraft\": null,\n        \"Terrorism\": null,\n        \"HiredAutoAndNonOwnedAuto\": {\n            \"HiredCoverage\": 0,\n            \"NonOwnedCoverage\": 0,\n            \"Limit\": 300000,\n            \"ShouldInclude\": true\n        },\n        \"WindstormHailExclusion\": null,\n        \"WaterBackup\": null,\n        \"EmployeeBenefitsLiability\": true,\n        \"GreenUpgrades\": null,\n        \"AdditionalPersonToReceiveNotice\": null,\n        \"ReplacingAPolicyThatTerminatesAtNoon\": null,\n        \"NonSimplifiedPolicyBeingRenewedWithSimplifiedPolicy\": null,\n        \"FloridaGroundCoverAndSinkholeExclusion\": null,\n        \"ExtendedReportingPeriod\": null,\n        \"RestaurantCoverage\": null,\n        \"SpoilageCoverageEndorsement\": null,\n        \"LiquorLiabilityEndorsement\": null,\n        \"TheftOfClientsPropertyCoverage\": null,\n        \"SnowPlowProductsCoverage\": null,\n        \"DiscretionaryPayrollExpenseEndorsement\": null,\n        \"ComputerFraudAndFundsTransfer\": true,\n        \"IdentityFraudExpenseCoverage\": true,\n        \"ElectronicDataLiabilityEndorsement\": {\n            \"LiabilityLimit\": 50000,\n            \"ShouldInclude\": true\n        },\n        \"LossPayableClauseEndorsement\": null,\n        \"FineArtsCoverage\": true,\n        \"OrdinanceAndLawCoverage\": null,\n        \"DisasterIncrease\": null,\n        \"DebrisRemoval\": null,\n        \"EmploymentRelatedPracticesLiability\": true\n    },\n    \"PreviousLosses\": [],\n    \"ProfessionalLiability\": {\n        \"YearsOfPriorActs\": 3,\n        \"DeductibleAmount\": 1500,\n        \"OccurrenceLimit\": 500000,\n        \"AggregateLimit\": 1000000,\n        \"YearsOfProfessionalExperience\": 15,\n        \"CertificationsRequired\": false,\n        \"CertificationsMaintained\": false,\n        \"PeriodLoading\": 3,\n        \"GrossRevenue\": 150000\n    },\n    \"ApplicationTypes\": [\n        \"PL\",\n        \"BOP\"\n    ],\n    \"ApplicationUrl\": \"https://quote-test.coterieinsurance.com/application/83857350-4bfb-4669-862c-61f05a7a4be9\",\n    \"Locations\": [\n        {\n            \"Street\": \"105 Reading Rd\",\n            \"City\": \"Cincinnati\",\n            \"State\": \"OH\",\n            \"Zip\": \"45241\",\n            \"BppLimit\": 25000,\n            \"BuildingLimit\": 1000,\n            \"LocationType\": \"BuildingOwned\",\n            \"IsPrimaryLocation\": true,\n            \"PublicProtectionFireClassification\": null,\n            \"BuildingStormDeductibleFactor\": null,\n            \"HasSprinklers\": false\n        }\n    ]\n}\n\n

Quotes

Sample Quote webhook:

{\n  \"quoteId\": \"323d6e60-cb75-4098-af71-a643d8f47dba\",\n  \"PolicyType\": \"BOP\",\n  \"ExpirationDate\": null,\n  \"IsEstimate\": true,\n  \"Premium\": 2699,\n  \"MonthlyPremium\": null,\n  \"ApplicationUrl\": \"https://quote-test.coterieinsurance.com/application/83857350-4bfb-4669-862c-61f05a7a4be9\",\n  \"applicationId\": \"83857350-4bfb-4669-862c-61f05a7a4be9\",\n  \"isExpired\": null,\n  \"LineItems\": [\n    {\n      \"Description\": \"Building Premium\",\n      \"Amount\": 0,\n      \"LineItemType\": \"Premium\",\n      \"PremiumType\": \"Building\"\n    },\n    {\n      \"Description\": \"BPP Premium\",\n      \"Amount\": 74.97,\n      \"LineItemType\": \"Premium\",\n      \"PremiumType\": \"BPP\"\n    },\n    {\n      \"Description\": \"GL Premium\",\n      \"Amount\": 1767.528,\n      \"LineItemType\": \"Premium\",\n      \"PremiumType\": \"GL\"\n    },\n    {\n      \"Description\": \"Additional Insured Coverage\",\n      \"Amount\": 60.12,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"GL\"\n    },\n    {\n      \"Description\": \"Computer Fraud And Funds Transfer\",\n      \"Amount\": 32.8251,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"General\"\n    },\n    {\n      \"Description\": \"Electronic Data Liability\",\n      \"Amount\": 175,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"General\"\n    },\n    {\n      \"Description\": \"Employee Benefits Liability\",\n      \"Amount\": 200,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"General\"\n    },\n    {\n      \"Description\": \"Employment Related Practices Liability\",\n      \"Amount\": 157.4844516,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"General\"\n    },\n    {\n      \"Description\": \"Exclusion – Unmanned Aircraft\",\n      \"Amount\": 0,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"GL\"\n    },\n    {\n      \"Description\": \"Fine Arts Coverage\",\n      \"Amount\": 179.34,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"General\"\n    },\n    {\n      \"Description\": \"Identity Fraud Expense Coverage\",\n      \"Amount\": 33.663,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"General\"\n    },\n    {\n      \"Description\": \"Terrorism Liability\",\n      \"Amount\": 18.42498,\n      \"LineItemType\": \"Endorsement\",\n      \"PremiumType\": \"GL\"\n    },\n    {\n      \"Description\": \"Rounding\",\n      \"Amount\": -0.3555316,\n      \"LineItemType\": \"Premium\",\n      \"PremiumType\": \"General\"\n    }\n  ],\n  \"StateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n  \"RatingEngine\": \"BOP 1.0\"\n}\n\n

Policies

Sample Policy webhook:

{\n  \"PolicyId\": \"b6a4f634-a78f-40a2-bede-8bd352435d19\",\n  \"ExternalId\": \"b6a4f634-a78f-40a2-bede-8bd352435d19\",\n  \"PolicyNumber\": \"CSANDSB-00080305-00\",\n  \"Status\": \"Pending\",\n  \"StatusDate\": \"2025-08-27T00:01:00\",\n  \"CancelDate\": null,\n  \"CreatedOn\": \"2025-08-27T16:34:26.5157616Z\",\n  \"ModifiedOn\": null,\n  \"PolicyType\": \"BOP\",\n  \"IssueDate\": \"2025-08-27T00:01:00+00:00\",\n  \"StartDate\": \"2025-08-27T00:01:00+00:00\",\n  \"EndDate\": \"2026-08-27T00:01:00+00:00\",\n  \"BusinessName\": \"LAWRIE REST TEST CASE\",\n  \"IndustryId\": 10262,\n  \"AnnualPayroll\": 48000,\n  \"GrossAnnualSales\": 150000,\n  \"ContactFirstName\": \"David \",\n  \"ContactLastName\": \"Lawrie\",\n  \"ContactEmail\": \"david.smith@test.com\",\n  \"ContactPhone\": \"(818) 555-8841\",\n  \"MailingAddressStreet\": \"1234 Hill Top St\",\n  \"MailingAddressCity\": \"Crozet\",\n  \"MailingAddressState\": \"VA\",\n  \"MailingAddressZip\": \"22932\",\n  \"Metadata\": null,\n  \"GlLimit\": 2000000,\n  \"GlAggregateLimit\": 4000000,\n  \"GlAggregatePcoLimit\": 4000000,\n  \"BusinessIncomeLimit\": null,\n  \"PropertyDamageLiabilityDeductible\": 0,\n  \"BppDeductible\": 500,\n  \"BuildingDeductible\": null,\n  \"Premium\": 2554,\n  \"PremiumPaid\": 0,\n  \"NextPaymentDate\": \"2025-08-27T00:01:00\",\n  \"PaymentInterval\": \"None\",\n  \"Endorsements\": {\n    \"CyberCoverage\": {\n      \"Limits\": \"25000/50000\"\n    },\n    \"WorkplaceViolenceCoverage\": {\n      \"Limits\": \"50000/50000\"\n    },\n    \"ContractorBaseCoverages\": null,\n    \"ContractorsInstallationAndTools\": null,\n    \"ExclusionOfLossDueToByProductsOfProductionOrProcessingOperations\": null,\n    \"Coverage\": null,\n    \"ProjectBasedCoverage\": null,\n    \"MedicalExpensesExclusion\": null,\n    \"DesignatedConstructionProjectGeneralAggregateLimit\": null,\n    \"AdditionalInsureds\": null,\n    \"AdditionalInsuredsPrimaryAndNonContributory\": true,\n    \"AdditionalInsuredsMortgageeAssigneeOrReceiver\": null,\n    \"AdditionalInsuredsWaiverOfTransfer\": true,\n    \"AdditionalInsuredsDesignatedPersonOrOrganization\": null,\n    \"AdditionalInsuredsControllingInterest\": null,\n    \"AdditionalInsuredsManagersOrLessorsPremisesEndorsement\": {\n      \"FormText\": \"Any person or organization with whom you agree in a written agreement for lease or rental of premises or building, prior to loss, to name as an additional insured in this Businessowners Coverage.\",\n      \"NumAddInsManagerPerApartment\": 1,\n      \"NumAddInsManagerOther\": 1\n    },\n    \"AdditionalInsuredsLessorOfLeasedEquipmentEndorsement\": {\n      \"FormText\": \"Any person or organization with whom you agree in a written agreement for lease or rental of equipment, prior to loss, to name as an additional insured in this Businessowners Coverage.\",\n      \"NumAddInsLeasedEquipPerApartment\": 1,\n      \"NumAddInsLeasedEquipOther\": 1\n    },\n    \"AdditionalInsuredsConstructionContractRequirementEndorsement\": {\n      \"FormText\": \"<PLACEHOLDER_FOR_CONTRACT_REQUIREMENT_ENDORSEMENT>\",\n      \"NumAddInsOwnerWithReq\": 1\n    },\n    \"AdditionalInsuredsVendorsEndorsement\": null,\n    \"AdditionalInsuredsGrantorOfFranchiseEndorsement\": null,\n    \"UnmannedAircraft\": null,\n    \"Terrorism\": null,\n    \"HiredAutoAndNonOwnedAuto\": {\n      \"HiredCoverage\": 1,\n      \"NonOwnedCoverage\": 1,\n      \"AutoLiabLimit\": 2000000,\n      \"Limit\": 2000000,\n      \"ShouldInclude\": true\n    },\n    \"WindstormHailExclusion\": null,\n    \"WaterBackup\": null,\n    \"EmployeeBenefitsLiability\": null,\n    \"GreenUpgrades\": null,\n    \"AdditionalPersonToReceiveNotice\": null,\n    \"ReplacingAPolicyThatTerminatesAtNoon\": null,\n    \"NonSimplifiedPolicyBeingRenewedWithSimplifiedPolicy\": null,\n    \"FloridaGroundCoverAndSinkholeExclusion\": null,\n    \"ExtendedReportingPeriod\": null,\n    \"EndorsementPackage\": \"Gold\",\n    \"RestaurantCoverage\": true,\n    \"SpoilageCoverageEndorsement\": null,\n    \"LiquorLiabilityEndorsement\": null,\n    \"EquipmentBreakdownEndorsement\": true,\n    \"TheftOfClientsPropertyCoverage\": null,\n    \"SnowPlowProductsCoverage\": null,\n    \"DiscretionaryPayrollExpenseEndorsement\": null,\n    \"ComputerFraudAndFundsTransfer\": null,\n    \"IdentityFraudExpenseCoverage\": null,\n    \"ElectronicDataLiabilityEndorsement\": null,\n    \"LossPayableClauseEndorsement\": null,\n    \"FineArtsCoverage\": null,\n    \"OrdinanceAndLawCoverage\": null,\n    \"DisasterIncrease\": null,\n    \"DebrisRemoval\": null,\n    \"EmploymentRelatedPracticesLiability\": null\n  },\n  \"ProfessionalLiability\": null,\n  \"PreviousLosses\": [],\n  \"DocsGenerated\": false,\n  \"Locations\": [\n    {\n      \"LocationType\": \"BuildingLeased\",\n      \"IsPrimaryLocation\": true,\n      \"Street\": \"1234 Hill Top St\",\n      \"City\": \"Crozet\",\n      \"State\": \"VA\",\n      \"Zip\": \"22932\",\n      \"County\": null,\n      \"BppLimit\": 100000,\n      \"BuildingLimit\": null,\n      \"PublicProtectionFireClassification\": null,\n      \"BuildingStormDeductibleFactor\": null,\n      \"HasSprinklers\": false,\n      \"RiskUnitId\": 0,\n      \"SquareFootage\": 2500\n    }\n  ],\n  \"PrimaryLocation\": {\n    \"LocationType\": \"BuildingLeased\",\n    \"IsPrimaryLocation\": true,\n    \"Street\": \"1234 Hill Top St\",\n    \"City\": \"Crozet\",\n    \"State\": \"VA\",\n    \"Zip\": \"22932\",\n    \"County\": null,\n    \"BppLimit\": 100000,\n    \"BuildingLimit\": null,\n    \"PublicProtectionFireClassification\": null,\n    \"BuildingStormDeductibleFactor\": null,\n    \"HasSprinklers\": false,\n    \"RiskUnitId\": 0,\n    \"SquareFootage\": 2500\n  },\n  \"AutoExtend\": false,\n  \"CancellationTypeCode\": null,\n  \"NonRenewalCode\": null,\n  \"CoiExpiringUrl\": null,\n  \"IsForProject\": false,\n  \"InsuranceCarrier\": \"Spinnaker\",\n  \"DBA\": \"\",\n  \"LegalBusinessName\": null,\n  \"EffectiveStartDate\": \"2025-08-27\",\n  \"EffectiveEndDate\": \"2026-08-27\",\n  \"Fees\": [\n    {\n      \"Description\": \"Policy Fee\",\n      \"Amount\": 50,\n      \"Frequency\": 1,\n      \"FeeType\": \"PolicyFee\",\n      \"Offset\": 0,\n      \"Handling\": 0\n    },\n    {\n      \"Description\": \"Installment Fee\",\n      \"Amount\": 7,\n      \"Frequency\": 12,\n      \"FeeType\": \"InstallmentFee\",\n      \"Offset\": 0,\n      \"Handling\": 0\n    },\n    {\n      \"Description\": \"Loss Control Fee\",\n      \"Amount\": 20.37,\n      \"Frequency\": 12,\n      \"FeeType\": \"LossControlFee\",\n      \"Offset\": 0,\n      \"Handling\": 0\n    },\n    {\n      \"Description\": \"Cyber Claim and Risk Management Fee\",\n      \"Amount\": 6,\n      \"Frequency\": 1,\n      \"FeeType\": \"CyberClaimandRiskManagementFee\",\n      \"Offset\": 0,\n      \"Handling\": 1\n    }\n  ],\n  \"LossControl\": \"OptIn\",\n  \"QuoteSummary\": {\n    \"lossControl\": \"OptIn\",\n    \"totalYearlyOwed\": 2554,\n    \"totalYearlyFees\": 0,\n    \"month1Owed\": 212.83,\n    \"month1Fees\": 0,\n    \"monthlyOwed\": 212.83,\n    \"policyFees\": 0,\n    \"lossControlFees\": 0\n  }\n}\n\n

\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"e15986b7-8801-4668-a49d-9792af4534c5","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"17d373e0-56c5-4c05-8ce1-978a371cc146","type":"text/javascript","exec":[""]}}],"_postman_id":"4ef7ac77-27f8-4c39-82b1-df65e1d39731"},{"name":"Agency/Producer Attribution Request","item":[{"name":"Agency/Producer Attribution Request","id":"8c310eb5-b839-4798-bc9f-8afe9fdecfa1","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/email/SANDBOX@TEST.COM","description":"

Producer Attribution

If you're using this for Producer attribution, you will pass the producerId in the header of request:

Authorization: token producer_{producerId}

Note

You cannot bind a policy using the policy end point with token producer_{producerID} for authentication. The Channel Partner secret key is required for the policy end point.

Agency Attribution

If using for agency attribution, the agencyId will be passed in the body of the request:

\"agencyExternalId\": \"{agencyID}\"

If the agency is not directly appointed with you, you will also need the agency's publishable key to pass in the headers in addition to the agencyExternalId in the body.

This is only for agencies or producers that have already been created

Sample Response:

{

\"producerId\": \"583b3982-4ec9-4465-a558-06d26e5efd72\",

\"agencyId\": \"c727658b-0d38-45c6-974e-253a31700008\",

\"email\": \"iatest@dev3.com\",

\"firstName\": \"Barbara N\",

\"lastName\": \"Weldon\",

\"agencyName\": \"IA Channel Partnet\",

\"nationalProducerNumber\": \"12345678\"

}

\n","urlObject":{"protocol":"https","path":["v1.6","commercial","producer","email","SANDBOX@TEST.COM"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"c00624ca-831b-444f-9dc7-dc4be10502da","name":"V1.6 Get Agency/Producer Attribution","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/email/test@test.com"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"producerId\": \"37043482-1847-4a63-93e4-bde8ae249cfb\",\n \"agencyId\": \"00000000-0000-0000-0000-000000000000\",\n \"email\": \"test@test.com\"\n}"},{"id":"1cf7ade9-a3ad-4c8b-a391-0897677ec87c","name":"V1.6 Producer Does Not Exist","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/email/SANDBOX@TEST.COM"},"status":"Not Found","code":404,"_postman_previewlanguage":"plain","header":[],"cookie":[],"responseTime":null,"body":"Producer does not exist."},{"id":"a294d214-ceb7-4850-92f1-bd654f318a17","name":"V1.6 Bad Request","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/email/SANDBOX@TEST.COM"},"status":"Bad Request","code":400,"_postman_previewlanguage":"plain","header":[],"cookie":[],"responseTime":null,"body":"Invalid email."}],"_postman_id":"8c310eb5-b839-4798-bc9f-8afe9fdecfa1"},{"name":"Add Agency","id":"56662e5f-5fff-477c-b215-7855cf0dea0b","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"channelPartnerId\": \"your_publishable_key\",\n \"agencyName\" : \"Happy's Insurance Agency\",\n \"email\" : \"happy.hogan@test.com\",\n \"fein\": \"12-3456789\",\n \"individualNpn\": \"123456789\",\n \"firstName\": \"Happy\",\n \"lastName\": \"Hogan\",\n \"primaryPhone\": \"702-555-6413\",\n \"mobilePhone\": \"228-555-2996\",\n \"preferredContactMethod\": \"Email\",\n \"agencyProducer\": false,\n \"agencyCSR\": false,\n \"agencyNpn\": \"123456789\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/agency","description":"

This process will allow the creation of an agency in Coterie. The response will provide the agencyid which is the agencyexternalID used for agency identification

After the agency is created Coterie will be notified internally to validate the agency. Once the agency is validated an email will be sent to you. Until the agency is validated by Coterie they cannot generate a policy. The agency can generate a quote but again not a policy.

Add Agency Request Attributes

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Property	Data Type	Required
email	string	true
firstName	string	true
lastName	string	true
agencyName	string	true
agencyNpn	Int	true
individualNpn	string (digits)	true
primaryPhone	string (digits)	true
channelPartnerId	string (guid)	true
mobilePhone	string (digits)	false
preferredContactMethod	string (Email, Phone, Texting, Mailed Correspondenc)	false
agencyProducer	boolean	false
agencyCSR	boolean	false
mailingAddressStreet	string	false
mailingAddressState	string (2 character abbreviation)	false
mailingAddressCity	string	false
mailingAddressZip	string	false

","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"2d53c574-cc5c-4e03-9129-574e829bc558","id":"2d53c574-cc5c-4e03-9129-574e829bc558","name":"Agency/Producer Attribution Request","type":"folder"}},"urlObject":{"protocol":"https","path":["v1.6","commercial","producer","agency"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"1575e9f6-a778-4682-b2c3-1fcbbe0c3583","name":"V1.6 Add Agency Including Optional Fields","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"channelPartnerId\": \"your_publishable_key\",\n \"agencyName\" : \"Happy's Insurance Agency\",\n \"email\" : \"happy.hogan@test.com\",\n \"fein\": \"12-3456789\",\n \"individualNpn\": \"123456789\",\n \"firstName\": \"Happy\",\n \"lastName\": \"Hogan\",\n \"primaryPhone\": \"702-555-6413\",\n \"mobilePhone\": \"228-555-2996\",\n \"preferredContactMethod\": \"Email\",\n \"agencyProducer\": false,\n \"agencyCSR\": false,\n \"agencyNpn\": \"123456789\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/agency"},"status":"Internal Server Error","code":500,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"agencyId\": \"new-agencyId-guid\",\n \"producerId\": \"new-producerId-guid\",\n \"email\": \"happy.hogan@test.com\",\n \"agencyName\": \"Happy's Insurance Agency\",\n \"individualNpn\": \"123456789\",\n \"fein\": \"12-3456789\",\n \"primaryPhone\": \"702-555-6413\",\n \"mobilePhone\": \"228-555-2996\",\n \"preferredContactMethod\": \"Email\",\n \"agencyProducer\": false,\n \"agencyCSR\": false,\n \"agencyNpn\": \"123456789\"\n}"},{"id":"c9a4c424-73be-4c5b-99d0-b12f6feca7ed","name":"V1.6 Bad Request","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"channelPartnerId\": \"your_publishable_key\",\n \"agencyName\" : \"Stark Agency LLC\",\n \"email\" : \"happy.hogan@test.com\",\n \"fein\": \"123456789\",\n \"individualNpn\": \"17445078\",\n \"primaryPhone\": \"712-970-8429\",\n \"mobilePhone\": \"794-360-8813\",\n \"preferredContactMethod\": \"Email\",\n \"agencyProducer\": false,\n \"agencyCSR\": false,\n \"agencyNpn\": \"123456789\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/agency"},"status":"Conflict","code":409,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"message\": \"E0115: An account with the same email already exists.\"\n}"},{"id":"1da07fba-3673-4dfd-bcca-8c648a349e06","name":"V1.6 Add Agency with Required Information Only","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"email\" : \"morgan.potts-stark@test.com\",\n\"firstName\" : \"Morgan\",\n\"lastName\" : \"Potts-Stark\",\n\"agencyName\" : \"Stark's Agency LLC\",\n\"primaryPhone\": \"555-555-5555\",\n\"agencyNpn\" : 1638300374,\n\"individualNpn\" : 1638300373,\n\"channelPartnerId\" : \"your_publishable_key\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/agency"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"agencyId\": \"new-agencyId-guid\",\n \"producerId\": \"new-producerId-guid\",\n \"email\": \"morgan.potts-stark@test.com\",\n \"firstName\": \"Morgan\",\n \"lastName\": \"Potts-Stark\",\n \"agencyName\": \"Stark's Agency LLC\",\n \"individualNpn\": 1638300373,\n \"primaryPhone\": \"555-555-5555\"\n}"},{"id":"567ac1bf-88e7-4a25-92e1-e0e8f2c6a262","name":"V1.6 Agency Already Exists Error","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n\"email\" : \"morgan.potts-stark@test.com\",\n\"firstName\" : \"Morgan\",\n\"lastName\" : \"Potts-Stark\",\n\"agencyName\" : \"Stark's Agency LLC\",\n\"agencyNpn\" : 1638300374,\n\"individualNpn\" : 1638300373,\n\"channelPartnerId\" : \"your_publishable_key\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/agency"},"status":"Conflict","code":409,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"message\": \"Resource already exists in Coterie system (NPN and E-mail must be unique)\"\n}"}],"_postman_id":"56662e5f-5fff-477c-b215-7855cf0dea0b"},{"name":"Add Producer/Agent","id":"484f1481-7e4e-4f13-9099-2868096c6be3","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorizaion","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"channelPartnerId\": \"your_publishable_key\",\n \"agencyid\": \"your_agency_id\",\n \"firstName\": \"Steve\",\n \"lastName\": \"Rogers\",\n \"email\": \"steve.rogers@example.net\",\n \"individualNpn\": \"345678912\",\n \"primaryPhone\": \"920-555-4563\",\n \"mobilePhone\": \"888-555-4300\",\n \"preferredContactMethod\": \"Email\",\n \"agencyOwner\": true,\n \"mainContact\": true,\n \"agencyProducer\": false,\n \"agencyCSR\": false\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer","description":"

This process will allow the creation of a producer/agent in Coterie. The response will provide the producerId which is used in place of the publishable key in the header of the request for a quote or policy.

After the producer/agent is created Coterie will be notified internally to validate the Producer. Once the Proudcer is validated an email will be sent to you. Until the agency is validated by Coterie the producer cannot bind policies. The producer can generate a quote but again not a policy.

Add Producer Request Attributes

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Property	Data Type	Required
email	string	true
firstName	string	true
lastName	string	true
agencyid	Int	false
individualNpn	string	true
channelPartnerId	string (guid)	true
primaryPhone	string (digits)	true
mobilePhone	string (digits)	false
preferredContactMethod	string (Email, Phone, Texting, Mailed Correspondenc)	false
agencyOwner	boolean	false
mainContact	boolean	false
agencyProducer	boolean	false
agencyCSR	boolean	false

","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"2d53c574-cc5c-4e03-9129-574e829bc558","id":"2d53c574-cc5c-4e03-9129-574e829bc558","name":"Agency/Producer Attribution Request","type":"folder"}},"urlObject":{"protocol":"https","path":["v1.6","commercial","producer"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"5bda340a-683c-4b4c-a070-f66cb41ec93d","name":"V1.6 Add Producer Including Optional Fields","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"channelPartnerId\": \"your_publishable_key\",\n \"agencyid\": \"your_agency_id\",\n \"firstName\": \"Steve\",\n \"lastName\": \"Rogers\",\n \"email\": \"steve.rogers@example.net\",\n \"individualNpn\": \"345678912\",\n \"primaryPhone\": \"920-555-4563\",\n \"mobilePhone\": \"888-555-4300\",\n \"preferredContactMethod\": \"Email\",\n \"agencyOwner\": true,\n \"mainContact\": true,\n \"agencyProducer\": false,\n \"agencyCSR\": false\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"producerId\": \"new_producer_id\",\n \"email\": \"steve.rogers@example.net\",\n \"firstName\": \"Steve\",\n \"lastName\": \"Rogers\",\n \"individualNpn\": \"345678912\",\n \"agencyId\": \"your_agency_id\",\n \"primaryPhone\": \"920-555-4563\",\n \"mobilePhone\": \"888-555-4300\",\n \"preferredContactMethod\": \"Email\",\n \"agencyOwner\": true,\n \"mainContact\": true,\n \"agencyProducer\": false,\n \"agencyCSR\": false\n}"},{"id":"1c63dcca-b7b7-4546-b215-bbf94b282bb2","name":"V1.6 Add Producer with Required Info Only","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"channelPartnerId\": \"your_publishable_key\",\n \"agencyid\": \"your_agency_id\",\n \"firstName\": \"Steve\",\n \"lastName\": \"Rogers\",\n \"email\": \"steve.rogers@example.net\",\n \"individualNpn\": \"345678912\",\n \"primaryPhone\": \"920-555-4563\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/commercial/v1.6/producer"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"producerId\": \"new_producer_id\",\n \"email\": \"steve.rogers@example.net\",\n \"firstName\": \"Steve\",\n \"lastName\": \"Rogers\",\n \"individualNpn\": \"345678912\",\n \"agencyId\": \"your_agency_id\",\n \"primaryPhone\": \"920-555-4563\",\n \"preferredContactMethod\": \"None\"\n}"},{"id":"affe1e0c-eade-46d5-b14a-8b67eb166c3d","name":"V1.6 Bad Request","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"channelPartnerId\": \"your_publishable_key\",\n \"agencyid\": \"your_agency_id\",\n \"firstName\": \"Steve\",\n \"lastName\": \"Rogers\",\n \"email\": \"steve.rogers@example.net\",\n \"individualNpn\": \"345678912\",\n \"primaryPhone\": \"920-555-4563\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/commercial/v1.6/producer"},"status":"Conflict","code":409,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"message\": \"E0115: An account with the same email already exists.\"\n}"}],"_postman_id":"484f1481-7e4e-4f13-9099-2868096c6be3"},{"name":"Update Producer/Agent","id":"66d44c41-0adc-4257-bee3-bc5e7514a5fd","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"PUT","header":[{"key":"Authorization","value":"token {{secret key}}","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"email\": \"happy.hogan@test.com\",\n \"firstName\": \"Happy\",\n \"lastName\": \"Hogan\",\n \"primaryPhone\": \"555-555-5555\",\n \"mobilePhone\": \"555-555-5555\",\n \"preferredContactMethod\": \"Email\",\n \"agencyOwner\": true,\n \"mainContact\": true,\n \"agencyProducer\": false,\n \"agencyCSR\": false\n}"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/{agencyExternalId}/{individualNpn}","urlObject":{"protocol":"https","path":["v1.6","commercial","producer","{agencyExternalId}","{individualNpn}"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"e1162845-5130-4fb8-bcd4-7eb3c4a47cd4","name":"V1.6 Update Email, Name, and Info","originalRequest":{"method":"PUT","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"email\": \"happy.hogan@test.com\",\n \"firstName\": \"Happy\",\n \"lastName\": \"Hogan\",\n \"primaryPhone\": \"555-555-5555\",\n \"mobilePhone\": \"555-555-5555\",\n \"preferredContactMethod\": \"Email\",\n \"agencyOwner\": true,\n \"mainContact\": true,\n \"agencyProducer\": false,\n \"agencyCSR\": false\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/producer/{agencyExternalId}/{individualNpn}"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"agencyId\": \"your_agency_id\",\n \"producerId\": \"your_producer_id\",\n \"email\": \"happy.hogan@test.com\",\n \"firstName\": \"Happy\",\n \"lastName\": \"Hogan\",\n \"agencyName\": \"Happy's Insurance Agency\",\n \"individualNpn\": \"86452309\",\n \"primaryPhone\": \"555-555-5555\",\n \"mobilePhone\": \"555-555-5555\",\n \"preferredContactMethod\": \"Email\",\n \"agencyOwner\": true,\n \"mainContact\": true,\n \"agencyProducer\": false,\n \"agencyCSR\": false\n}"},{"id":"04483ed7-bbdc-492a-a04a-0c08042fb6a1","name":"V1.6 Bad Request","originalRequest":{"method":"PUT","header":[{"key":"Authorization","value":"token {{secretkey}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"email\": \"happy.hogan@test.com\",\n \"firstName\": \"Bucky\",\n \"lastName\": \"Barnes\",\n \"primaryPhone\": \"555-555-5555\",\n \"mobilePhone\": \"555-555-5555\",\n \"preferredContactMethod\": \"Email\",\n \"agencyOwner\": true,\n \"mainContact\": true,\n \"agencyProducer\": false,\n \"agencyCSR\": false\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial//producer/{agencyExternalId}/{individualNpn}"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"isSuccess\": false,\n \"errors\": [\n \"E0095: Email address is already in use.\"\n ]\n}"}],"_postman_id":"66d44c41-0adc-4257-bee3-bc5e7514a5fd"}],"id":"2d53c574-cc5c-4e03-9129-574e829bc558","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"eaad73db-6581-4c2b-8ddb-1949d6fbcee3","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"0b0deca4-98dc-49cc-84b0-9eec01803c2a","type":"text/javascript","exec":[""]}}],"_postman_id":"2d53c574-cc5c-4e03-9129-574e829bc558","description":""},{"name":"Archived Information","item":[{"name":"V1.6 Upgrade Information","item":[],"id":"b5d00cb9-8d03-495a-a39f-a519bca35cb4","description":"

Overview

The V1.6 updates include additional coverage options for Cyber and Workplace violence. Speak to your Coterie Account Manager for additional information on how to integrate these additional coverages.

In conjunction with these improvements, you will see Enhanced Attribution and Integration tracking. Policies are now effectively tracked, giving Coterie the insight to better distinguish how your quotes flow to us. The impact is more functional data that empowers us to give you broader, more value add reporting and troubleshooting support.

If you currently take advantage of the feature to add producers and agencies, in this upgrade you can now edit that information using our new endpoint.

What else? Now you have URL links to:

Quote Snapshot - clients jump right into check-out without authenticating
\n
Quote Proposal - download in Quote Response and through a GET endpoint
\n

How To Upgrade

When upgrading your integration to V1.6, the following tech changes need to be made to the affected endpoints.

For a list of all V1.6 error messages by endpoint, please contact your Coterie Account Manager.

POST Create Application (/applications)

Headers:
\n
- “Authorization”
  \n
  - Only Publishable or Secret Keys will be accepted
    \n
  - We will not accept Producer Tokens (e.g., “token producer_{{producerExternalId}}”)
    \n
  - Agency and producer-level attribution will be collected in the Request Body
    \n
  - For referral partner integrations (where other agencies use your platform):
    \n
    - Pass your Publishable or Secret Key to receive referral credit
      \n
    - Commissions for the other partner involved will be derived from the “agencyExternalId” or “producerExternalId” in the Request Body
      \n
    \n
  \n
\n
Request Body:
\n
- “legalBusinessName” is a new attribute and will replace “businessName”
  \n
  - “legalBusinessName” is not required when creating an application but will be required at the time of creating a bindable quote or policy
  \n
- “dba” is a new optional attribute
  \n
- “producerExternalId” is a new attribute to capture producer-level attribution
  \n
  - We validate that either “producerExternalId” or “agencyExternalId” is in the Request Body - one or the other is required
  \n
- “squareFootage” is a new optional field that can be passed for locations
  \n
\n
Response Body:
\n
- “legalBusinessName” is returned if provided, not “businessName”
  \n
- “dba” is returned if provided
  \n
- “squareFootage” is returned if provided
  \n
\n

GET Retrieve Application (/applications/{ApplicationId})

Headers:
\n
- “Authorization”
  \n
  - Only Publishable or Secret Keys will be accepted (can be the key of the Commissions Channel Partner or the Referral Channel Partner)
    \n
  - We will not accept Producer Tokens (e.g., “token producer_{{producerExternalId}}”)
    \n
  \n
\n
Response Body:
\n
- “legalBusinessName” is returned, not “businessName”
  \n
- “dba” is returned if provided
  \n
- “squareFootage” is returned if provided
  \n
\n

POST Create Quote Estimate (/quotes)

Headers:
\n
- “Authorization”
  \n
  - Only Publishable or Secret Keys will be accepted (e.g., “token {{secret key}}”)
    \n
  - We will not accept Producer Tokens (e.g., “token producer_{{producerExternalId}}”)
    \n
  - Agency and producer-level attribution will be collected in the Request Body
    \n
  - For referral partner integrations (where other agencies use your platform):
    \n
    - Pass your Publishable or Secret Key to receive referral credit
      \n
    - Commissions for the other partner involved will be derived from the “agencyExternalId” or “producerExternalId” in the Request Body
      \n
    \n
  \n
\n
Request Body
\n
- “legalBusinessName” is a new attribute and will replace “businessName”
  \n
  - “legalBusinessName” is not required when creating an application but will be required at the time of creating a bindable quote or policy
  \n
- “dba” is a new optional attribute
  \n
- “producerExternalId” is a new attribute to capture producer-level attribution
  \n
  - We validate that either “producerExternalId” or “agencyExternalId” is in the Request Body - one or the other is required
  \n
- “bppDeductible” only accepts the following values: $500, $1,000, $2,500, $5,000
  \n
  - For Florida, $500 is not allowed
  \n
- “glLimit” only accepts the following values: $300,000 $500,000 $1,000,000
  \n
- “businessAgeInMonths” or “businessStartDate” must be passed - one or the other is required
  \n
  - If both are passed, we will use “businessAgeInMonths” only
  \n
- “contactEmail” must be a valid email address - we check for syntax errors, domain typos, and temporary emails
  \n
- “locations” must have a valid business address - required for all “applicationTypes” (including PL and GL)
  \n
- “squareFootage” is a new optional field that can be passed for locations
  \n
- “propertyDamageLiabilityDeductible” has been removed (regardless of a value being sent, the value will default to “0”)
  \n
\n
Response Body
\n
- “legalBusinessName” is returned, not “businessName”
  \n
- “dba” is returned if provided
  \n
- “squareFootage” is returned if provided
  \n
- \"windHailText\" will be returned for Florida BOPs with the following text: \"Wind and Hail Property Deductible: 5% subject to $2,500 min. The deductible applies separately to building and business personal property for losses caused by wind, hurricane, and hail damage. You pay a portion of the loss for each coverage subject to a minimum amount of $2,500. This deductible amount is not editable.\"
  \n
- \"exclusionsPDFLinks\" will be returned for certain contractor industries with the following URLs: {
  \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\",
  \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",
  \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",
  \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\"
  }
  \n
- \"exclusions\" will be returned for certain contractor industries with the following text: [
  \"Tract Home Construction\",
  \"Blasting Operations\",
  \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",
  \"Crane or Boom Work\",
  \"Crime Scene Cleanup\",
  \"Exterior Door and Window Installation\",
  \"Exterior work performed at heights of 4 stories or above\",
  \"Gutter Installation\",
  \"Highway, Street, Road, Bridge, Levee and Dam Construction\",
  \"Prefab Buildings and Structural Assemblies Erection/Installation\",
  \"Residential or Commercial Building/Ground-up construction\",
  \"Roofing Installation and Repair Work\",
  \"Siding Installation\",
  \"Solar Energy or Solar Panel Installation or Repair Work\",
  \"Toxic or Hazardous Substance Removal or Remediation\",
  \"Wrecking or Demolition of Buildings or Structures\",
  \"Work Performed in the State of New York\",
  \"General Contractors\"
  ]
  \n
\n

POST Create Bindable Quote (/quotes/bindable)

Headers:
\n
- “Authorization”
  \n
  - Only Publishable or Secret Keys will be accepted
    \n
  - We will not accept Producer Tokens (e.g., “token producer_{{producerExternalId}}”)
    \n
  - Agency and producer-level attribution will be collected in the Request Body
    \n
  - For referral partner integrations (where other agencies use your platform):
    \n
    - Pass your Publishable or Secret Key to receive referral credit
      \n
    - Commissions for the other partner involved will be derived from the “agencyExternalId” or “producerExternalId” in the Request Body
      \n
    \n
  \n
\n
Request Body:
\n
- “legalBusinessName” is a new required attribute and will replace “businessName”
  \n
- “dba” is a new optional attribute
  \n
- “producerExternalId” is a new attribute to capture producer-level attribution
  \n
  - We validate that either “producerExternalId” or “agencyExternalId” is in the Request Body - one or the other is required
  \n
- “bppDeductible” only accepts the following values: $500, $1,000, $2,500, $5,000
  \n
- “glLimit” only accepts the following values: $300,000 $500,000 $1,000,000
  \n
- “businessAgeinMonths” or “businessStartDate” must be passed - one or the other is required
  \n
- “contactEmail” must be a valid email address - we check for syntax errors, domain typos, and temporary emails
  \n
- “locations” must have a valid business address - required for all “applicationTypes” (including PL and GL)
  \n
- “squareFootage” is a new optional field that can be passed for locations
  \n
- “propertyDamageLiabilityDeducitble” has been removed (regardless of a value being sent, the value will default to “0”)
  \n
\n
Response Body
\n
- “legalBusinessName” is returned, not “businessName”
  \n
- “dba” is returned if provided
  \n
- “squareFootage” is returned if provided
  \n
- “snapshotUrl” can be used if you would like to bridge to quote snapshot to dynamically preview and checkout
  \n
- “quoteProposalUrl” can be used if you would like to download the quote proposal PDF
  \n
- \"windHailText\" will be returned for Florida BOPs with the following text: \"Wind and Hail Property Deductible: 5% subject to $2,500 min. The deductible applies separately to building and business personal property for losses caused by wind, hurricane, and hail damage. You pay a portion of the loss for each coverage subject to a minimum amount of $2,500. This deductible amount is not editable.\"
  \n
- \"exclusionsPDFLinks\" will be returned for certain contractor industries with the following URLs: {
  \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\",
  \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",
  \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",
  \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\"
  }
  \n
- \"exclusions\" will be returned for certain contractor industries with the following text: [
  \"Tract Home Construction\",
  \"Blasting Operations\",
  \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",
  \"Crane or Boom Work\",
  \"Crime Scene Cleanup\",
  \"Exterior Door and Window Installation\",
  \"Exterior work performed at heights of 4 stories or above\",
  \"Gutter Installation\",
  \"Highway, Street, Road, Bridge, Levee and Dam Construction\",
  \"Prefab Buildings and Structural Assemblies Erection/Installation\",
  \"Residential or Commercial Building/Ground-up construction\",
  \"Roofing Installation and Repair Work\",
  \"Siding Installation\",
  \"Solar Energy or Solar Panel Installation or Repair Work\",
  \"Toxic or Hazardous Substance Removal or Remediation\",
  \"Wrecking or Demolition of Buildings or Structures\",
  \"Work Performed in the State of New York\",
  \"General Contractors\"
  ]
  \n
\n

GET Retrieve Quote (/quotes/{QuoteId})

Headers:
\n
- “Authorization”
  \n
  - Only Publishable or Secret Keys will be accepted (can be the key of the Commissions Channel Partner or the Referral Channel Partner)
    \n
  - We will not accept Producer Tokens (e.g., “token producer_{{producerExternalId}}”)
    \n
  \n
\n
Response Body:
\n
- “legalBusinessName” is returned, not “businessName”
  \n
- “dba” is returned if provided
  \n
- “squareFootage” is returned if provided
  \n
- “snapshotUrl” can be used if you would like to bridge to quote snapshot to dynamically preview and checkout
  \n
- “quoteProposalUrl” can be used if you would like to download the quote proposal PDF
  \n
- \"windHailText\" will be returned for Florida BOPs with the following text: \"Wind and Hail Property Deductible: 5% subject to $2,500 min. The deductible applies separately to building and business personal property for losses caused by wind, hurricane, and hail damage. You pay a portion of the loss for each coverage subject to a minimum amount of $2,500. This deductible amount is not editable.\"
  \n
- \"exclusionsPDFLinks\" will be returned for certain contractor industries with the following URLs: {
  \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\",
  \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",
  \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",
  \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\"
  }
  \n
- \"exclusions\" will be returned for certain contractor industries with the following text: [
  \"Tract Home Construction\",
  \"Blasting Operations\",
  \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",
  \"Crane or Boom Work\",
  \"Crime Scene Cleanup\",
  \"Exterior Door and Window Installation\",
  \"Exterior work performed at heights of 4 stories or above\",
  \"Gutter Installation\",
  \"Highway, Street, Road, Bridge, Levee and Dam Construction\",
  \"Prefab Buildings and Structural Assemblies Erection/Installation\",
  \"Residential or Commercial Building/Ground-up construction\",
  \"Roofing Installation and Repair Work\",
  \"Siding Installation\",
  \"Solar Energy or Solar Panel Installation or Repair Work\",
  \"Toxic or Hazardous Substance Removal or Remediation\",
  \"Wrecking or Demolition of Buildings or Structures\",
  \"Work Performed in the State of New York\",
  \"General Contractors\"
  ]
  \n
\n

POST Create Policy (/policies)

Headers:
\n
- “Authorization”
  \n
  - Only Secret Keys will be accepted
    \n
  - For referral partner integrations (where other agencies use your platform):
    \n
    - Pass your Secret Key to receive referral credit
      \n
    - Commissions for the other partner involved will be derived from the “agencyExternalId” or “producerExternalId” in the Request Body
      \n
    \n
  \n
\n
Request Body:
\n
- “legalBusinessName” is a new required attribute and will replace “businessName”
  \n
- “dba” is a new optional attribute
  \n
- “producerExternalId” is a new attribute to capture producer-level attribution
  \n
  - We validate that either “producerExternalId” or “agencyExternalId” is in the Request Body - one or the other is required
  \n
- “bppDeductible” only accepts the following values: $500, $1,000, $2,500, $5,000
  \n
- “glLimit” only accepts the following values: $300,000 $500,000 $1,000,000
  \n
- “businessAgeinMonths” or “businessStartDate” must be passed - one or the other is required
  \n
- “contactEmail” must be a valid email address - we check for syntax errors, domain typos, and temporary emails
  \n
- “locations” must have a valid business address - required for all “applicationTypes” (including PL and GL)
  \n
- “squareFootage” is a new optional field that can be passed for locations
  \n
- “propertyDamageLiabilityDeducitble” has been removed (regardless of a value being sent, the value will default to “0”)
  \n
\n
Response Body
\n
- “legalBusinessName” is returned, not “businessName”
  \n
- “dba” is returned if it was provided
  \n
- “startDate” and “endDate” will be returned in Date format YYYY-MM-DD, instead of DateTime
  \n
  - The start and end or effective and expiration of a policy are dates with no times involved, because we sell policies by the day
    \n
  - Timestamps for when a policy was created can be pulled from “createdOn” field
    \n
  \n
- \"windHailText\" will be returned for Florida BOPs with the following text: \"Wind and Hail Property Deductible: 5% subject to $2,500 min. The deductible applies separately to building and business personal property for losses caused by wind, hurricane, and hail damage. You pay a portion of the loss for each coverage subject to a minimum amount of $2,500. This deductible amount is not editable.\"
  \n
- \"exclusionsPDFLinks\" will be returned for certain contractor industries with the following URLs: {
  \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\",
  \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",
  \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",
  \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\"
  }
  \n
- \"exclusions\" will be returned for certain contractor industries with the following text: [
  \"Tract Home Construction\",
  \"Blasting Operations\",
  \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",
  \"Crane or Boom Work\",
  \"Crime Scene Cleanup\",
  \"Exterior Door and Window Installation\",
  \"Exterior work performed at heights of 4 stories or above\",
  \"Gutter Installation\",
  \"Highway, Street, Road, Bridge, Levee and Dam Construction\",
  \"Prefab Buildings and Structural Assemblies Erection/Installation\",
  \"Residential or Commercial Building/Ground-up construction\",
  \"Roofing Installation and Repair Work\",
  \"Siding Installation\",
  \"Solar Energy or Solar Panel Installation or Repair Work\",
  \"Toxic or Hazardous Substance Removal or Remediation\",
  \"Wrecking or Demolition of Buildings or Structures\",
  \"Work Performed in the State of New York\",
  \"General Contractors\"
  ]
  \n
\n

Add Producer/Agent (/producer)

Headers:
\n
- No changes
  \n
- “Authorization”: Only Secret Keys will be accepted (e.g., “token {{secret key}}”)
  \n
\n
Request Body
\n
- \"primaryPhone\" is a new required attribute accepted in the following formats: (XXX) XXX-XXXX, XXX-XXX-XXXX, or XXXXXXXXXX.
  \n
- \"mobilePhone\" is a new optional attribute accepted in the following formats: (XXX) XXX-XXXX, XXX-XXX-XXXX, or XXXXXXXXXX.\"
  \n
- \"fein\" is a new optional attribute that can be provided if “agencyNpn” is unknown or does not exist
  \n
- \"preferredContactMethod\" is a new optional attribute with options: \"Email\", \"Phone\", \"Texting\", or \"Mailed Correspondence\"
  \n
- \"agencyOwner\" is a new boolean attribute
  \n
- \"mainContact\" is a new boolean attribute true
  \n
- \"agencyProducer\" is a new boolean attribute
  \n
- \"agencyCSR\" is a new boolean attribute
  \n
\n
Response Body
\n
- \"primaryPhone\" is returned
  \n
- \"mobilePhone\" is returned if provided
  \n
- \"fein\" is returned if provided
  \n
- \"agencyNpn\" is returned if provided
  \n
- \"preferredContactMethod\" is returned if provided
  \n
- \"agencyOwner\" is returned if provided
  \n
- \"mainContact\" is returned if provided
  \n
- \"agencyProducer\" is returned if provided
  \n
- \"agencyCSR\" is returned if provided
  \n
\n

Add Agency (/producer/agency)

Headers:
\n
- No changes
  \n
- “Authorization”: Only Secret Keys will be accepted (e.g., “token {{secret key}}”)
  \n
\n
Request Body
\n
- \"primaryPhone\" is a new required attribute accepted in the following formats: (XXX) XXX-XXXX, XXX-XXX-XXXX, or XXXXXXXXXX.
  \n
- \"mobilePhone\" is a new optional attribute accepted in the following formats: (XXX) XXX-XXXX, XXX-XXX-XXXX, or XXXXXXXXXX.\"
  \n
- \"fein\" is a new optional attribute that can be provided if “agencyNpn” is unknown or does not exist
  \n
- \"preferredContactMethod\" is a new optional attribute with options: \"Email\", \"Phone\", \"Texting\", or \"Mailed Correspondence\"
  \n
- \"agencyOwner\" is a new boolean attribute
  \n
- \"mainContact\" is a new boolean attribute true
  \n
- \"agencyProducer\" is a new boolean attribute
  \n
- \"agencyCSR\" is a new boolean attribute
  \n
\n
Response Body
\n
- \"primaryPhone\" is returned
  \n
- \"mobilePhone\" is returned if provided
  \n
- \"fein\" is returned if provided
  \n
- \"agencyNpn\" is returned if provided
  \n
- \"preferredContactMethod\" is returned if provided
  \n
- \"agencyOwner\" is returned if provided
  \n
- \"mainContact\" is returned if provided
  \n
- \"agencyProducer\" is returned if provided
  \n
- \"agencyCSR\" is returned if provided GET Agency/Producer Attribution Request
  \n
\n

Integrating With Our New Endpoints

Additionally, V1.6 offers new endpoints for agent / producer management and Quote Proposal retrieval.

Update Producer
\n
Retrieve Quote Proposal PDF
\n

\n","_postman_id":"b5d00cb9-8d03-495a-a39f-a519bca35cb4"},{"name":"Application","item":[{"name":"Create Application","id":"895f307b-3f8c-480a-90c2-c7da297d1088","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\"GL\"],\n \"agencyExternalId\": \"your_agency_external_ID_here\",\n \"annualPayroll\": 250000,\n \"grossAnnualSales\": 500000,\n \"numEmployees\": 5,\n \"AKHash\":\"278e7490d0b4cd5de7721f6740eac0bd\",\n \"businessName\": \"Stark Consulting Services\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkconsulting.com\",\n \"mailingAddressStreet\": \"1060 W Addison S\",\n \"mailingAddressCity\": \"Chicago\",\n \"mailingAddressState\": \"IL\",\n \"mailingAddressZip\": \"60613\",\n \"locations\": [\n {\n \"street\": \"1060 W Addison St\",\n \"city\": \"Chicago\",\n \"state\": \"IL\",\n \"zip\": \"60613\"\n }\n ]\n }\n"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/applications","description":"

Create an application that allows passing data to Coterie to continue to the purchase of insurance. Application types can include GL, PL, and/or BOP. POST the application object to /commercial/applications. This call also includes return information offering additional information to policyholders. Once an application is ready to be quoted, you can post the return object from this POST to '/commerical/quotes'.

This action requires the use of your Publishable Key.

\n","auth":{"type":"noauth","isInherited":true,"source":{"_postman_id":"1f2904fc-a305-475f-8c60-4f63381729df","id":"1f2904fc-a305-475f-8c60-4f63381729df","name":"Application","type":"folder"}},"urlObject":{"protocol":"https","path":["v1.6","commercial","applications"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"a5d02536-95b6-4f47-9d8b-bd4a798f101d","name":"V1.6 BOP","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyExternalId\": \"your_agency_external_ID_here\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\":500,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"businessName\": \"Stark Best Plumbing\",\n \"numEmployees\": 15,\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkbestplumbing.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"previousLosses\": [],\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": true,\n \"bppLimit\":50000,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/applications"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"application\": {\n \"applicationId\": \"ddd50d74-b28e-413c-802b-aa342bfb5df4\",\n \"isArchived\": false,\n \"status\": \"ReadyToQuote\",\n \"glLimit\": 1000000.0,\n \"glAggregateLimit\": 2000000.0,\n \"glAggregatePcoLimit\": 2000000.0,\n \"bppDeductible\": 500.0,\n \"businessName\": \"Stark Best Plumbing\",\n \"numEmployees\": 15,\n \"industryId\": 10537,\n \"akHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"annualPayroll\": 150000.0,\n \"grossAnnualSales\": 150000.0,\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkbestplumbing.com\",\n \"contactPhone\": \"513-567-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"bopClassCode\": \"75811\",\n \"cglClassCode\": \"98482\",\n \"endorsements\": {\n \"endorsementPackage\": \"None\"\n },\n \"premierPlatformDiscount\": false,\n \"previousLosses\": [],\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/ddd50d74-b28e-413c-802b-aa342bfb5df4\",\n \"industryName\": \"Plumbers\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"bppLimit\": 50000.0,\n \"locationType\": \"BuildingOwned\",\n \"isPrimaryLocation\": true,\n \"hasSprinklers\": true\n }\n ],\n \"lossControl\": \"OptIn\",\n \"twoFourLimitsAvailable\": true\n },\n \"partner\": {\n \"id\": \"a4759c23-da8d-47c4-aa5c-230b285cab71\",\n \"name\": \"Test Channel Partner\",\n \"premierPlatform\": false\n },\n \"availablePolicyTypes\": [\n \"BOP\",\n \"GL\"\n ],\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"isSuccess\": true\n}"},{"id":"2608f434-7956-42a4-badf-6117a6d11697","name":"V1.6 GL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"GL\"\n ],\n \"agencyExternalId\": \"your_agency_external_ID_here\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"businessName\": \"Stark Best Plumbing\",\n \"numEmployees\": 15,\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkbestplumbing.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"previousLosses\": [],\n \"endorsements\": {\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\"\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/applications"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"application\": {\n \"applicationId\": \"386e75fb-8e3d-4b28-b5c1-ab8e3d9aa993\",\n \"isArchived\": false,\n \"status\": \"ReadyToQuote\",\n \"glLimit\": 1000000.00,\n \"glAggregateLimit\": 2000000.00,\n \"glAggregatePcoLimit\": 2000000.00,\n \"numEmployees\": 15,\n \"industryId\": 10537,\n \"akHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"annualPayroll\": 150000.00,\n \"grossAnnualSales\": 150000.00,\n \"propertyDamageLiabilityDeductible\": 0.00,\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkbestplumbing.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"bopClassCode\": \"75811\",\n \"cglClassCode\": \"98483\",\n \"endorsements\": {\n \"coverage\": \"Freelance\",\n \"endorsementPackage\": \"None\"\n },\n \"premierPlatformDiscount\": false,\n \"previousLosses\": [],\n \"applicationTypes\": [\n \"GL\"\n ],\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/386e75fb-8e3d-4b28-b5c1-ab8e3d9aa993\",\n \"industryName\": \"Plumbers\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"isPrimaryLocation\": true,\n \"hasSprinklers\": false,\n \"squareFootage\": 2500.0\n }\n ],\n \"lossControl\": \"OptIn\",\n \"twoFourLimitsAvailable\": true\n },\n \"partner\": {\n \"id\": \"a4759c23-da8d-47c4-aa5c-230b285cab71\",\n \"name\": \"Test Channel Partner\",\n \"premierPlatform\": false\n },\n \"availablePolicyTypes\": [\n \"BOP\",\n \"GL\"\n ],\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"isSuccess\": true\n}"},{"id":"27f48db6-e07a-4f3a-944c-005026bd9dc1","name":"V1.6 PL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"PL\"\n ],\n \"agencyExternalId\": \"your_agency_external_ID_here\",\n \"annualPayroll\": 250000,\n \"grossAnnualSales\": 500000,\n \"numEmployees\": 15,\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"contactEmail\": \"tony.stark@starkconsulting.com\",\n \"businessName\": \"Stark Consulting Services\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"mailingAddressStreet\": \"7817 Cooper Rd Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Rd Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"locationType\": \"BuildingOwned\"\n }\n ],\n \"professionalLiability\": {\n \"occurenceLimit\": 100000,\n \"deductibleAmount\": 500,\n \"certificationsRequired\": \"true\",\n \"certificationsMaintained\": \"true\",\n \"yearsOfPriorActs\": \"0\",\n \"yearsOfProfessionalExperience\": \"3\"\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/applications"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"application\": {\n \"applicationId\": \"31b2256e-cb62-402c-9e3b-7c85185b4d7c\",\n \"isArchived\": false,\n \"status\": \"ReadyToQuote\",\n \"businessName\": \"Stark Consulting Services\",\n \"numEmployees\": 15,\n \"industryId\": 10537,\n \"akHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"annualPayroll\": 250000.0,\n \"grossAnnualSales\": 500000.0,\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkconsulting.com\",\n \"mailingAddressStreet\": \"7817 Cooper Rd Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"bopClassCode\": \"75811\",\n \"cglClassCode\": \"98482\",\n \"premierPlatformDiscount\": false,\n \"professionalLiability\": {\n \"yearsOfPriorActs\": 0,\n \"deductibleAmount\": 500,\n \"yearsOfProfessionalExperience\": 3,\n \"certificationsRequired\": true,\n \"certificationsMaintained\": true,\n \"periodLoading\": 0,\n \"grossRevenue\": 70000.0\n },\n \"applicationTypes\": [\n \"PL\"\n ],\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/31b2256e-cb62-402c-9e3b-7c85185b4d7c\",\n \"industryName\": \"Consultants\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Rd Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"locationType\": \"BuildingOwned\",\n \"isPrimaryLocation\": true,\n \"hasSprinklers\": false\n }\n ]\n },\n \"partner\": {\n \"id\": \"a4759c23-da8d-47c4-aa5c-230b285cab71\",\n \"name\": \"Test Channel Partner\",\n \"premierPlatform\": false\n },\n \"isSuccess\": true\n}"}],"_postman_id":"895f307b-3f8c-480a-90c2-c7da297d1088"},{"name":"Retrieve Application","id":"c60a1bcf-b89b-45b6-a163-91af738f2810","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":""},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/applications/{ApplicationId}","description":"

This action requires the use of your Publishable Key.

The Application object contains all of the information needed to provide insured with baseline application for a quote; this will let insured know whether their business is eligible for a policy under the applied line of business. The example provided is only the \"bare-bones\" attributes required to receive a valid indication of eligibility. The response will only include the application ID; it is very important to provide this application ID in subsequent Create Quote and/or Create Bindable Quote endpoint calls, as this will ensure that the application remains tied with each call, and eliminates duplicate quotes.

\n
Example Application Object:
\n

    {\n        \"applicationTypes\": [\"GL\"],\n        \"agencyExternalId\": \"your_agency_external_ID_here\",\n        \"annualPayroll\": 250000,\n        \"grossAnnualSales\": 500000,\n        \"numEmployees\": 5,\n        \"AKHash\":\"278e7490d0b4cd5de7721f6740eac0bd\",\n        \"businessName\": \"Stark Consulting Services\",\n        \"contactFirstName\": \"Tony\",\n        \"contactLastName\": \"Stark\",\n        \"contactEmail\": \"tony.stark@starkconsulting.com\",\n        \"mailingAddressStreet\": \"1060 W Addison S\",\n        \"mailingAddressCity\": \"Chicago\",\n        \"mailingAddressState\": \"IL\",\n        \"mailingAddressZip\": \"60613\",\n        \"locations\": [\n            {\n            \"street\": \"1060 W Addison St\",\n            \"city\": \"Chicago\",\n            \"state\": \"IL\",\n            \"zip\": \"60613\",\n            }\n        ]\n    }\n\n

\n","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"f653d690-8bce-4d40-9691-b8cbf02dcd9a","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"1c7bbdb1-bb8d-49e8-973e-07e1f69f4bf3","type":"text/javascript","exec":[""]}}],"_postman_id":"1f2904fc-a305-475f-8c60-4f63381729df"},{"name":"Quote Estimate","item":[{"name":"Create Quote Estimate","id":"6770f737-e5cd-47f1-bbcf-b1cd2d369c37","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"token {{publishable key}}"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\"GL\"],\n \"agencyExternalId\": \"your_agency_external_ID_here\",\n \"applicationId\": \"f6355e4e-d74c-451e-9863-7bd4ac43d434\",\n \"annualPayroll\": 250000,\n \"grossAnnualSales\": 500000,\n \"numEmployees\": 5,\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"AKHash\":\"278e7490d0b4cd5de7721f6740eac0bd\",\n \"businessName\": \"Stark Consulting Services\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkconsulting.com\",\n \"mailingAddressStreet\": \"1060 W Addison S\",\n \"mailingAddressCity\": \"Chicago\",\n \"mailingAddressState\": \"IL\",\n \"mailingAddressZip\": \"60613\",\n \"locations\": [\n {\n \"street\": \"1060 W Addison St\",\n \"city\": \"Chicago\",\n \"state\": \"IL\",\n \"zip\": \"60613\"\n }\n ]\n }"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes","description":"

This action requires the use of your Publishable Key.

\n","urlObject":{"protocol":"https","path":["v1.6","commercial","quotes"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"6975d38d-4ba3-43b8-ab78-b27314b435db","name":"V1.6 w/ All Fees","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"","value":"","disabled":true}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyExternalId\": \"your_agency_id_here\",\n \"policyStartDate\": \"2023-10-15\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\": 500,\n \"annualPayroll\": 45000,\n \"grossAnnualSales\": 150000,\n \"legalBusinessName\": \"Stark's Pizza Palace\",\n \"numEmployees\": 17,\n \"AKHash\": \"4acd514fbc3c1cbd9791e8404ed1ebce\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkspizzapalace.com\",\n \"contactPhone\": \"5135551234\",\n \"mailingAddressStreet\": \"5472 Hill Top Street\",\n \"mailingAddressCity\": \"Crozet\",\n \"mailingAddressState\": \"VA\",\n \"mailingAddressZip\": \"22932\",\n \"previousLosses\": [],\n \"businessStartDate\": \"2022-01-01\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": true,\n \"locationType\": \"BuildingOwned\",\n \"bppLimit\": 50000,\n \"buildingLimit\": 100000\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"monthlyPremium\": 125.67,\n \"premium\": 1508.00,\n \"totalYearlyFees\": 32.00,\n \"totalYearlyOwed\": 1540.00,\n \"month1Owed\": 157.67,\n \"month1Fees\": 32.00,\n \"monthlyFees\": 7.00,\n \"monthlyOwed\": 132.67,\n \"policyFees\": 25.00,\n \"installmentFees\": 7.00,\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": true,\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"externalId\": \"fb185e4c-1ab2-48c8-acc0-296fb0f4247c\",\n \"quotes\": [\n {\n \"quoteId\": \"fb185e4c-1ab2-48c8-acc0-296fb0f4247c\",\n \"policyType\": \"BOP\",\n \"isEstimate\": true,\n \"premium\": 1508.00,\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"applicationId\": \"8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"lineItems\": [\n {\n \"description\": \"Risk Adjusted Premium (difference)\",\n \"amount\": 137.14,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"GL Premium\",\n \"amount\": 346.54,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 3.47,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 319.59,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 691.65,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 6.92,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.20,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2023-10-15T00:00:00\",\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/8f43cd14-459e-4906-9f63-53d9f2bd425e\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0\n }\n ]\n }\n ],\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 132.67\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"fe5c6529-7e95-4260-9219-f75ed0325080\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"d948047e-6c23-42c6-bb3c-ed8b949f022d","name":"V1.6 BOP w/ Installment Fees Only","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"","value":"","disabled":true}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyExternalId\": \"your_agency_id_here\",\n \"policyStartDate\": \"2023-10-15\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\": 500,\n \"annualPayroll\": 45000,\n \"grossAnnualSales\": 150000,\n \"legalBusinessName\": \"Stark's Pizza Palace\",\n \"numEmployees\": 17,\n \"AKHash\": \"4acd514fbc3c1cbd9791e8404ed1ebce\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkspizzapalace.com\",\n \"contactPhone\": \"5135551234\",\n \"mailingAddressStreet\": \"5472 Hill Top Street\",\n \"mailingAddressCity\": \"Crozet\",\n \"mailingAddressState\": \"VA\",\n \"mailingAddressZip\": \"22932\",\n \"previousLosses\": [],\n \"businessStartDate\": \"2022-01-01\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": true,\n \"locationType\": \"BuildingOwned\",\n \"bppLimit\": 50000,\n \"buildingLimit\": 100000\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"monthlyPremium\": 140.08,\n \"premium\": 1681.00,\n \"totalYearlyFees\": 7.00,\n \"totalYearlyOwed\": 1688.00,\n \"month1Owed\": 147.08,\n \"month1Fees\": 7.00,\n \"monthlyFees\": 7.00,\n \"monthlyOwed\": 147.08,\n \"policyFees\": 0.00,\n \"installmentFees\": 7.00,\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"stateNoticeText\": \"NOTICE TO NEW YORK APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE STATED VALUE OF THE CLAIM FOR EACH SUCH VIOLATION.\",\n \"isEstimate\": true,\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"externalId\": \"69c4e06e-a943-48ec-b005-c1297a13ba90\",\n \"quotes\": [\n {\n \"quoteId\": \"69c4e06e-a943-48ec-b005-c1297a13ba90\",\n \"policyType\": \"BOP\",\n \"isEstimate\": true,\n \"premium\": 1681.00,\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"applicationId\": \"0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"lineItems\": [\n {\n \"description\": \"Risk Adjusted Premium (difference)\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"GL Premium\",\n \"amount\": 885.31,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 8.85,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 325.95,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 453.15,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 4.53,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 3.26,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO NEW YORK APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE STATED VALUE OF THE CLAIM FOR EACH SUCH VIOLATION.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2023-10-15T00:00:00\",\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/0807ffc3-5321-49bd-9966-ebddfbeb497b\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0\n }\n ]\n }\n ],\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 147.08\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"dd3f0081-9f26-4c13-b7c2-dc72cfd738d0\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"05ed6deb-42a2-4d22-bf2a-54a8cefbf27b","name":"V1.6 BOP w/ Offset Fees","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"Token {{publishable key}}"},{"key":"","value":"","disabled":true}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyExternalId\": \"your_agency_id_here\",\n \"policyStartDate\": \"2023-10-15\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\": 500,\n \"annualPayroll\": 45000,\n \"grossAnnualSales\": 150000,\n \"legalBusinessName\": \"Stark's Pizza Palace\",\n \"numEmployees\": 17,\n \"AKHash\": \"4acd514fbc3c1cbd9791e8404ed1ebce\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkspizzapalace.com\",\n \"contactPhone\": \"5135551234\",\n \"mailingAddressStreet\": \"5472 Hill Top Street\",\n \"mailingAddressCity\": \"Crozet\",\n \"mailingAddressState\": \"VA\",\n \"mailingAddressZip\": \"22932\",\n \"previousLosses\": [],\n \"businessStartDate\": \"2022-01-01\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": true,\n \"locationType\": \"BuildingOwned\",\n \"bppLimit\": 50000,\n \"buildingLimit\": 100000\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"monthlyPremium\": 184.67,\n \"premium\": 2216.00,\n \"totalYearlyFees\": 25.00,\n \"totalYearlyOwed\": 2241.00,\n \"month1Owed\": 209.67,\n \"month1Fees\": 25.00,\n \"monthlyFees\": 7.00,\n \"monthlyOwed\": 191.67,\n \"policyFees\": 25.00,\n \"installmentFees\": 7.00,\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"stateNoticeText\": \"NOTICE TO LOUISIANA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.\",\n \"isEstimate\": true,\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"externalId\": \"6c3e24f3-2357-4775-9cdc-9370297db4b4\",\n \"quotes\": [\n {\n \"quoteId\": \"6c3e24f3-2357-4775-9cdc-9370297db4b4\",\n \"policyType\": \"BOP\",\n \"isEstimate\": true,\n \"premium\": 2216.00,\n \"applicationUrl\": \"https://quote-test.coterieinsurance.com/application/6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"applicationId\": \"6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"lineItems\": [\n {\n \"description\": \"Risk Adjusted Premium (difference)\",\n \"amount\": 201.46,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"GL Premium\",\n \"amount\": 1519.20,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 15.19,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 475.50,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 0.00,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 4.76,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO LOUISIANA APPLICANTS: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2023-10-15T00:00:00\",\n \"agentUrl\": \"https://dashboard-test.coterieinsurance.com/quotes/6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"quoteProposalUrl\": \"https://dashboard-test.coterieinsurance.com/quoteproposal/6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"snapshotUrl\": \"https://dashboard-test.coterieinsurance.com/snapshot/6fc3831f-415d-410f-8bbe-4f1cabbb4a10\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 11,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 1\n }\n ]\n }\n ],\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 11,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 1\n }\n ],\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 191.67\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"2d32d3d1-d77b-48a3-99a7-4dd8f408cea5\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"fc9d4a0d-04c3-45d9-96b7-16a6737ff5e7","name":"V1.6 BOP","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"token {{publishable key}}"},{"key":"","value":"","disabled":true}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyExternalId\": \"your_agency_id_here\",\n \"policyStartDate\": \"2023-10-15\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\": 500,\n \"annualPayroll\": 45000,\n \"grossAnnualSales\": 150000,\n \"legalBusinessName\": \"Stark's Pizza Palace\",\n \"numEmployees\": 17,\n \"AKHash\": \"4acd514fbc3c1cbd9791e8404ed1ebce\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony.stark@starkspizzapalace.com\",\n \"contactPhone\": \"5135551234\",\n \"mailingAddressStreet\": \"5472 Hill Top Street\",\n \"mailingAddressCity\": \"Crozet\",\n \"mailingAddressState\": \"VA\",\n \"mailingAddressZip\": \"22932\",\n \"previousLosses\": [],\n \"businessStartDate\": \"2022-01-01\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": true,\n \"locationType\": \"BuildingOwned\",\n \"bppLimit\": 50000,\n \"buildingLimit\": 100000\n }\n ]\n}"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 2325,\n \"totalMonthlyFees\": 5,\n \"monthlyPremium\": 193.75,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/15ccaf21-4d40-456f-a57f-48636f32c1b2\",\n \"stateNoticeText\": \"NOTICE TO NEW YORK APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE STATED VALUE OF THE CLAIM FOR EACH SUCH VIOLATION.\",\n \"isEstimate\": true,\n \"externalId\": \"11319015-26aa-464a-be4f-6bd69053c137\",\n \"quotes\": [\n {\n \"quoteId\": \"24c3af0d-2861-46d6-8918-b51862c4f3a1\",\n \"policyType\": \"BOP\",\n \"isEstimate\": true,\n \"premium\": 2325,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/15ccaf21-4d40-456f-a57f-48636f32c1b2\",\n \"applicationId\": \"15ccaf21-4d40-456f-a57f-48636f32c1b2\",\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 1930.419,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 19.3042,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 150.255,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 221.01,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 2.2101,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 1.5026,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO NEW YORK APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME, AND SHALL ALSO BE SUBJECT TO A CIVIL PENALTY NOT TO EXCEED FIVE THOUSAND DOLLARS AND THE STATED VALUE OF THE CLAIM FOR EACH SUCH VIOLATION.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/15ccaf21-4d40-456f-a57f-48636f32c1b2\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/15ccaf21-4d40-456f-a57f-48636f32c1b2\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/15ccaf21-4d40-456f-a57f-48636f32c1b2\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/15ccaf21-4d40-456f-a57f-48636f32c1b2\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/15ccaf21-4d40-456f-a57f-48636f32c1b2\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/15ccaf21-4d40-456f-a57f-48636f32c1b2\"\n \"fees\": [\n {\n \"description\": \"Transaction Fee - Spinnaker\",\n \"amount\": 5\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"5229e785-69b9-46b9-b04f-dad6658ec1d6\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"9cd8108e-2429-48c9-8254-8ca02b0c4560","name":"V1.6 GL","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"token {{publishable key}}"}],"body":{"mode":"raw","raw":"{\n \"agencyExternalId\": \"your_agency_id_here\",\n \"applicationTypes\": [\n \"GL\"\n ],\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"businessName\": \"Stark's Best Plumbing\",\n \"numEmployees\": 15,\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"contactFirstName\": \"Tony\",\n \"contactLastName\": \"Stark\",\n \"contactEmail\": \"tony@starksbestplumbing.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"previousLosses\": [],\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"Fixee, Inc\",\n \"address\": \"123 Fake Street, Cincinnati, OH 45215\",\n \"email\": \"fixee@example.com\",\n \"description\": \"Freelance Marketplace\"\n }\n ]\n },\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": true,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 1009,\n \"totalMonthlyFees\": 5,\n \"monthlyPremium\": 84.08,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/e45026dc-56aa-4350-9962-7b17513eb152\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": true,\n \"externalId\": \"ba51cd8f-4ee4-4ec2-8fb9-53694f742130\",\n \"quotes\": [\n {\n \"quoteId\": \"718450db-0b37-4159-a01c-3f4d0ce62267\",\n \"policyType\": \"GL\",\n \"isEstimate\": true,\n \"premium\": 1009,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/e45026dc-56aa-4350-9962-7b17513eb152\",\n \"applicationId\": \"e45026dc-56aa-4350-9962-7b17513eb152\",\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 998.6256,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 9.9863,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Benchmark\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/e45026dc-56aa-4350-9962-7b17513eb152\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/e45026dc-56aa-4350-9962-7b17513eb152\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/15ccaf21-4d40-456f-a57f-48636f32c1b2\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/e45026dc-56aa-4350-9962-7b17513eb152\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/e45026dc-56aa-4350-9962-7b17513eb152\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/e45026dc-56aa-4350-9962-7b17513eb152\"\n \"fees\": [\n {\n \"description\": \"Transaction Fee - Benchmark\",\n \"amount\": 5\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"da420df5-c27c-4078-aa3a-dfb987804004\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"413bce4e-c7da-4e1b-923e-4de804e096f2","name":"V1.6 PL","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"token {{publishable key}}"},{"key":"","value":"","disabled":true}],"body":{"mode":"raw","raw":"{\n \"agencyExternalId\": \"your_agency_id_here\",\n \"applicationTypes\": [\n \"PL\"\n ],\n \"annualPayroll\": 250000,\n \"grossAnnualSales\": 500000,\n \"zip\": \"60002\",\n \"numEmployees\": 5,\n \"industryId\": 10384,\n \"AKHash\": \"001852a993b8ca3c4ee43b7b514f544f\",\n \"contactEmail\": \"testscio.coterie@gmail.com\",\n \"businessName\": \"ABC Consulting\",\n \"contactFirstName\": \"Brian\",\n \"contactLastName\": \"Customer\",\n \"mailingAddressStreet\": \"7817 Cooper Rd Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"locations\": [\n {\n \"street\": \"7817 Cooper Rd Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\"\n }\n ],\n \"professionalLiability\": {\n \"grossRevenue\": \"70000\",\n \"occurrenceLimit\": \"50000\",\n \"deductibleAmount\": \"250\",\n \"certificationsRequired\": \"true\",\n \"certificationsMaintained\": \"true\",\n \"yearsOfPriorActs\": \"0\",\n \"periodLoading\": 0,\n \"yearsOfProfessionalExperience\": \"3\"\n },\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"Company A\",\n \"address\": \"7817 Cooper Rd Suite A, Cincinnati OH 45242\",\n \"email\": \"contact@company-a.io\",\n \"description\": \"\"\n }\n ]\n }\n}"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 798,\n \"monthlyPremium\": 66.5,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/e51f85da-9946-4b14-8fbd-b46732cb0042\",\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"isEstimate\": true,\n \"externalId\": \"8909acaa-eae7-4d89-8e95-62ffb9bf188f\",\n \"quotes\": [\n {\n \"quoteId\": \"bb189be3-42a7-4c13-93ae-6e527f94dedd\",\n \"policyType\": \"PL\",\n \"isEstimate\": true,\n \"premium\": 798,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/e51f85da-9946-4b14-8fbd-b46732cb0042\",\n \"applicationId\": \"e51f85da-9946-4b14-8fbd-b46732cb0042\",\n \"lineItems\": [\n {\n \"description\": \"PL Premium\",\n \"amount\": 455.72286144,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"PL\"\n },\n {\n \"description\": \"ERP Premium\",\n \"amount\": 341.79214608,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"PL\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO OHIO APPLICANTS: ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.\",\n \"insuranceCarrier\": \"Benchmark\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/e51f85da-9946-4b14-8fbd-b46732cb0042\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/e51f85da-9946-4b14-8fbd-b46732cb0042\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/e51f85da-9946-4b14-8fbd-b46732cb0042\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/e51f85da-9946-4b14-8fbd-b46732cb0042\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/e51f85da-9946-4b14-8fbd-b46732cb0042\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/e51f85da-9946-4b14-8fbd-b46732cb0042\"\n \"fees\": [\n {\n \"description\": \"Transaction Fee - Benchmark\",\n \"amount\": 5\n }\n ]\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"9956c607-de19-4870-accc-93482f6d38f6\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"0c81fadb-6704-400c-9340-465e7ff788ed","name":"V1.6 Contractor Exclusions","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"token {{publishable key}}"},{"key":"","value":"","disabled":true}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\"agencyExternalId\": \"your_agency_id_here\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\":500,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"businessName\": \"REGRESSION TEST CASE 2\",\n \"legalBusinessName\":\"REGRESSION TEST CASE 2\",\n \"BusinessAgeInMonths\":3,\n \"numEmployees\": 1,\n \"industryId\": 10537,\n \"AKHash\": \"b76ae81c47dc6230f4e3494332f1778b\",\n \"contactFirstName\": \"TEST\",\n \"contactLastName\": \"CASE\",\n \"contactEmail\": \"JohnReg@gmail.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"1060 W Addison S\",\n \"mailingAddressCity\": \"Chicago\",\n \"mailingAddressState\": \"IL\",\n \"mailingAddressZip\": \"60613\", \n \"previousLosses\": [],\n \"endorsements\": {\n \"additionalInsureds\":null\n },\n \"locations\": [\n {\n \"street\": \"1060 W Addison S\",\n \"city\": \"Chicago\",\n \"state\": \"IL\",\n \"zip\": \"60613\",\n \"hasSprinklers\": true,\n \"bppLimit\":50000,\n \"buildingLimit\":100000,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}\n","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 1201,\n \"totalMonthlyFees\": 10,\n \"monthlyPremium\": 100.08,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/2393ee76-f899-4802-b5a3-1d2457cbc317\",\n \"stateNoticeText\": \"NOTICE TO APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR, CONCEALS, FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT ACT, WHICH IS A CRIME AND MAY SUBJECT SUCH PERSON TO CRIMINAL AND CIVIL PENALTIES.\",\n \"exclusions\": [\n \"Tract Home Construction\",\n \"Blasting Operations\",\n \"Concrete Pouring and Foundation Work, Concrete Slab Lifting or Repair work\",\n \"Crane or Boom Work\",\n \"Crime Scene Cleanup\",\n \"Exterior Door and Window Installation\",\n \"Exterior work performed at heights of 4 stories or above\",\n \"Gutter Installation\",\n \"Highway, Street, Road, Bridge, Levee and Dam Construction\",\n \"Prefab Buildings and Structural Assemblies Erection/Installation\",\n \"Residential or Commercial Building/Ground-up construction\",\n \"Roofing Installation and Repair Work\",\n \"Siding Installation\",\n \"Solar Energy or Solar Panel Installation or Repair Work\",\n \"Toxic or Hazardous Substance Removal or Remediation\",\n \"Wrecking or Demolition of Buildings or Structures\",\n \"Work Performed in the State of New York\",\n \"General Contractors\"\n ],\n \"isEstimate\": true,\n \"externalId\": \"851aa524-f7c1-477c-88e5-dcb46dce296c\",\n \"quotes\": [\n {\n \"quoteId\": \"89ee809f-28af-4281-b9ae-c858189b808f\",\n \"policyType\": \"BOP\",\n \"isEstimate\": true,\n \"premium\": 1201,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/2393ee76-f899-4802-b5a3-1d2457cbc317\",\n \"applicationId\": \"2393ee76-f899-4802-b5a3-1d2457cbc317\",\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 531.5847,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 5.3158,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 224.19,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 157.41,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 1.5741,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 2.2419,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Contractor Installation and Tools Endorsement\",\n \"amount\": 278.25,\n \"lineItemType\": \"Endorsement\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR OTHER PERSON FILES AN APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION OR, CONCEALS, FOR THE PURPOSE OF MISLEADING, INFORMATION CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT ACT, WHICH IS A CRIME AND MAY SUBJECT SUCH PERSON TO CRIMINAL AND CIVIL PENALTIES.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"Spinnaker\",\n \"decisionDate\": \"2023-06-29T00:00:00Z\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/2393ee76-f899-4802-b5a3-1d2457cbc317\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/2393ee76-f899-4802-b5a3-1d2457cbc317\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/2393ee76-f899-4802-b5a3-1d2457cbc317\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/2393ee76-f899-4802-b5a3-1d2457cbc317\",\n \"fees\": [\n {\n \"description\": \"Transaction Fee - Spinnaker\",\n \"amount\": 10\n }\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/2393ee76-f899-4802-b5a3-1d2457cbc317\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/2393ee76-f899-4802-b5a3-1d2457cbc317\",\n \"exclusionsPDFLinks\": {\n \"BP0401e0106\": \"https://static.coterieinsurance.com/exclusion-forms/BP0401e0106.pdf\",\n \"BP1421a0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421a0110.pdf\",\n \"BP1421b0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421b0110.pdf\",\n \"BP1421c0110\": \"https://static.coterieinsurance.com/exclusion-forms/BP1421c0110.pdf\"\n }\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"74827b6c-4546-4ae3-a17d-ba708d7f4617\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"df0bf74d-702e-48f8-afcb-56acd16ee1b6","name":"V1.6 Wind / Hail","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json"},{"key":"Authorization","value":"token {{publishable key}}"},{"key":"","value":"","disabled":true}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"glLimit\": 500000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"agencyExternalId\": \"your_agency_id_here\",\n \"businessAgeInMonths\": 24,\n \"bppDeductible\":2500,\n \"PropertyDamageLiabilityDeductible\": 250,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"numEmployees\": 1,\n \"industryId\": 10478,\n \"AKHash\": \"cd686b33c188bbba3c2666d1b0bbe66f\",\n \"businessName\":\"The Little Wedding Chapel of Love\",\n \"legalBusinessName\":\"The Little Wedding Chapel of Love\",\n \"contactFirstName\": \"Anne\",\n \"contactLastName\": \"Smith\",\n \"contactEmail\": \"chalitha@gmail.com\",\n \"contactPhone\": \"513-567-1234\",\n \"mailingAddressStreet\": \"901 E Magnolia Ave\",\n \"mailingAddressCity\": \"Eustis\",\n \"mailingAddressState\": \"FL\",\n \"mailingAddressZip\": \"32726-3749\",\n \"previousLosses\": [],\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"PipeWorks LLC\",\n \"address\": \"472 S Main St, Martinsville, IN 46151\",\n \"email\": \"chalitha@gmail.com\",\n \"description\": \"Freelance Marketplace\"\n }\n ]\n },\n \"locations\": [\n {\n \"street\": \"901 E Magnolia Ave\",\n \"city\": \"Eustis\",\n \"state\": \"FL\",\n \"zip\": \"32726-3749\",\n \"hasSprinklers\": true,\n \"bppLimit\":50000,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"quote\": {\n \"premium\": 3640,\n \"totalMonthlyFees\": 10,\n \"monthlyPremium\": 303.33,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/08284755-c67a-4d74-9c91-cda15de3e952\",\n \"stateNoticeText\": \"NOTICE TO FLORIDA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A STATEMENT OF CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUILTY OF A FELONY IN THE THIRD DEGREE.\",\n \"isEstimate\": true,\n \"externalId\": \"7ee6134a-179b-4858-8c97-23349dae6a63\",\n \"quotes\": [\n {\n \"quoteId\": \"6850aa12-5ad4-428f-b4de-713500d064cb\",\n \"policyType\": \"BOP\",\n \"isEstimate\": true,\n \"premium\": 3640,\n \"applicationUrl\": \"https://quote-sandbox.coterieinsurance.com/application/08284755-c67a-4d74-9c91-cda15de3e952\",\n \"applicationId\": \"08284755-c67a-4d74-9c91-cda15de3e952\",\n \"lineItems\": [\n {\n \"description\": \"GL Premium\",\n \"amount\": 3031.2005,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"GL\"\n },\n {\n \"description\": \"Terrorism Liability\",\n \"amount\": 30.3119,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"BPP Premium\",\n \"amount\": 572.39,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"BPP\"\n },\n {\n \"description\": \"Building Premium\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"Building\"\n },\n {\n \"description\": \"Property Enhancement Endorsement\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism Building\",\n \"amount\": 0,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n },\n {\n \"description\": \"Terrorism BPP\",\n \"amount\": 5.7239,\n \"lineItemType\": \"Premium\",\n \"premiumType\": \"General\"\n }\n ],\n \"stateNoticeText\": \"NOTICE TO FLORIDA APPLICANTS: ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY INSURER FILES A STATEMENT OF CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING INFORMATION IS GUILTY OF A FELONY IN THE THIRD DEGREE.\",\n \"ratingEngine\": \"BOP 2.0\",\n \"insuranceCarrier\": \"ClearSpring\",\n \"decisionDate\": \"2023-07-20T00:00:00Z\",\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/08284755-c67a-4d74-9c91-cda15de3e952\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/08284755-c67a-4d74-9c91-cda15de3e952\",\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/08284755-c67a-4d74-9c91-cda15de3e952\"\n }\n ],\n \"agentUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quotes/08284755-c67a-4d74-9c91-cda15de3e952\",\n \"fees\": [\n {\n \"description\": \"Transaction Fee - ClearSpring\",\n \"amount\": 10\n }\n ],\n \"snapshotUrl\": \"https://dashboard-sandbox.coterieinsurance.com/snapshot/08284755-c67a-4d74-9c91-cda15de3e952\",\n \"quoteProposalUrl\": \"https://dashboard-sandbox.coterieinsurance.com/quoteproposal/08284755-c67a-4d74-9c91-cda15de3e952\",\n \"windHailText\": \"Wind and Hail Property Deductible: 5% subject to $2,500 min. The deductible applies separately to building and business personal property for losses caused by wind, hurricane, and hail damage. You pay a portion of the loss for each coverage subject to a minimum amount of $2,500. This deductible amount is not editable.\"\n },\n \"underwritingInformation\": {\n \"underwritingId\": \"94e8bedc-9604-4dfb-9570-d0e27bae873d\",\n \"declinations\": []\n },\n \"isSuccess\": true\n}"},{"id":"da59109c-a222-4500-8ef0-39db449767f3","name":"V1.6 Decline","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"applicationTypes\": [\r\n \"BOP\"\r\n ],\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"bppDeductible\": 500,\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"businessName\": \"Max Power Plumbing LLC\",\r\n \"numEmployees\": 1,\r\n \"industryId\": 10537,\r\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\r\n \"contactFirstName\": \"Max\",\r\n \"contactLastName\": \"Power\",\r\n \"contactEmail\": \"testing@coterieinsurance.com\",\r\n \"contactPhone\": \"513-555-1234\",\r\n \"mailingAddressStreet\": \"18 China Creek Rd\",\r\n \"mailingAddressCity\": \"Willow Creek\",\r\n \"mailingAddressState\": \"CA\",\r\n \"mailingAddressZip\": \"95573\",\r\n \"previousLosses\": [],\r\n \"endorsements\": {\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Fixee, Inc\",\r\n \"address\": \"123 Fake Street, Cincinnati, OH 45215\",\r\n \"email\": \"fixee@example.com\",\r\n \"description\": \"Freelance Marketplace\"\r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"18 China Creek Rd\",\r\n \"city\": \"Willow Creek\",\r\n \"state\": \"CA\",\r\n \"zip\": \"95573\",\r\n \"hasSprinklers\": true,\r\n \"bppLimit\": 50000,\r\n \"buildingLimit\": 100000,\r\n \"locationType\": \"BuildingOwned\"\r\n }\r\n ]\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"underwritingInformation\": {\n \"underwritingId\": \"566f04d8-1b8d-4772-9a3f-2477d3f2d33b\",\n \"declinations\": [\n {\n \"policyType\": \"BOP\",\n \"declination\": [\n \"Risk proximity to wildfire area\"\n ]\n }\n ]\n },\n \"isSuccess\": false,\n \"errors\": [\n \"E0000: This request can not be accommodated due to underwriting results.\"\n ]\n}"},{"id":"b38f7115-feb2-4474-b51e-12c7f13e16ee","name":"V1.6 Bad Request","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{publishable key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"applicationTypes\": [\r\n \"GL\"\r\n ],\r\n \"agencyExternalId\": \"your_agency_id_here\",\r\n \"glLimit\": 1000000,\r\n \"glAggregateLimit\": 2000000,\r\n \"glAggregatePcoLimit\": 2000000,\r\n \"annualPayroll\": 150000,\r\n \"grossAnnualSales\": 150000,\r\n \"businessName\": \"Test\",\r\n \"numEmployees\": 1,\r\n \"industryId\": 10537,\r\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\r\n \"contactFirstName\": \"Max\",\r\n \"contactLastName\": \"Power\",\r\n \"contactEmail\": \"test@test.com\",\r\n \"contactPhone\": \"513-555-1234\",\r\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\r\n \"mailingAddressCity\": \"Cincinnati\",\r\n \"mailingAddressState\": \"OH\",\r\n \"mailingAddressZip\": \"45242\",\r\n \"previousLosses\": [],\r\n \"endorsements\": {\r\n \"additionalInsureds\": [\r\n {\r\n \"name\": \"Fixee, Inc\",\r\n \"address\": \"123 Fake Street, Cincinnati, OH 45215\",\r\n \"email\": \"fixee@example.com\",\r\n \"description\": \"Freelance Marketplace\"\r\n }\r\n ]\r\n },\r\n \"locations\": [\r\n {\r\n \"street\": \"7817 Cooper Road, Suite B\",\r\n \"city\": \"Cincinnati\",\r\n \"state\": \"OH\",\r\n \"zip\": \"45242\",\r\n \"hasSprinklers\": true,\r\n \"bppLimit\": 50000,\r\n \"buildingLimit\": 100000,\r\n \"locationType\": \"BuildingOwned\"\r\n }\r\n ]\r\n}"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/quotes"},"_postman_previewlanguage":"json","header":null,"cookie":[],"responseTime":null,"body":"{\n \"isSuccess\": false,\n \"errors\": [\n \"E0001: BPP Limit is invalid for a GL policy\"\n ]\n}"}],"_postman_id":"6770f737-e5cd-47f1-bbcf-b1cd2d369c37"}],"id":"4085a297-d2c0-4af0-b26f-e588d7029b7b","description":"

The Quote Estimate object contains all of the information needed to provide insured with baseline estimate for a quote; this will give the insured an idea of total premium for their business coverage. The response will only include the application ID; it is very important to provide this application ID in subsequent Create Bindable Quote endpoint calls, as this will ensure that the application remains tied with each call, and eliminates duplicate quotes.

\n
Example Quote Estimate Object
\n

 {\n        \"applicationTypes\": [\"GL\"],\n        \"agencyExternalId\": \"your_agency_external_ID_here\",\n        \"annualPayroll\": 250000,\n        \"grossAnnualSales\": 500000,\n        \"numEmployees\": 5,\n        \"AKHash\":\"278e7490d0b4cd5de7721f6740eac0bd\",\n        \"glLimit\": 1000000,\n        \"glAggregateLimit\": 2000000,\n        \"glAggregatePcoLimit\": 2000000,\n        \"businessName\": \"Stark Consulting Services\",\n        \"contactFirstName\": \"Tony\",\n        \"contactLastName\": \"Stark\",\n        \"contactEmail\": \"tony.stark@starkconsulting.com\",\n        \"mailingAddressStreet\": \"1060 W Addison S\",\n        \"mailingAddressCity\": \"Chicago\",\n        \"mailingAddressState\": \"IL\",\n        \"mailingAddressZip\": \"60613\",\n        \"locations\": [\n            {\n            \"street\": \"1060 W Addison St\",\n            \"city\": \"Chicago\",\n            \"state\": \"IL\",\n            \"zip\": \"60613\",\n            }\n        ]\n    }\n\n

\n","_postman_id":"4085a297-d2c0-4af0-b26f-e588d7029b7b"},{"name":"Policy","item":[{"name":"Create Policy","id":"b5b7914b-9bd8-4acd-b0ae-d37252e54374","protocolProfileBehavior":{"disableBodyPruning":true,"disabledSystemHeaders":{"content-type":true,"content-length":true,"user-agent":true,"host":true,"accept":true,"accept-encoding":true,"connection":true}},"request":{"auth":{"type":"noauth","isInherited":false},"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyExternalId\": \"FE705662-DD96-4990-90CF-C54D1DD96CEB\",\n \"applicationId\": \"f6355e4e-d74c-451e-9863-7bd4ac43d434\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\":500,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"businessName\": \"Max Power Plumbing LLC\",\n \"numEmployees\": 1,\n \"industryId\": 10537,\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"contactFirstName\": \"Max\",\n \"contactLastName\": \"Power\",\n \"contactEmail\": \"testing@coterieinsurance.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"previousLosses\": [],\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"Fixee, Inc\",\n \"address\": \"123 Fake Street, Cincinnati, OH 45215\",\n \"email\": \"fixee@example.com\",\n \"description\": \"Freelance Marketplace\"\n }\n ]\n },\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": true,\n \"bppLimit\":50000,\n \"buildingLimit\":100000,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}"},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies","description":"

This action requires the use of your Secret Key.

\n","urlObject":{"protocol":"https","path":["v1.6","commercial","policies"],"host":["api-sandbox","coterieinsurance","com"],"query":[],"variable":[]}},"response":[{"id":"6243111d-59c7-40b0-b3c7-65a15576c91a","name":"V1.6 BOP","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\"BOP\"],\n \"agencyExternalId\": \"e4794542-e1e0-4e6a-b5ee-16078451e7cd\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 3000000,\n \"glAggregatePcoLimit\": 3000000,\n \"bppDeductible\":500,\n \"businessStartDate\": \"10/01/2015\",\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"legalBusinessName\": \"Stark Industries\",\n \"numEmployees\": 10,\n \"AKHash\": \"8c34a9feca950f9340c60f70ade2abd6\",\n \"contactFirstName\": \"Pepper\",\n \"contactLastName\": \"Potts-Stark\",\n \"contactEmail\": \"ironlove3000@email.com\",\n \"contactPhone\": \"555-555-5555\",\n \"mailingAddressStreet\": \"123 Unicorn Way\",\n \"mailingAddressCity\": \"Seven Hills\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"44131\",\n \"limitDamagePremRented\": 100000,\n \"previousLosses\": [\n {\"amount\": 10000,\n \"description\": \"water loss\"} \n ],\n \"propertyDamageLiabilityDeductible\": 250,\n \"locations\": [\n {\n \"street\": \"123 Unicorn Way\",\n \"city\": \"Seven Hills\",\n \"state\": \"OH\",\n \"zip\": \"44131\",\n \"isPrimaryLocation\": true,\n \"locationType\": \"BuildingOwned\",\n \"buildingLimit\": 250000,\n \"hasSprinklers\": true,\n \"bppLimit\":50000,\n \"squareFootage\": 2500\n }\n ],\n \"endorsements\": {\n \"endorsementPackage\": \"Gold\",\n \"hiredAutoAndNonOwnedAuto\": {\n \"hiredCoverage\": 1,\n \"nonOwnedCoverage\": 1,\n \"limit\": 300000,\n \"autoLiabLimit\": 1000000,\n \"shouldInclude\": true\n },\n \"liquorLiabilityEndorsement\": {\n \"alcoholicBeverageSales\": 10000,\n \"liquorLiabLimitEachOccurrence\": 1000000,\n \"shouldInclude\": true\n },\n \"equipmentBreakdownEndorsement\": true,\n \"restaurantCoverage\": true,\n \"cyberCoverage\": \n {\n \"limits\": \"25000/50000\"\n },\n \"workplaceViolenceCoverage\": \n {\n \"limits\": \"50000/50000\"\n },\n \"additionalInsureds\": \n [\n {\n \"zip\": 44134,\n \"city\": \"PARMA\",\n \"street\": \"789 Rainbow Falls Ave.\",\n \"state\": \"OH\",\n \"name\": \"Happy Hogan Insurance LLC\",\n \"email\": \"happy.hogan@example.com\"\n \n }\n ]\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"premium\": 5307.30,\n \"monthlyPremium\": 442.28,\n \"totalYearlyFees\": 619.32,\n \"totalYearlyOwed\": 5926.62,\n \"month1Owed\": 551.64,\n \"month1Fees\": 109.36,\n \"monthlyFees\": 53.36,\n \"monthlyOwed\": 495.64,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 46.36,\n \"policies\": [\n {\n \"policyId\": \"0de983d0-c93e-40c5-b20e-40b53f2df6f1\",\n \"externalId\": \"0de983d0-c93e-40c5-b20e-40b53f2df6f1\",\n \"policyNumber\": \"TESTSB-00377674-00\",\n \"status\": \"Pending\",\n \"statusDate\": \"2026-01-20\",\n \"createdOn\": \"2026-01-20T14:31:20.51Z\",\n \"policyType\": \"BOP\",\n \"issueDate\": \"2026-01-20\",\n \"startDate\": \"2026-01-20\",\n \"endDate\": \"2027-01-20\",\n \"industryId\": 10676,\n \"annualPayroll\": 150000.00,\n \"grossAnnualSales\": 150000.00,\n \"contactFirstName\": \"Pepper\",\n \"contactLastName\": \"Potts-Stark\",\n \"contactEmail\": \"ironlove3000@email.com\",\n \"contactPhone\": \"555-555-5555\",\n \"mailingAddressStreet\": \"123 Unicorn Way\",\n \"mailingAddressCity\": \"Seven Hills\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"44131\",\n \"glLimit\": 1000000.00,\n \"glAggregateLimit\": 2000000.00,\n \"glAggregatePcoLimit\": 2000000.00,\n \"propertyDamageLiabilityDeductible\": 0.00,\n \"bppDeductible\": 500.00,\n \"premium\": 5307.30,\n \"premiumPaid\": 0.00,\n \"nextPaymentDate\": \"2026-01-20\",\n \"paymentInterval\": \"None\",\n \"endorsements\": {\n \"cyberCoverage\": {\n \"limits\": \"25000/50000\"\n },\n \"workplaceViolenceCoverage\": {\n \"limits\": \"50000/50000\"\n },\n \"additionalInsureds\": [\n {\n \"name\": \"Happy Hogan Insurance LLC\",\n \"street\": \"789 Rainbow Falls Ave.\",\n \"city\": \"PARMA\",\n \"state\": \"OH\",\n \"zip\": \"44134\",\n \"email\": \"happy.hogan@example.com\",\n \"fullAddress\": \"789 Rainbow Falls Ave. PARMA OH, 44134\"\n }\n ],\n \"hiredAutoAndNonOwnedAuto\": {\n \"hiredCoverage\": 1,\n \"nonOwnedCoverage\": 1,\n \"autoLiabLimit\": 1000000.00,\n \"limit\": 1000000,\n \"shouldInclude\": true\n },\n \"endorsementPackage\": \"Gold\",\n \"restaurantCoverage\": true,\n \"liquorLiabilityEndorsement\": {\n \"alcoholicBeverageSales\": 10000.00,\n \"liquorLiabLimitEachOccurrence\": 1000000.00,\n \"shouldInclude\": true\n },\n \"equipmentBreakdownEndorsement\": true\n },\n \"previousLosses\": [\n {\n \"description\": \"water loss\",\n \"amount\": 10000.00\n }\n ],\n \"docsGenerated\": false,\n \"locations\": [\n {\n \"locationType\": \"BuildingOwned\",\n \"isPrimaryLocation\": true,\n \"street\": \"123 Unicorn Way\",\n \"city\": \"Seven Hills\",\n \"state\": \"OH\",\n \"zip\": \"44131\",\n \"bppLimit\": 50000.00,\n \"buildingLimit\": 250000.00,\n \"hasSprinklers\": true,\n \"riskUnitId\": 0,\n \"squareFootage\": 2500.0\n }\n ],\n \"primaryLocation\": {\n \"locationType\": \"BuildingOwned\",\n \"isPrimaryLocation\": true,\n \"street\": \"123 Unicorn Way\",\n \"city\": \"Seven Hills\",\n \"state\": \"OH\",\n \"zip\": \"44131\",\n \"bppLimit\": 50000.00,\n \"buildingLimit\": 250000.00,\n \"hasSprinklers\": true,\n \"riskUnitId\": 0,\n \"squareFootage\": 2500.0\n },\n \"autoExtend\": false,\n \"isForProject\": false,\n \"insuranceCarrier\": \"Spinnaker\",\n \"transactionFeeEnabled\": false,\n \"legalBusinessName\": \"Stark Industries\",\n \"effectiveStartDate\": \"2026-01-20\",\n \"effectiveEndDate\": \"2027-01-20\",\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 46.36,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"lossControl\": \"OptIn\"\n }\n ],\n \"transactionFeesAmount\": 53.36,\n \"transactionFees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 46.36,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"isSuccess\": true,\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 495.64,\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 46.36,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n}"},{"id":"9b3ef675-32a4-4dfa-a6ec-9f4c2fd53c3a","name":"V1.6 GL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"GL\"\n ],\n \"agencyExternalId\": \"FE705662-DD96-4990-90CF-C54D1DD96CEB\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"businessName\": \"Max Power Plumbing LLC\",\n \"numEmployees\": 1,\n \"industryId\": 10537,\n \"AKHash\": \"ec166bae97d3a4cfcccc7749a1b426cb\",\n \"contactFirstName\": \"Max\",\n \"contactLastName\": \"Power\",\n \"contactEmail\": \"testing@coterieinsurance.com\",\n \"contactPhone\": \"513-555-1234\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"previousLosses\": [],\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"Fixee, Inc\",\n \"address\": \"123 Fake Street, Cincinnati, OH 45215\",\n \"email\": \"fixee@example.com\",\n \"description\": \"Freelance Marketplace\"\n }\n ]\n },\n \"locations\": [\n {\n \"street\": \"7817 Cooper Road, Suite B\",\n \"city\": \"Cincinnati\",\n \"state\": \"OH\",\n \"zip\": \"45242\",\n \"hasSprinklers\": true,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"premium\": 661.96,\n \"monthlyPremium\": 55.16,\n \"totalYearlyFees\": 83.20,\n \"totalYearlyOwed\": 745.16,\n \"month1Owed\": 87.76,\n \"month1Fees\": 32.60,\n \"monthlyFees\": 7.60,\n \"monthlyOwed\": 62.76,\n \"policyFees\": 25.00,\n \"installmentFees\": 3.00,\n \"lossControlFees\": 4.60,\n \"policies\": [\n {\n \"policyId\": \"9170a289-b355-4f73-b9b0-a526910e61f5\",\n \"externalId\": \"9170a289-b355-4f73-b9b0-a526910e61f5\",\n \"policyNumber\": \"TESTEG-00377673-00\",\n \"status\": \"Pending\",\n \"statusDate\": \"2026-01-20\",\n \"createdOn\": \"2026-01-20T14:26:19.0333333Z\",\n \"policyType\": \"GL\",\n \"issueDate\": \"2026-01-20\",\n \"startDate\": \"2026-03-05\",\n \"endDate\": \"2027-03-05\",\n \"industryId\": 10095,\n \"annualPayroll\": 150000.00,\n \"grossAnnualSales\": 150000.00,\n \"contactFirstName\": \"Pepper\",\n \"contactLastName\": \"Potts-Stark\",\n \"contactEmail\": \"ironlove3000@gmail.com\",\n \"contactPhone\": \"5555555555\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Cincinnati\",\n \"mailingAddressState\": \"OH\",\n \"mailingAddressZip\": \"45242\",\n \"glLimit\": 1000000.00,\n \"glAggregateLimit\": 2000000.00,\n \"glAggregatePcoLimit\": 2000000.00,\n \"propertyDamageLiabilityDeductible\": 0.00,\n \"premium\": 661.96,\n \"premiumPaid\": 0.00,\n \"nextPaymentDate\": \"2026-01-20\",\n \"paymentInterval\": \"None\",\n \"endorsements\": {\n \"epliCoverage\": {\n \"limits\": \"250000/250000\",\n \"retention\": \"2500\"\n },\n \"coverage\": \"Freelance\",\n \"endorsementPackage\": \"None\"\n },\n \"previousLosses\": [],\n \"docsGenerated\": false,\n \"locations\": [\n {\n \"isPrimaryLocation\": true,\n \"street\": \"6875 Sand Lake Rd.\",\n \"city\": \"Orlando\",\n \"state\": \"FL\",\n \"zip\": \"32819\",\n \"hasSprinklers\": false,\n \"riskUnitId\": 0,\n \"squareFootage\": 2500.0\n }\n ],\n \"primaryLocation\": {\n \"isPrimaryLocation\": true,\n \"street\": \"6875 Sand Lake Rd.\",\n \"city\": \"Orlando\",\n \"state\": \"FL\",\n \"zip\": \"32819\",\n \"hasSprinklers\": false,\n \"riskUnitId\": 0,\n \"squareFootage\": 2500.0\n },\n \"autoExtend\": false,\n \"isForProject\": false,\n \"insuranceCarrier\": \"Everspan\",\n \"transactionFeeEnabled\": false,\n \"legalBusinessName\": \"Stark Power Line Inspection Services\",\n \"effectiveStartDate\": \"2026-03-05\",\n \"effectiveEndDate\": \"2027-03-05\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 3.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 4.60,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ],\n \"lossControl\": \"OptIn\"\n }\n ],\n \"transactionFeesAmount\": 7.60,\n \"transactionFees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 3.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 4.60,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"isSuccess\": true,\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"totalMonthlyFees\": 3.00,\n \"totalMonthlyOwed\": 62.76,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 3.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 4.60,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n}"},{"id":"adf601a0-0401-4777-b658-c060ae7f92d8","name":"V1.6 PL","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"token {{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": \n [\n \"PL\"\n ],\n \"agencyExternalId\": \"e4794542-e1e0-4e6a-b5ee-16078451e7cd\",\n \"policyStartDate\": \"03-05-2026\",\n \"annualPayroll\": 250000,\n \"grossAnnualSales\": 500000,\n \"zip\": \"77096\",\n \"numEmployees\": 5,\n \"previousLosses\": [],\n \"AKHash\": \"da2f388ab8233228e475b8d8b755e3a2\",\n \"legalBusinessName\": \"Stark Industries\",\n \"businessAgeInMonths\" : 36,\n \"businessStartDate\": \"10/01/2015\",\n \"contactFirstName\": \"Pepper\",\n \"contactLastName\": \"Potts-Stark\",\n \"contactEmail\": \"ironlove3000@email.com\",\n \"contactPhone\": \"5555555555\",\n \"mailingAddressStreet\": \"2836 Lyndale Ave S Ste 101\",\n \"mailingAddressCity\": \"Minneapolis\",\n \"mailingAddressState\": \"MN\",\n \"mailingAddressZip\": \"55408\",\n \"locations\": [\n {\n \"street\": \"2836 Lyndale Ave S Ste 101\",\n \"city\": \"Minneapolis\",\n \"state\": \"MN\",\n \"zip\": \"55408\"\n }\n ],\n \"professionalLiability\": {\n \"grossRevenue\": \"70,000\",\n \"occurrenceLimit\": \"50000\",\n \"aggregateLimit\": \"100000\",\n \"deductibleAmount\": \"750\",\n \"certificationsRequired\": \"true\",\n \"certificationsMaintained\": \"true\",\n \"yearsOfPriorActs\": \"2\",\n \"yearsOfProfessionalExperience\": \"10\"\n }\n}\n","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"premium\": 353.12,\n \"monthlyPremium\": 29.43,\n \"totalYearlyFees\": 0.00,\n \"totalYearlyOwed\": 353.12,\n \"month1Owed\": 29.43,\n \"month1Fees\": 0.00,\n \"monthlyFees\": 0.00,\n \"monthlyOwed\": 29.43,\n \"policyFees\": 0.00,\n \"installmentFees\": 0.00,\n \"lossControlFees\": 0.00,\n \"policies\": [\n {\n \"policyId\": \"74a41d8f-a7d9-4e26-9050-b99df6e11ce7\",\n \"externalId\": \"74a41d8f-a7d9-4e26-9050-b99df6e11ce7\",\n \"policyNumber\": \"TESTEP-00377672-00\",\n \"status\": \"Pending\",\n \"statusDate\": \"2026-01-20\",\n \"createdOn\": \"2026-01-20T14:24:23.9666667Z\",\n \"policyType\": \"PL\",\n \"issueDate\": \"2026-01-20\",\n \"startDate\": \"2026-03-05\",\n \"endDate\": \"2027-03-05\",\n \"industryId\": 10478,\n \"annualPayroll\": 250000.00,\n \"grossAnnualSales\": 500000.00,\n \"contactFirstName\": \"Pepper\",\n \"contactLastName\": \"Potts-Stark\",\n \"contactEmail\": \"ironlove3000@email.com\",\n \"contactPhone\": \"5555555555\",\n \"mailingAddressStreet\": \"2836 Lyndale Ave S Ste 101\",\n \"mailingAddressCity\": \"Minneapolis\",\n \"mailingAddressState\": \"MN\",\n \"mailingAddressZip\": \"55408\",\n \"premium\": 353.12,\n \"premiumPaid\": 0.00,\n \"nextPaymentDate\": \"2026-01-20\",\n \"paymentInterval\": \"None\",\n \"endorsements\": {},\n \"professionalLiability\": {\n \"yearsOfPriorActs\": 2,\n \"deductibleAmount\": 750,\n \"occurrenceLimit\": 50000,\n \"aggregateLimit\": 100000,\n \"yearsOfProfessionalExperience\": 10,\n \"certificationsRequired\": true,\n \"certificationsMaintained\": true,\n \"grossRevenue\": 70000.00,\n \"retroactiveDate\": \"2024-03-05\",\n \"endorsements\": {\n \"waiverOfSubrogation\": false,\n \"blanketAdditionalInsured\": false\n }\n },\n \"previousLosses\": [],\n \"docsGenerated\": false,\n \"locations\": [\n {\n \"isPrimaryLocation\": true,\n \"street\": \"2836 Lyndale Ave S Ste 101\",\n \"city\": \"Minneapolis\",\n \"state\": \"MN\",\n \"zip\": \"55408\",\n \"hasSprinklers\": false,\n \"riskUnitId\": 0\n }\n ],\n \"primaryLocation\": {\n \"isPrimaryLocation\": true,\n \"street\": \"2836 Lyndale Ave S Ste 101\",\n \"city\": \"Minneapolis\",\n \"state\": \"MN\",\n \"zip\": \"55408\",\n \"hasSprinklers\": false,\n \"riskUnitId\": 0\n },\n \"autoExtend\": false,\n \"isForProject\": false,\n \"insuranceCarrier\": \"ProvidenceWashington\",\n \"transactionFeeEnabled\": false,\n \"legalBusinessName\": \"Stark Industries\",\n \"effectiveStartDate\": \"2026-03-05\",\n \"effectiveEndDate\": \"2027-03-05\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"lossControl\": \"OptIn\"\n }\n ],\n \"transactionFeesAmount\": 0.00,\n \"transactionFees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"isSuccess\": true,\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"totalMonthlyFees\": 0.00,\n \"totalMonthlyOwed\": 29.43,\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n}"},{"id":"0b173881-e3ea-4535-9e09-c82240d17e81","name":"V1.6 Wind / Hail","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token{{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyexternalid\": \"32AFC403-EAB0-4885-B40D-97D8ECFC84E7\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\":1000,\n \"PropertyDamageLiabilityDeductible\": 1000,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"businessName\": \"Duvelle Smith Jr\",\n \"legalBusinessName\":\"Duvelle Smith Jr\",\n \"BusinessStartDate\" : \"2021-02-09\" ,\n \"BusinessAgeInMonths\":3,\n \"numEmployees\": 1,\n \"industryId\": 10537,\n \"AKHash\": \"001852a993b8ca3c4ee43b7b514f544f\",\n \"contactFirstName\": \"Anne\",\n \"contactLastName\": \"Smith\",\n \"contactEmail\": \"chalitha@gmail.com\",\n \"contactPhone\": \"7035994077\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Rochester\",\n \"mailingAddressState\": \"NY\",\n \"mailingAddressZip\": \"14602\",\n \"previousLosses\": [],\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"Fixee, Inc\",\n \"address\": \"7817 Cooper Road, Suite B, Rochester, NY 14602\",\n \"email\": \"chalitha@gmail.com\",\n \"description\": \"Freelance Marketplace\"\n }\n ]\n },\n \"locations\": [\n {\n \"street\": \"901 E Magnolia Ave\",\n \"city\": \"Eustis\",\n \"state\": \"FL\",\n \"zip\": \"32726-3749\",\n \"hasSprinklers\": true,\n \"bppLimit\":50000,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[],"cookie":[],"responseTime":null,"body":"{\n \"premium\": 1390.51,\n \"monthlyPremium\": 115.88,\n \"totalYearlyFees\": 181.00,\n \"totalYearlyOwed\": 1571.51,\n \"month1Owed\": 156.63,\n \"month1Fees\": 40.75,\n \"monthlyFees\": 15.75,\n \"monthlyOwed\": 131.63,\n \"policyFees\": 25.00,\n \"installmentFees\": 3.00,\n \"lossControlFees\": 12.75,\n \"policies\": [\n {\n \"policyId\": \"c1885fe1-b5ba-4ff3-89ef-66d4f3ba11d6\",\n \"externalId\": \"c1885fe1-b5ba-4ff3-89ef-66d4f3ba11d6\",\n \"policyNumber\": \"TESTSB-00377671-00\",\n \"status\": \"Pending\",\n \"statusDate\": \"2026-01-20\",\n \"createdOn\": \"2026-01-20T14:20:15.8566667Z\",\n \"policyType\": \"BOP\",\n \"issueDate\": \"2026-01-20\",\n \"startDate\": \"2026-03-05\",\n \"endDate\": \"2027-03-05\",\n \"industryId\": 10028,\n \"annualPayroll\": 150000.00,\n \"grossAnnualSales\": 150000.00,\n \"contactFirstName\": \"Anne\",\n \"contactLastName\": \"Smith\",\n \"contactEmail\": \"chalitha@gmail.com\",\n \"contactPhone\": \"7035994077\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Rochester\",\n \"mailingAddressState\": \"NY\",\n \"mailingAddressZip\": \"14602\",\n \"glLimit\": 1000000.00,\n \"glAggregateLimit\": 2000000.00,\n \"glAggregatePcoLimit\": 2000000.00,\n \"businessIncomeLimit\": 10000.00,\n \"propertyDamageLiabilityDeductible\": 0.00,\n \"bppDeductible\": 1000.00,\n \"premium\": 1390.51,\n \"premiumPaid\": 0.00,\n \"nextPaymentDate\": \"2026-01-20\",\n \"paymentInterval\": \"None\",\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"Fixee, Inc\",\n \"email\": \"chalitha@gmail.com\",\n \"description\": \"Freelance Marketplace\",\n \"fullAddress\": \"\\n , \"\n }\n ],\n \"endorsementPackage\": \"None\"\n },\n \"previousLosses\": [],\n \"docsGenerated\": false,\n \"locations\": [\n {\n \"locationType\": \"BuildingOwned\",\n \"isPrimaryLocation\": true,\n \"street\": \"901 E Magnolia Ave\",\n \"city\": \"Eustis\",\n \"state\": \"FL\",\n \"zip\": \"32726-3749\",\n \"bppLimit\": 50000.00,\n \"hasSprinklers\": true,\n \"riskUnitId\": 0,\n \"squareFootage\": 2500.0\n }\n ],\n \"primaryLocation\": {\n \"locationType\": \"BuildingOwned\",\n \"isPrimaryLocation\": true,\n \"street\": \"901 E Magnolia Ave\",\n \"city\": \"Eustis\",\n \"state\": \"FL\",\n \"zip\": \"32726-3749\",\n \"bppLimit\": 50000.00,\n \"hasSprinklers\": true,\n \"riskUnitId\": 0,\n \"squareFootage\": 2500.0\n },\n \"autoExtend\": false,\n \"isForProject\": false,\n \"insuranceCarrier\": \"Spinnaker\",\n \"transactionFeeEnabled\": false,\n \"legalBusinessName\": \"Duvelle Smith Jr\",\n \"effectiveStartDate\": \"2026-03-05\",\n \"effectiveEndDate\": \"2027-03-05\",\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 3.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 12.75,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ],\n \"lossControl\": \"OptIn\"\n }\n ],\n \"transactionFeesAmount\": 15.75,\n \"transactionFees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 3.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 12.75,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"windHailText\": \"Wind and Hail Property Deductible: 5% subject to $2,500 min. The deductible applies separately to building and business personal property for losses caused by wind, hurricane, and hail damage. You pay a portion of the loss for each coverage subject to a minimum amount of $2,500. This deductible amount is not editable.\",\n \"isSuccess\": true,\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"totalMonthlyFees\": 3.00,\n \"totalMonthlyOwed\": 131.63,\n \"fees\": [\n {\n \"description\": \"Installment Fee\",\n \"amount\": 3.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 12.75,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 25.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n }\n ]\n}"},{"id":"f9a98222-29fd-462e-a1c0-21e5536e0fde","name":"V1.6 Multi-Line","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Token{{secret key}}"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"applicationTypes\": [\n \"BOP\"\n ],\n \"agencyexternalid\": \"32AFC403-EAB0-4885-B40D-97D8ECFC84E7\",\n \"glLimit\": 1000000,\n \"glAggregateLimit\": 2000000,\n \"glAggregatePcoLimit\": 2000000,\n \"bppDeductible\":1000,\n \"PropertyDamageLiabilityDeductible\": 1000,\n \"annualPayroll\": 150000,\n \"grossAnnualSales\": 150000,\n \"businessName\": \"Duvelle Smith Jr\",\n \"legalBusinessName\":\"Duvelle Smith Jr\",\n \"BusinessStartDate\" : \"2021-02-09\" ,\n \"BusinessAgeInMonths\":3,\n \"numEmployees\": 1,\n \"industryId\": 10537,\n \"AKHash\": \"001852a993b8ca3c4ee43b7b514f544f\",\n \"contactFirstName\": \"Anne\",\n \"contactLastName\": \"Smith\",\n \"contactEmail\": \"chalitha@gmail.com\",\n \"contactPhone\": \"7035994077\",\n \"mailingAddressStreet\": \"7817 Cooper Road, Suite B\",\n \"mailingAddressCity\": \"Rochester\",\n \"mailingAddressState\": \"NY\",\n \"mailingAddressZip\": \"14602\",\n \"previousLosses\": [],\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"Fixee, Inc\",\n \"address\": \"7817 Cooper Road, Suite B, Rochester, NY 14602\",\n \"email\": \"chalitha@gmail.com\",\n \"description\": \"Freelance Marketplace\"\n }\n ]\n },\n \"locations\": [\n {\n \"street\": \"901 E Magnolia Ave\",\n \"city\": \"Eustis\",\n \"state\": \"FL\",\n \"zip\": \"32726-3749\",\n \"hasSprinklers\": true,\n \"bppLimit\":50000,\n \"locationType\": \"BuildingOwned\"\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"https://api-sandbox.coterieinsurance.com/v1.6/commercial/policies"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":null,"cookie":[],"responseTime":null,"body":"{\n \"premium\": 1297.22,\n \"monthlyPremium\": 108.10,\n \"totalYearlyFees\": 104.52,\n \"totalYearlyOwed\": 1401.74,\n \"month1Owed\": 174.56,\n \"month1Fees\": 66.46,\n \"monthlyFees\": 10.46,\n \"monthlyOwed\": 118.56,\n \"policyFees\": 50.00,\n \"installmentFees\": 7.00,\n \"lossControlFees\": 3.46,\n \"policies\": [\n {\n \"policyId\": \"db31810a-7615-42c2-a6b0-dc884c4c9a4b\",\n \"externalId\": \"db31810a-7615-42c2-a6b0-dc884c4c9a4b\",\n \"policyNumber\": \"TESTEG-00377668-00\",\n \"status\": \"Pending\",\n \"statusDate\": \"2026-01-20\",\n \"createdOn\": \"2026-01-20T14:12:22.88Z\",\n \"policyType\": \"GL\",\n \"issueDate\": \"2026-01-20\",\n \"startDate\": \"2026-03-05\",\n \"endDate\": \"2027-03-05\",\n \"industryId\": 10478,\n \"annualPayroll\": 150000.00,\n \"grossAnnualSales\": 150000.00,\n \"contactFirstName\": \"Pepper\",\n \"contactLastName\": \"Potts-Stark\",\n \"contactEmail\": \"ironlove3000@gmail.com\",\n \"contactPhone\": \"5555555555\",\n \"mailingAddressStreet\": \"770 Washington Avenue, Suite 580\",\n \"mailingAddressCity\": \"Montgomery\",\n \"mailingAddressState\": \"AL\",\n \"mailingAddressZip\": \"36104\",\n \"glLimit\": 1000000.00,\n \"glAggregateLimit\": 2000000.00,\n \"glAggregatePcoLimit\": 2000000.00,\n \"propertyDamageLiabilityDeductible\": 0.00,\n \"premium\": 903.15,\n \"premiumPaid\": 0.00,\n \"nextPaymentDate\": \"2026-01-20\",\n \"paymentInterval\": \"None\",\n \"endorsements\": {\n \"cyberCoverage\": {\n \"limits\": \"25000/50000\"\n },\n \"workplaceViolenceCoverage\": {\n \"limits\": \"50000/50000\"\n },\n \"coverage\": \"Freelance\",\n \"additionalInsureds\": [\n {\n \"name\": \"Happy Hogan\",\n \"street\": \"3007 Hearthstone Ave\",\n \"city\": \"PARMA\",\n \"state\": \"OH\",\n \"zip\": \"44134\",\n \"email\": \"happ.hogan@example.com\",\n \"description\": \"Other\",\n \"fullAddress\": \"3007 Hearthstone Ave\\nPARMA OH, 44134\"\n }\n ],\n \"hiredAutoAndNonOwnedAuto\": {\n \"hiredCoverage\": 1,\n \"nonOwnedCoverage\": 1,\n \"autoLiabLimit\": 1000000.00,\n \"limit\": 1000000,\n \"shouldInclude\": true\n },\n \"endorsementPackage\": \"None\"\n },\n \"previousLosses\": [],\n \"docsGenerated\": false,\n \"locations\": [\n {\n \"isPrimaryLocation\": true,\n \"street\": \"770 Washington Avenue, Suite 580\",\n \"city\": \"Montgomery\",\n \"state\": \"AL\",\n \"zip\": \"36104\",\n \"hasSprinklers\": false,\n \"riskUnitId\": 0,\n \"squareFootage\": 2500.0\n }\n ],\n \"primaryLocation\": {\n \"isPrimaryLocation\": true,\n \"street\": \"770 Washington Avenue, Suite 580\",\n \"city\": \"Montgomery\",\n \"state\": \"AL\",\n \"zip\": \"36104\",\n \"hasSprinklers\": false,\n \"riskUnitId\": 0,\n \"squareFootage\": 2500.0\n },\n \"autoExtend\": false,\n \"isForProject\": false,\n \"insuranceCarrier\": \"Everspan\",\n \"transactionFeeEnabled\": false,\n \"legalBusinessName\": \"Stark Flame Off Industries\",\n \"effectiveStartDate\": \"2026-03-05\",\n \"effectiveEndDate\": \"2027-03-05\",\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 3.46,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"lossControl\": \"OptIn\"\n },\n {\n \"policyId\": \"fbb2b2aa-5e53-41ae-ad1c-8a306b88d9bd\",\n \"externalId\": \"fbb2b2aa-5e53-41ae-ad1c-8a306b88d9bd\",\n \"policyNumber\": \"TESTEP-00377669-00\",\n \"status\": \"Pending\",\n \"statusDate\": \"2026-01-20\",\n \"createdOn\": \"2026-01-20T14:12:23.0433333Z\",\n \"policyType\": \"PL\",\n \"issueDate\": \"2026-01-20\",\n \"startDate\": \"2026-03-05\",\n \"endDate\": \"2027-03-05\",\n \"industryId\": 10478,\n \"annualPayroll\": 150000.00,\n \"grossAnnualSales\": 150000.00,\n \"contactFirstName\": \"Pepper\",\n \"contactLastName\": \"Potts-Stark\",\n \"contactEmail\": \"ironlove3000@gmail.com\",\n \"contactPhone\": \"5555555555\",\n \"mailingAddressStreet\": \"770 Washington Avenue, Suite 580\",\n \"mailingAddressCity\": \"Montgomery\",\n \"mailingAddressState\": \"AL\",\n \"mailingAddressZip\": \"36104\",\n \"premium\": 394.06,\n \"premiumPaid\": 0.00,\n \"nextPaymentDate\": \"2026-01-20\",\n \"paymentInterval\": \"None\",\n \"endorsements\": {},\n \"professionalLiability\": {\n \"yearsOfPriorActs\": 2,\n \"deductibleAmount\": 500,\n \"occurrenceLimit\": 50000,\n \"aggregateLimit\": 100000,\n \"yearsOfProfessionalExperience\": 10,\n \"certificationsRequired\": true,\n \"certificationsMaintained\": true,\n \"grossRevenue\": 70000.00,\n \"retroactiveDate\": \"2024-03-05\",\n \"endorsements\": {\n \"additionalInsureds\": [\n {\n \"name\": \"Happy Hogan\",\n \"street\": \"3007 Hearthstone Ave\",\n \"city\": \"PARMA\",\n \"state\": \"OH\",\n \"zip\": \"44134\",\n \"email\": \"happ.hogan@example.com\",\n \"description\": \"Other\",\n \"fullAddress\": \"3007 Hearthstone Ave\\nPARMA OH, 44134\"\n }\n ],\n \"waiverOfSubrogation\": false,\n \"blanketAdditionalInsured\": false\n }\n },\n \"previousLosses\": [],\n \"docsGenerated\": false,\n \"locations\": [\n {\n \"isPrimaryLocation\": true,\n \"street\": \"770 Washington Avenue, Suite 580\",\n \"city\": \"Montgomery\",\n \"state\": \"AL\",\n \"zip\": \"36104\",\n \"hasSprinklers\": false,\n \"riskUnitId\": 0\n }\n ],\n \"primaryLocation\": {\n \"isPrimaryLocation\": true,\n \"street\": \"770 Washington Avenue, Suite 580\",\n \"city\": \"Montgomery\",\n \"state\": \"AL\",\n \"zip\": \"36104\",\n \"hasSprinklers\": false,\n \"riskUnitId\": 0\n },\n \"autoExtend\": false,\n \"isForProject\": false,\n \"insuranceCarrier\": \"Everspan\",\n \"transactionFeeEnabled\": false,\n \"legalBusinessName\": \"Stark Flame Off Industries\",\n \"effectiveStartDate\": \"2026-03-05\",\n \"effectiveEndDate\": \"2027-03-05\",\n \"fees\": [\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"lossControl\": \"OptIn\"\n }\n ],\n \"transactionFeesAmount\": 10.46,\n \"transactionFees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 3.46,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ],\n \"isSuccess\": true,\n \"MMRtext\": \"Within 24-48 business hours, your client will receive an email on how to access Coterie's Manage My Risk portal and resources.\",\n \"totalMonthlyFees\": 7.00,\n \"totalMonthlyOwed\": 118.56,\n \"fees\": [\n {\n \"description\": \"Loss Control Fee\",\n \"amount\": 3.46,\n \"frequency\": 12,\n \"feeType\": \"LossControlFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 50.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 7.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Cyber Claim and Risk Management Fee\",\n \"amount\": 6.00,\n \"frequency\": 1,\n \"feeType\": \"CyberClaimandRiskManagementFee\",\n \"offset\": 0,\n \"handling\": 1\n },\n {\n \"description\": \"Policy Fee\",\n \"amount\": 0.00,\n \"frequency\": 1,\n \"feeType\": \"PolicyFee\",\n \"offset\": 0,\n \"handling\": 0\n },\n {\n \"description\": \"Installment Fee\",\n \"amount\": 0.00,\n \"frequency\": 12,\n \"feeType\": \"InstallmentFee\",\n \"offset\": 0,\n \"handling\": 1\n }\n ]\n}"}],"_postman_id":"b5b7914b-9bd8-4acd-b0ae-d37252e54374"}],"id":"ac302db9-9a34-409b-b7e0-14640e568d11","_postman_id":"ac302db9-9a34-409b-b7e0-14640e568d11","description":""}],"id":"853af82d-269e-4e37-a92f-5aa4f2fa988a","description":"

Here you can see all endpoints and / or information that has been \"retired\", but not removed.

\n","_postman_id":"853af82d-269e-4e37-a92f-5aa4f2fa988a"}],"event":[{"listen":"prerequest","script":{"id":"9acb2e53-7ad0-46de-a09a-a8028525ff94","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"948eef01-aeeb-4c69-b490-a7927395a693","type":"text/javascript","exec":[""]}}],"variable":[{"key":"agentEmail","value":"SANDBOX@TEST.COM"}]}

Quickstart Guide

Step 1: Sign Up

Step 2: Submit a Bindable Quote

Quote Proposal Download

Step 3: Generate a Policy

Authentication Guide

Classification / Industries

Integration Options

URLs

Quoting Attributes

Master Attribute Reference Table

Locations Array

Professional Liability (PL) Object

Endorsements Object:

Hired Auto & Non-Owned Auto Object

Liquor Liability Endorsement Object

Contractors Installation & Tools Object

Other Endorsements & Coverages

Cyber Coverage Object

Workplace Violence Object

Employment Practices Liability (EPLI) Object

Blanket Additional Insureds & Related Endorsements

Additional Insureds Array

Fees

Optional Headers

Applications

Quotes

Policies

Overview

How To Upgrade

POST Create Application (/applications)

GET Retrieve Application (/applications/{ApplicationId})

POST Create Quote Estimate (/quotes)

POST Create Bindable Quote (/quotes/bindable)

GET Retrieve Quote (/quotes/{QuoteId})

POST Create Policy (/policies)

Add Producer/Agent (/producer)

Add Agency (/producer/agency)

Integrating With Our New Endpoints